Founder Thesis

Taking BNPL To The Masses | Vikas Garg @ Paytail


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BNPL is a wide-open market with rooted players and start-ups securing the pole position. But a large chunk of retailers is still not covered by any of them.

In this edition of Founder Thesis, Akshay Datt talks with Vikas Garg, Co-founder, Paytail. He is an alumnus of Lal Bahadur Shastri Institute of Management, New Delhi, and had a decade long experience in the BFSI sector before stepping into entrepreneurship.

In a bid to provide a level field for offline buyers and sellers with large online retailers, Vikas started Paytail in December 2020. Paytail focuses on building a network of significant financial institutions to cater to the pre-approved loan offers for consumers. And within two years, it has a network of more than 20,000 merchants and over 100,000 consumers.

Tune in to this episode to hear Vikas speak about how Paytail capitalizes on Tier 2 and Tier 3 retailers to offer BNPL through a tech-driven approach.

What you must not miss!

  • The core idea behind Paytail.
  • Journey to find the creditors.
  • Association with other MNCs.
  • Challenges faced by Paytail.

...more
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