Do you have credit card debt hanging over your head? Or maybe you've been thinking you should start saving for retirement, but you aren’t sure how to pay for it?

This hour we sit down with NPR correspondent Chris Arnold, who covers personal finance and consumer protection. NPR’s new family of podcasts, Life Kit, gives listeners practical tips for navigating life challenges from parenting to healthy eating. Arnold hosts Life Kit’s podcasts about money. They are all about figuring out how to get your finances in order in a fun and approachable way.

We also talk with Marketplace’s Marielle Segarra about the psychology and history of tax refunds. Financial experts say getting back a big refund is not necessarily a good thing—so why do so many of us love getting that big check anyways?

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