If money stress is painful, why do people go into debt? Is there something attractive about debt that lures us out of our safe place and into the perils of owing someone else money?

Obviously there is or we would not go there! If I were to tell you that debt was only a problem if it was bad debt, would you start to wonder what planet I was from? How could debt possibly be good?

Today in the Succeed With Money podcast David and Carolyn are looking at the difference between good debt and bad debt and how we can all make better debt choices.

The family you are born into can give you an advantage or a disadvantage when it comes to your financial journey, but, when you boil it all down, we all have the opportunity and the responsibility to learn to manage money well and create wealth in our lifetime. If you do not make it your mission to learn financial principles, you will never be without money stress and you will very easily fall into the debt cycle that has so many people trapped.

In this episode of Succeed With Money Podcast David and Carolyn look at the problem with modern money management …. which makes this week’s episode one not to be missed.

You’re lying on your deathbed looking back at your life. Your fairy godmother appears and says “I’m going to let you go back and change what you spent your time on”. Would you get all excited and revel at the opportunity to make changes or would you say “Ah no, it’s OK. I’m really happy with how I spent my time! Thanks but no thanks”?

I think most people would want to make changes!

This week David and Carolyn look at the life journey and the kind of things we all should be learning along the way. Every decade has its own pleasures and challenges that we need to embrace. It’s a really interesting topic…. which makes this an episode not to be missed!

Do you remember your early adult life? How exciting was it to finally have arrived at the doorstep of life on your terms? Do you remember some of your firsts? First date, first kiss, first car, first job??? What an exciting time it was!

Of course, it wasn’t always perfect! Do you remember your first speeding ticket, your first bust-up with a girlfriend or boyfriend? It wasn’t all roses but it certainly was a great time!

Looking back it’s hard to believe we were so vulnerable and so at risk, yet we were so totally oblivious to that fact at the time! The truth was that we really had no idea about what we had no idea about... and it was great! Sometimes ignorance is bliss.

This week David and Carolyn look at the life journey and the kind of things we all should be learning along the way. Every decade has its own pleasures and challenges that we need to embrace. It’s a really interesting topic…. which makes this an episode not to be missed!

They say it takes all kinds of people to make up the world. If you look around in a busy city street you will realise just how true that is! Some years ago the speaker at a conference began by saying there are three kinds of people in the world: Those that make things happen; those that watch things happen; and those that just wonder what happened. While this may sound a bit humorous at first, it is actually quite scary to think just how accurate he was.

In this episode David and Carolyn look at how important it is to be someone who makes things happen and what you can do to stop being a passenger or an observer and get in the driver's seat…. which makes this an episode not to be missed!

Have you ever had harsh words with your spouse because of a money related issue? Love and Money are the hardest two words to fit into the same sentence! Sadly, around half of all marriages in this country end in divorce and THE biggest killer of romance is money stress!

In this episode of Succeed With Money Podcast David and Carolyn look at why romance sufferers from money pressures and how to make sure your romance is not destroyed by your finances which makes this week's episode one not to be missed.

According to this week's Money Magazine newsletter, in the 1600's people struggled with the Bubonic Plague and how to pay for food and shelter every week. In 2020 people are struggling with the Coronavirus pandemic and how to pay for food and shelter every week. Not much has changed! So the question is, WHY? Why do people still have money problems/stress in 2020? In this week's Podcast David and Carolyn look at some of the blockages to being Successful with Money ..... which makes this episode one not to be missed.

You've probably heard the age-old saying, "You Can't Have Your Cake and Eat it Too!". In this week's podcast, David and Carolyn look at the question…

"Is it possible to have a wickedly abundant, flamboyant, exciting, amazing, a great life, and still have money saved up for retirement?" which makes this week's episode one not to be missed.

A financial services professional said to David a few days ago that it's not uncommon to have a client say, “I need a new Credit Card because all of my current ones are full”. What this statement showed David is that there are people who actually see a Credit Card as a legitimate source of income.

The question is, how did we get here?! How could someone be so financially naive (or maybe so desperate) to believe that getting yet another Credit Card is a legitimate solution to the problem of having a bunch of cards that are already maxed out... Today's Podcast episode is titled 'The Credit Card Pandemic' and it is an episode not to be missed.

If you look back through history you will find many examples of people who earned piles of money but ended up both broke and miserable. It's only a small percentage of the population who end up being able to do what they want when they want, in retirement, but the odd thing about this fact is that they are often NOT the people who earned the most money. In this podcast David and Carolyn look at what they see as THE most important ingredient in Succeeding With Money... which makes this an episode not to be missed.