Most people don’t learn about money in school — yet nearly every adult is expected to juggle budgets, debt, savings, taxes and investing. For many, that gap creates stress, shame, or a sense that finance is “for other people.” But what if understanding your money wasn’t about getting rich — but about gaining freedom?

In this episode of The Charlotte Ledger Podcast, host Steve Dunn explores the real meaning of financial literacy with Brian Li, longtime Providence Day School teacher and finance coach. Li argues that financial literacy isn’t an elite skill set — it’s an achievable toolkit for anyone, regardless of income, background or math ability.

Li explains how financial literacy—built on simple habits like budgeting, tackling high-interest debt and investing early in low-cost, tax-advantaged accounts—can give people of all incomes more freedom, confidence and control over their lives.

We hope you enjoy the conversation with Brian Li. To learn more about him or to browse his financial resources, visit BLiFinanceCoach.com.

This episode is sponsored by AC Creative Collective. Based in Charlotte, N.C., and founded by sisters Amoura and Avery Carter, AC Creative Collective specializes in end-to-end marketing and learning and development services. They are dedicated to helping businesses and organizations streamline their operations and achieve their goals with creativity and precision. From social media strategies to workshops and brand launches, they’ve got you covered. Visit www.accreativecollective.com to learn more.

For more information on The Charlotte Ledger, visit TheCharlotteLedger.com. This episode of The Charlotte Ledger Podcast was produced by Lindsey Banks.

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