Talking About You With ESTRA

Most people today notice money is gone before more comes in for daily living.  This truth apply to people involved in car collision and no longer working.  Far too many don't receive adequate benefits from employers.  After the shock wears off worry sets in about where money will come from after a car collision, most policyholders don't have a backup plan  How long will you be unable to work? How long will Insurance or Employer benefits last?  What will the future hold? Join ESTRA today in discussing major impacts and common concerns after being involved in a car wreck.

Trouble gets worse when those trusted become undependable. The bottom can fall from underneath policyholders who have few resources and options.  Are you being set up for a fall?  Is Lifewise Assurance Company your Long-Term Disability (LTD) Company?  Can you trust them to pay out on Short-Term or Long-Term Disability Claims?  Is Employer Self-Insured meaning they are your Insurance Company and a company such as Lifewise works for them.  Therefore, employers are making final decisions on whether benefits will be paid to you.  Why are reviews on Yelp so low for LIfewise Assurance Company?  Join ESTRA today in exploring concerns about having Lifewise Assurance Company supporting your Employer’s decisions on LTD Claims.  Don't be the last to know when deep financial trouble is on the way.

Trouble gets worse when those trusted become undependable. The bottom can fall from underneath policyholders who have few resources and options.  Are you being set up for a fall?  Is Lifewise Assurance Company your Long-Term Disability (LTD) Company?  Can you trust them to pay out on Short-Term or Long-Term Disability Claims?  Is Employer Self-Insured meaning they are your Insurance Company and a company such as Lifewise works for them.  Therefore, employers are making final decisions on whether benefits will be paid to you.  Why are reviews on Yelp so low for LIfewise Assurance Company?  Join ESTRA today in exploring concerns about having Lifewise Assurance Company supporting your Employer’s decisions on LTD Claims.  Don't be the last to know when deep financial trouble is on the way.

There is nothing like holiday stress.  How can you handle it? How can you make a smooth transition from problems to resolutions all while being injured after a collision?  Smiling beats frowning after being in a collision. Does this mean going around ignoring real feelings? Absolutely not.  There are times when sadness is appropriate. Loss is real. Fighting against bad faith practices by Auto Insurance, Employers, Social Security Disability, Long-Term Disability, or anyone else who present a false sense of sincerit, also adds holiday stres. Even in the hardest of times, there are still things to smile about which helps move through struggles. Take moments during the holiday season to evaluate how handling stress is working for you.

There is nothing like holiday stress.  How can you handle it? How can you make a smooth transition from problems to resolutions all while being injured after a collision?  Smiling beats frowning after being in a collision. Does this mean going around ignoring real feelings? Absolutely not.  There are times when sadness is appropriate. Loss is real. Fighting against bad faith practices by Auto Insurance, Employers, Social Security Disability, Long-Term Disability, or anyone else who present a false sense of sincerit, also adds holiday stres. Even in the hardest of times, there are still things to smile about which helps move through struggles. Take moments during the holiday season to evaluate how handling stress is working for you.

Employee Benefit Packages provided by Employers are increasingly under ERISA Legislation passed by Congress. The lastest ACT was passed in 1974.  Frankly, in my opinion, its time for an overhaul of this legislation.  Employees have few rights regarding Long-Term Disability Insurance and Employers place far too many escape clauses in contracts.  

What changes should Congress make to this legislation? Join ESTRA in a conversation about Employer, Employee, and ERISA experiences with Self-Insured Corporate Benefit Packages.

Employee Benefit Packages provided by Employers are increasingly under ERISA Legislation passed by Congress. The lastest ACT was passed in 1974.  Frankly, in my opinion, its time for an overhaul of this legislation.  Employees have few rights regarding Long-Term Disability Insurance and Employers place far too many escape clauses in contracts.  

What changes should Congress make to this legislation? Join ESTRA in a conversation about Employer, Employee, and ERISA experiences with Self-Insured Corporate Benefit Packages.

Police, Auto Insurance, Employers, Social Security Disability abusing their powers to harass and intimidate Policyholders in order to keep their benefits or settlements is cruel behavior.  72 hours of straight harassment and intimidation, blocking cellphones, computers, or home phones just to bully without any repercussions to those hurting others is just plan wrong.  Does this happen each and every hour to policyholders?  i believe so. Congress has the opportunity to change this by bringing an Insured Civil Rights Bill to the floor once received and allow a up or down vote.  When the power and influence of Wall Street is used to make insured submissive and subservient, it is up to Congress to bring ERISA Reform along with enacting Insured Civil Rights to protect people who become injured in car accidents. It's time to end business as usual.

Police, Auto Insurance, Employers, Social Security Disability abusing their powers to harass and intimidate Policyholders in order to keep their benefits or settlements is cruel behavior.  72 hours of straight harassment and intimidation, blocking cellphones, computers, or home phones just to bully without any repercussions to those hurting others is just plan wrong.  Does this happen each and every hour to policyholders?  i believe so. Congress has the opportunity to change this by bringing an Insured Civil Rights Bill to the floor once received and allow a up or down vote.  When the power and influence of Wall Street is used to make insured submissive and subservient, it is up to Congress to bring ERISA Reform along with enacting Insured Civil Rights to protect people who become injured in car accidents. It's time to end business as usual.

Can Medical Exams by Insurance Companies contracted staff be trusted?  Is this request made to gather truth or evidence to substantiate goals to deny claims?  Is your Auto Insurance Company asking for an Independent Medical Exam after filing  injury claim?  Did they tell you that many of these people performing exams are on their payroll?  Have you taken a look at comments made by people injured in car accidents required to be evaluated by these for-hire medical contractors?  Noitce how few consider this action to be independent in nature?  Independent Medical Exams (IME) are a strong reason for Insured Civil Rights legislation to be passed. Join me, ESTRA in discussing the pitfalls of an Independent Medical Exam and how they benefit Auto Insurance Companies' bottom lines.