Tae Kim - Financial Tortoise

What are the different types of retirement savings? Which one should I choose? Let's answer these questions with our video about 401(k), 403(b)s, IRAs and Roths.

IRS Website 2022 Retirement Plan Change https://www.irs.gov/newsroom/irs-announces-changes-to-retirement-plans-for-2022

Timecodes

0:00 - Intro
1:21 - Retirement Savings Plan Fundamentals
2:06 - Employer-Based Tax-Advantaged Buckets
2:45 - 401(k)
6:26 - Roth 401(k)
7:11 - Individual-Based Tax-Advantaged Buckets
7:42 - Traditional IRA
8:47 - Roth IRA
9:45 - Summary Of Retirement Savings Plans
10:20 - My Recommendation For Order Of Filling These Buckets

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Timecodes:

0:00 - Intro
1:42 - The Case for International Exposure
4:44 - The Two Approaches
6:23 - What Are These Funds Exactly?
8:59 - The Key Differences
13:33 - The Behavioral Factor
14:59 - So Which Should You Choose?

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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A lot of people ask me, "Hey I want to make money. What should I do?" But the question they should be asking is, "How can I make it last? How can I STAY wealthy?" In this video we'll look at some big ways you can keep your wealth secure and make it last!

Timecodes

0:00 - Intro
0:39 - Making Money vs. Making It Last
1:10 - Making Money vs. Making It Last In Media
2:16 - Warren Buffet Not Only Got Rich, But Kept Getting Richier.
3:33 - Be Financially Bulletproof. Hold Enough Cash.
4:36 - Understand, No Plan Survives First Contact
6:09 - Be Optimistic, But Also Be Little Paranoid | Practice Pragmatic Optimism

PURCHASE YOUR BOOKS HERE:
► "Man's Search for Meaning" by Viktor Frankl (https://amzn.to/320MRAh)

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LINKS:
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Sandwich Generation is a term used to describe the generation that takes care of their aging parents while also raising kids. This video will help you understand what it means and how to deal with it!

1 - The emotional & time challenge as the Sandwich Generation
2 - The importance of having a strong financial foundation
3 - We want to not just survive, but thrive as the Sandwich Generation

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Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Timecodes:

0:00 - Intro
1:38 - The Current Gold Rally
4:12 - Myth #1 - Inflation Hedge
6:51 - Myth #2 - Safe Haven
8:59 - Myth #3 - Improved Portfolio Returns
12:07 - Myth #4 - Reliable Store Of Value
14:38 - Actionable Takeaways

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► Aura - https://aura.com/financialtortoise
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► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
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► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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The Health Savings Account is the ultimate investment account. The IRS has been very generous with HSA holders, and it's time for you to take advantage of these benefits! In this video I'll discuss why an HSA can be a great tool for your retirement.

Timecodes

0:00 - Intro
0:42 - What Is A HSA?
2:06 - Caveat - HSA is Not FSA
3:21 - This Is Where It Gets Awesome
3:46 - Isn’t HSA For Medical Expenses?
5:00 - So, What Should You Do To Maximize HSA?
6:04 - Bottom Line

Healthcare.gov & HSA (https://www.healthcare.gov/glossary/health-savings-account-hsa/)
Mad Fientist & HSA (https://www.madfientist.com/ultimate-retirement-account/)

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► SoFi - Checking & High-Yield Savings Account (Terms Apply) - https://sofi.com/tae (Affiliate Link)
► Shortform - More Than Book Summaries - https://shortform.com/taekim

LINKS:
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► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Timecodes:

0:00 - Intro
1:03 - #1 FSKAX
5:26 - #2 FTIHX
9:56 - #3 - FXNAX
12:18 - #4 - SPAXX
14:29 - #5 - Freedom Index Funds

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FAVORITE TOOLS:
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► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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This video will explain how compounding interest works and why it is the secret to building wealth. It may sound like a simple concept, but in reality compounding interest is one of the most powerful forces in the universe! It's just math, you say? Well yes...sort of. But what about when your money makes more money without any work on your part? This is where things get really interesting.

Timecodes

0:00 - Intro
0:36 - 99% of Warren Buffet’s $100.5 billion net worth came after his 56th Birthday
1:59 - Compounding Is Not Intuitive
3:51 - Double Edged Sword
4:46 - Resist The Urge To Beat The Market

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Timecodes:

0:00 - Intro
1:42 - #1 - Never Spend to Impress
3:50 - #2 - Never Trade Health for Wealth
6:47 - #3 - Never Waste Time
9:24 - #4 - Never Neglect People
11:46 - #5 - Never Take Foolish Risks

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Is index investing for lazy people? Some people think that because you're not picking stocks, you're just sitting on your hands. But this couldn't be further from the truth! Index investing is a great way to get exposure to different kinds of investments without having to spend hours researching individual stocks.

Timecodes

0:00 - Intro
0:47 - Index Investing 101
2:36 - Why People Believe Index Investing Is Lazy Investing
3:01 - Hard to Accept “Average”
4:25 - Banks & Financial Media Make You Believe You Can Beat The Market
5:31 - People Underestimate The Hidden Cost Of Investing
6:12 - We Can’t Pick Winning Stocks
6:40 - Wise Words

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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