Our guest on the podcast is retirement specialist and author Steve Vernon. Vernon is president of Rest-of-Life Communications and a research scholar at the Stanford Center on Longevity, where he conducts and directs research on retirement planning and behavioral economics. He is also the author of several books on retirement planning, including his latest, Don't Go Broke in Retirement and Retirement Game-Changers. In addition, Vernon writes a regular column on retirement planning for Forbes. He previously helped large employers design and manage their retirement programs. Vernon retired as vice president and consulting actuary with the human resources consulting firm Watson Wyatt Worldwide and also consulted to Mercer. He graduated from the University of California at Irvine with a double major in mathematics and social science.

Background

Steve Vernon bio

Stanford Center on Longevity

Steve Vernon books

Forbes column

The Role of Work

"The Question Many Pre-Retirees and Retirees Will Need to Answer," by Steve Vernon, Forbes, Aug. 25, 2020.

"Redesigning Retirement and Human Resource Programs to Support Longer Lives," by Steve Vernon, Stanford Center on Longevity, third-quarter 2019.

"How To Find Work (After Retirement)," by Steve Vernon, CBSNews.com, March 27, 2013.

"Good News for Older Workers Seeking New Careers," by Steve Vernon, CBSNews.com, April 27, 2015.

Encore career definition

Social Security Program Health

"The 2020 OASDI Trustees Report," Social Security Administration, April 22, 2020.

"No, You Won't Lose All of Your Social "Security Benefits," by Steve Vernon, Forbes, April 22, 2020.

Social Security Claiming Strategies

"Boost Your Risk-Protected Retirement Income With a Social Security Bridge Payment," by Steve Vernon, Forbes, May 26, 2020.

"Does Delaying Social Security Really Deliver an 8% Return?" by Christine Benz, Morningstar.com, May 14, 2020.

"When to Take Social Security: The Complete Guide," by Amy Fontinelle, Investopedia.com, Nov. 24, 2019.

 "Introducing the Social Security Claiming Decision," by Wade Pfau, Retirement Researcher.

"How the Retirement Estimator Works," Social Security Administration.

Open Social Security

"How to Calculate the Break-Even Age for Taking Social Security," by Ken Moraif, Kiplinger, April 7, 2020.

Retiree Investment Portfolio/Holistic Retirement Income Planning

"A Portfolio Approach to Retirement Income Security," by Steve Vernon, Stanford Center on Longevity, July 2015.

"How Much Should Older Workers and Retirees Invest in the Stock Market?" by Steve Vernon, Forbes, March 3, 2020.

"Here's a Foolproof Way To Create Retirement Income for the Rest of Your Life," by Darla Mercado, CNBC.com, June 26, 2020.

"Stanford Analyzed 292 Retirement Strategies to Determine the Best One--Here's How It Works," by Kathleen Elkins, CNBC.com, Aug. 6, 2019.

Housing

"Don't Make This Costly Retirement Planning Mistake," by Steve Vernon, Forbes, June 11, 2020.

"Planning Your Retirement: 10 Ways to Reduce Housing Costs," by Steve Vernon, CBSNews.com, Sept. 4, 2013.

"How Covid-19 Will Shape the Future of Senior Living. New Models of Care, More Aging in Place," by Reshma Kapadia, Barron's, May 29, 2020.

Longevity/Mitigating Longevity Risk

"Rich People Don't Just Live Longer. They Also Get More Healthy Years," by Heather Murphy, The New York Times, Jan. 16, 2020.

“The Risk of Outliving Your Assets Is Real And Defending Against It Is No Small Task," by Martin Pelletier, Financial Post, June 17, 2019.