Tae Kim - Financial Tortoise

Finding the right home is one of life's most exciting adventures. But it can be difficult to know when you're ready to take the leap and buy a house. Follow this checklist before you decide to dive in, and see if buying a home is right for you!

Timecodes

0:00 - Intro
0:48 - Home Ownership Wasn’t Always The American Dream
2:16 - Home Prices Don’t Always Go Up
3:30 - US Real Estate History Takeaways
4:13 - Pre-Home Buying Checklist
4:16 - 1) Get Your Debt Under Control.
5:10 - 2) Fund Your Emergency Account
5:58 - 3) Know How Much You Can Afford
7:18 - 4) 20 Percent Down Is Best
8:12 - 5) Stick to Fixed 15 or 30 Year Mortgage
9:06 - 6) Shop Around For Mortgage

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LINKS:
► Get My Weekly Newsletters: https://www.financialtortoise.com/newsletter
► Favorite Books: https://www.financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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► Download Your FREE 1-Page Infographic: https://financialtortoise.kit.com/df040ef9c2
► Join The Financial Tortoise Community!: https://financialtortoise.com/community

Timecodes:

0:00 - #1 - Convenience Spending
3:36 - #2 - Forgotten Spending
6:31 - #3 - Social Spending
9:24 - #4 - Status Spending
12:33 - #5 - Emotional Spending

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Get My Weekly Newsletters: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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► If you’re ready to level up your AI leadership skills, head to https://masterclass.yt.link/qzwMkPy to get 15% off the Lead with AI Certificate from MasterClass and Microsoft.

Timecodes:

0:00 - 1% Financial Advisor Fee
0:59 - Whole Life Insurance
1:33 - Leasing A Car
2:13 - Dealer Add-Ons
2:44 - Timeshares
3:44 - MasterClass Certificate
5:26 - Extended Warranties On Electronics
5:44 - Premature Spending
6:14 - Products You Don't Understand
6:43 - Renovating To Impress
7:05 - Subscription Creep
7:43 - Over-Gifting Out Of Obligation
8:11 - Competitive Parenting Spending
8:55 - Retail Therapy
9:33 - Investment Newsletter
10:07 - Expensive Solutions To Everything
10:49 - Trying To Time The Market
11:25 - Chasing Last Year's Winner
11:53 - Home Equity For Lifestyle Spending
12:21 - Buying Premium For Everything
12:55 - Financial Complexity
13:31 - Paying For Advice They Never Act On
14:08 - Financing Things That Should Be Paid In Cash
14:50 - Guilt-Driven Financial Decisions
15:16 - Waiting To Start

► Join The Financial Tortoise Community Waitlist!: https://financialtortoise.com/community

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Millionaire Next Door is a book that has been out for more than two decades and still provides great advice to the average person. In this video, we'll look at some of my favorite takeaways from the book!

Timecodes

0:00 - Intro
0:40 - Millionaires Are Frugal
2:03 - Millionaires Are Planners
3:33 - Millionaires Value Financial Independence Over High Social Status
5:04 - Their Parents Did Not Provide Economic Outpatient Care (EOC)
6:40 - They Chose The Right Occupation

PURCHASE YOUR BOOKS HERE:
► "The Millionaire Next Door" by Thomas Stanley (https://amzn.to/3w5TEWB)

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JOIN MY MAILING LIST: https://financialtortoise.com/

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

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Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

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► MasterClass Executive is designed to help professionals build real skills, demonstrate their thinking, and develop work that shows what they’re capable of. Sign up today for free at https://masterclass.yt.link/k9VnCnp
► Mom and Dad, We Need to Talk: https://amzn.to/41zhicI

Timecodes:

0:00 - Intro
0:39 - The Upgrade Temptation
3:45 - Career Complacency
6:07 - MasterClass Executive
7:35 - Sandwich Generation Squeeze
10:10 - Investment Complexity Creep
12:49 - The Health Neglect

► Join The Financial Tortoise Community!: https://financialtortoise.com/community

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to pay off debt quickly and efficiently. Tired of the stress that comes with having a lot of debt? You're not alone. Millions of people are in your boat, but it doesn't have to be like this forever! Watch this video for some helpful tips on how you can start paying off your debts now, without feeling like you're drowning!

Timecodes

0:00 - Intro
0:59 - Step One: Understand What You Owe And How Much You Owe
2:00 - Step Two: Track Your Expenses
3:48 - Step Three: Cut Back To Your Minimal Living Expense
4:58 - Step Four: Pay Off Debt
6:13 - Step Five: Make More Money

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JOIN MY MAILING LIST: https://financialtortoise.com/

Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

Learn more about your ad choices. Visit megaphone.fm/adchoices

JOIN MY MAILING LIST: https://financialtortoise.com/

Aging Parents & Money: the topic that nobody wants to discuss. But one of the most important conversations you can have with your aging parents is about their finances.

In this video I share five tried and tested methods on how to talk to your aging parents about their finances, and also give a few warnings for what not to say!

Timecodes

0:00 - Intro
0:53 - #1 Ask For Advice
1:52 - #2 Use A Story
2:40 - #3 Share Your Own Financial Experience
4:08 - #4 Don't Start the Conversation With Money
5:05 - #5 Anchor Off Current Events

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

Learn more about your ad choices. Visit megaphone.fm/adchoices

► Download Your FREE PDF Guide: https://financialtortoise.kit.com/bondsmisunderstoodasset
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:51 - Bond 101
3:39 - Bond Mechanics
7:25 - Many Types of Bonds
11:58 - How to Hold Bonds
13:52 - When to Hold Bonds

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

JOIN MY MAILING LIST: https://financialtortoise.com/

We paid off $105,000 of student loans in 3.5 years. In this video I'll share the 7 steps that we took to pay off our debt. It's not easy paying off student loans, but it is possible. Let me show you what you can do.

Timecodes

0:00 - Intro
1:20 - #1 We Organized Our Finances
2:29 - #2 We Invested In Our Financial Education
3:49 - #3 We Cut Back Our Expenses
5:26 - #4 We Implemented Dave Ramsey's Debt Snowball Method
6:49 - #5 We Grew Our Careers and Our Income
8:22 - #6 We Remained Committed To The Vision
10:36 - #7 Don't Underestimate What You Can Achieve

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Welcome to the Financial Tortoise Channel!

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

-------------

Advertiser Disclosure: Financial Tortoise participates in affiliate sales networks and may receive compensation by clicking through the links (at no cost to you). This compensation may impact how and where links appear in this description.

Learn more about your ad choices. Visit megaphone.fm/adchoices

► Download Your FREE Three-Fund Portfolio Visualizer: https://financialtortoise.kit.com/3fundportfoliovisualizer
► Financial Tortoise Community — Join the Waitlist: https://financialtortoise.com/community

Timecodes:

0:00 - Intro
1:25 - Enemy Across the Table
4:48 - Key Portfolio Characteristics
6:10 - #1 - Target Date Fund
8:48 - #2 - Total Market Index Fund
11:52 - #3 - 3-Fund Portfolio
15:30 - What Determines Your Outcome

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FAVORITE TOOLS:
► SoFi - https://sofi.com/tae
► Aura - https://aura.com/financialtortoise
► Shortform - https://shortform.com/taekim
► Squarespace - https://squarespace.syuh.net/financialtortoise
► Empower - https://empower.sjv.io/financialtortoise
► Monarch - https://financialtortoise.com/monarch

LINKS:
► Join the Newsletter: https://financialtortoise.com/newsletter
► Favorite Books: https://financialtortoise.com/bestbooks

DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

Learn more about your ad choices. Visit megaphone.fm/adchoices