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Street smart

describes a person who is intelligent in real-world situations, where they know how to avoid trouble, make quick decisions, and handle different kinds of people.

Examples:

1- A famous rapper once said, "I didn’t go to college, but I survived tough neighborhoods and learned how to read people. I’m street-smart!

2- Tom didn’t go to college, but he’s so street-smart—he knows how to handle himself in any situation.