Syed Salim Raza (also spelt Reza) is a British Pakistani banker and financier who served as the 15th Governor of State Bank of Pakistan. In September 2018, Raza was appointed to the Economic Advisory Council (Pakistan), the Prime Minister's Economic Advisory Council. Timestamps: 00:00 Intro 00:58 Role of Karaandaaz in Financial Inclusion 08:30 Digitisation Initiatives & Verticals of Karandaaz 16:58 Salimm's Journey 17:20 What makes Karandaaz stand out 18:40 How Karandaaz invests in SMEs 29:46 The process of Karandaaz for agriculture 32:18 Problems of Financial Sector of Pakistan 35:00 How Digital payments help 38:40 Sellers adopting Digital Payments 41:15 Karandaaz encouraging women 44:30 Central Bank's Autonomy 50:10 Cybersecurity in the Financial System 51:45 Crypto Currency 53:10 Current Economic Challenges in Pakistan 57:00 Is privatisation good? 1:05:40 Outro