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Illinois homeowners are facing a major insurance rate hike — State Farm is increasing homeowners insurance premiums by 27.2% starting August 15, 2025, one of the largest increases in state history. This change will impact 1.5 million policyholders, adding an estimated $746 per year to the average premium.
By Sean Reynolds4.4
8787 ratings
Illinois homeowners are facing a major insurance rate hike — State Farm is increasing homeowners insurance premiums by 27.2% starting August 15, 2025, one of the largest increases in state history. This change will impact 1.5 million policyholders, adding an estimated $746 per year to the average premium.

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