In this episode of Home Truths, Amy and Jane unpack the legal foundations every homeowner should have in place before work begins.

We cover what actually needs to be in writing — from scope and programme to payment terms and change control — and why handshake agreements so often fall apart once time, money and stress enter the picture.

You’ll also learn:

• The key insurance types every project should have (public liability, employers’ liability, contract works)
• Who is responsible for what — contractor vs homeowner
• Why seeing certificates matters
• How subcontractor insurance gaps can create unexpected risk
• And how clear paperwork actually protects the working relationship, rather than undermining it

If you’re about to sign a contract — or wondering whether your project is properly protected — this episode will give you the clarity and confidence to move forward safely.

Because in renovation, what feels “boring” at the start is often what saves you later.

Disclaimer: The information shared in this episode is for general guidance only and does not constitute legal, architectural, or professional advice. You should seek advice specific to your own project before making decisions.

Resources we talk about in this episode:

JCT home Owner Contracts

Webinar with Renovation Plan

Mention 'HomeNotes' to get £25 off your insurance with Renovation Plan*

(*We may earn a small commission from suppliers mentioned if you use our code or links.)

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In this episode of Home Truths, we unpack one of the most pivotal — and often confusing, stages of any renovation: receiving and reviewing quotes.

We talk about why prices can differ dramatically, the difference between budgets, estimates and quotes, and why a single lump sum isn’t enough to make an informed decision. Jane explains how to properly review a tender, what a cost breakdown should include, and how to compare builders fairly, so you’re not caught out later.

We also cover the hidden costs that frequently cause budgets to spiral, including provisional sums, client-supplied items, VAT, scaffolding, and permits, and share the one question every homeowner should ask: “What’s not included?”

If you’re planning a renovation or about to receive quotes, this episode will help you approach the process with clarity and confidence - and avoid the costly misunderstandings that often begin with “I assumed that was included.

If you're about to get quotes back from your builder - this one's for you!!

Sponsored by Plykea;

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Insta: @plykeakitchens

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We’re back with a new series of Home Truths — and we’re starting with one of the biggest decisions in any renovation: choosing the right builder.

Before quotes, budgets or contracts, this choice can quietly make or break your project.

In this episode, we talk about:

• where to actually find builders,
• how to vet them properly (without losing your mind),
• early red flags to watch out for,
• and the questions you should be asking before prices ever come back.

If you’re renovating — or planning to — this one’s for you!

Sponsored by Plykea;

Web:  https://www.plykea.com/
Insta: @plykeakitchens

Brought to you by HomeNotes;

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In this bonus episode, Amy and Jane round up their key takeaways and top tips shared by the renovators in the tenth series of the Stories from Site podcast.

They discuss the common themes that emerge across the series, including the different methods people have employed to keep costs down, as well as the advice that they're personally taking on board in their own renovations.

Sponsored by Plykea;

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Insta: @plykeakitchens

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This week we talked with Kate about renovating her Georgian farmhouse. Better known on Instagram as Renovate like Kate. She talks us through her hands-on approach to home renovation from her early projects in London to her family's big move to Leicestershire. Get yourselves ready for plenty of practical advice and insights into balancing renovation with family life.

Find Kate's project on instagram @renovatelikekate

Sponsored by Plykea;

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Insta: @plykeakitchens

Brought to you by HomeNotes;

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 In this episode, we're joined by Vita who tells the story of finding the right house and working closely with the architects and builders to make her dream home. Vita shares how she balanced budgets and aesthetics, navigated tough decisions, and ultimately created a space that feels both intentional and inspiring.

You can find Vita's project on instagram @belgravehome 

Project architects: @proparchitects

Sponsored by Plykea;

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Insta: @plykeakitchens

Brought to you by HomeNotes;

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This week, we talk with Natallia and Matt who share their remarkable ten-year DIY journey. Starting with a modest London flat, they built skills, overcame challenges, and created a home that won an award at this year’s Don’t Move, Improve awards. 

It’s a story of persistence, creativity, and what’s possible when you take renovation into your own hands.

You can find Natallia on instagram @natalliatanko and if you want to find out more about her Architecture practice, check out her website here.

Sponsored by Plykea;

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Insta: @plykeakitchens

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 This week we are joined by Karen who talks to us about her renovation of a semi-detached Edwardian house in Manchester.

Karen shares the role her architect played, as well as the challenges of turning a dark house into a bright and welcoming family home.

You can find Sarah from Another architecture + interiors on instagram @another_a_i 

Sponsored by Plykea;

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In this episode, we speak with Issey about transforming her 1960s Maisonette.

With her background in interior architecture and the sharp eye for design, Issey shares how she and her partner created a light filled home on a careful budget and the inspiration that guided their choices along the way.

Sponsored by Plykea;

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Insta: @plykeakitchens

Brought to you by HomeNotes;

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In this episode, we speak with Robyn, who shares how she transformed a budget friendly 1930s home into a bold, joyful space with the help of architects Office S&M. It's a story about colour collaboration and creating a home that radiates happiness. 

Sponsored by Plykea;

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Insta: @plykeakitchens

Brought to you by HomeNotes;

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