Are you worried about what your 401K might be doing amid all the volatility the stock market had as we ended 2018?  Ryan sits down with Greg McBride of Bankrate.com to talk about the market and the interest rate forecast.  Following that, Ryan discusses Apple's slide amid tensions with China.  Then, Ryan speaks with Don Rheem about workplace performance after a survey reveals that 28% of employees don't know what they do at work besides work.    Wrapping up this hour, Ryan shares some of the things he believes people do while at work.

Listen to the show on Apple Podcasts? Leave us a 5-star review: apple.co/2Of49Bv and subscribe to Overnight America on other great apps like Radio.com