Finding yourself stuck with no funds by the end of the month? Keeping all your money in your checking account instead of using a savings account? Are you spending your money recklessly and ending up broke? You’re not alone.

Today, we’re going to help you gain control over your personal finances. In the process, we’re hoping to not just help you manage your money, but also make more money. All this, like a boss. Before that, let’s explore the best strategy for saving more money.

1. Put money in the bank

2. Make more money

3. Invest in the best

4. Do your research

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Money Heist is more than just an elaborate plot to rob banks, outsmart the police and layout escape routes. The popular Netflix series has a lot to teach us about money and life in general.

So, sit back, get some popcorn and indulge yourself in these money lessons to take away from Money Heist. It’s about money and life too!

1. Have a backup plan

2. Do your research―lots of It

3. Keep going when challenges come your way

4. Get smart about your money

5. Keep your emotions away

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Everyone desires to have money and acquire a good lifestyle. But have you been taking any steps to achieve this goal, have you taken any courses, and increased financial aptitude that can help you make more prudent choices in life?

To put it all in perspective, you should inculcate money habits that complement your financial goals in 2022. Here is a list of money habits that you should have for your goals in 2022.

1. Get debt-free

2. Pay yourself

3. Reduce unwanted expenses

4. Be smart about your investments

5. Create assets

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We all have goals that we want to achieve in life. Some of us want to be rich. Some of us want to be successful. Some of us just want to level up.

Personal finance is the key to living a stress-free and financially sound life, especially when setting goals for the New Year. We are sure you don’t want to keep paying your college bills or a credit card debt all the way till you retire. That is why it is time to get in the resolution spirit and set up personal financial goals that will transform your financial outlook in 2022.

Here are our top 5 ways to tackle personal finance goals this year:

1. Assess your taxes

2. Diversify your portfolio

3. Look at your emergency fund

4. Contribute to college funds

5. Give back to the community

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Ran out of options to save money again around the house? Living from one paycheck to another is extremely tough. It is scary due to the uncertainty it brings.

Making small changes can add up to big savings over time. More often than not, we ignore the impact that small decisions can have on our lives. Check out these five hacks that can help your house potentially save a lot of money every year.

1. Cut down on maintenance expenditure

2. Review your home insurance

3. Check entertainment subscription rates

4. Reduce electricity bills

5. Look for discounts and reduce wastage

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Accumulating debt can be a serious cause for concern, leading to stress, worry and even mental breakdowns. Piling up debt is known to cause serious mental and even physical health problems. Overcoming debt-related stress can be in itself stressful. If you’ve experienced loss of appetite, mood changes, insomnia, unexplained weight loss, etc., you need to be careful.

Millions of people around the world struggle to cope with debt stress. However, there are various techniques you can adapt to fight this stress and overcome it.

1. Realign your thoughts and focus on the solution not the problem

2. Share your experiences with an accountability partner

3. Set a budget to pay off debt

4. Decide which debts to pay off first

5. Increase your total income, take up a side hustle

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Tracking your money helps you find the avenues where you can easily save money by spotting the places where your money is going to waste. Find out the places where you use your money by keeping a record of all the checking, savings or credit accounts that you have.

You can maintain a good record of your expenses and income with these 5 steps:

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We all have those days when we find ourselves scrambling for spare change. Your payday still seems far away, maybe days or weeks at a distance and you need cash now, right now!

You don’t have to worry. There are ways to get your hands on money in a jiffy, without falling prey to scams — 6 super easy ways to be exact.

1. Get Cash Now Pay Later with Line

2. Pick up a day gig

3. Cash your gift cards

4. Take a loan from your 401(k)

5. Put all your debts in one basket

6. Cut down on insurance premiums

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When it comes to saving money, the Internet is full of suggestions and ideas on how to get it right.

But sometimes, old school is the best. That's why we've put together some good old-fashioned savings tips just for you.

1. Use an envelope

2. Borrow instead of buying

3. Think long term

4. Save coupons

5. Use a piggy bank

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Your payday seems far away, maybe days or weeks at a distance and you need cash now, right now! But what could you possibly do? You’re probably having panic attacks and stress naturally! But honestly, you don’t have to worry a notch. There are ways to get your hands on money in a hurry, without falling prey to scams — we have 5 easy ways to get fast cash.

2. Pick up a day gig

3. Community assistance is the best kind

4. Spare room to your rescue

5. Change your phone plan

There is also a promo code for a free subscription to Line. New users can apply the promo code to get a one-month free subscription to Line. Please note once you enter the promo code, Line will charge $0.55-$0.65 for card verification. Don't worry because that amount will be refunded the next day. It will reflect in your bank statement in a week's time. So, what are you waiting for? Hit the play button now and get your promo code!

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