In Gerritt’s 15 years as a police officer, he says you wouldn’t believe the number of emergencies they had to respond to that weren’t actual emergencies. A fender bender in the Wal-Mart parking lot may be a big deal in your world; how and when will your car be repaired, is your insurance rate going to go up, who’s fault was it anyway? If no one is hurt or in danger the law only requires that you exchange insurance information, beyond that, time to get to work handling your own “emergency”.