Your first million is the hardest. On this episode of Talking Cents, we’re talking all about the race to building your first million dollars and why things seem to get easier the further along you are. Spoilers: compound interest is your friend!

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

Fix your roof when the sun is shining. Well, it's been pretty sunny with the stock market lately! And we don't know when, but a recession will come. In this episode, we're looking at ways you can prepare so that when there's a downturn in THE economy, there doesn't have to be a downturn in YOUR economy.

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

Have you ever felt overwhelmed by your finances or unsure about where you stand? Understanding your financial picture is the first step toward achieving clarity and confidence in your financial life.

In this episode, we’ll break down what a financial picture truly is, the key components you need to consider, and how to assess your own situation effectively. Whether you’re just starting out or looking to refine your financial strategy, this episode is packed with insights to help you take control of your financial future.

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

Let’s face it – there are certain rules of thumb that most people should follow, but the best advice is specific to YOU! In this episode, Alec and I are fueling the fire as we tackle some controversial advice so you can get a leg up on true financial independence!

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

We get a lot of questions about IRAs: what's the difference between Traditional and Roth? How do they work? Which one is better? In this episode, Alec and I are breaking down the differences so you can make an educated decision in choosing which IRA might be right for you!

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

A new study from Primerica shows that women are still facing challenges in financial confidence and representation. Even when they're taking a lead role in their family's financial welfare! In this episode, we're bringing tips for you on how to boost your financial confidence so you can meet your financial goals!

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

We all have good and bad habits. When it comes to money, some habits can set you up for success, and others can derail your financial future! In this episode, we've got a list of healthy habits, unhealthy habits, and some practical tips to keep you on the road to true financial independence.

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

Millennials faced several challenges and setbacks early on. But new data suggests a surprising turn! Alec and Teresa are looking into how a generation has improved their financial health and how YOU can take some action steps toward a better financial future!

6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

This is the last of a three-part series with Katie Caruthers (@badwitch1126 on TikTok), who built quite a following as she has shared her journey with loss and the things that come with losing a loved one. Katie and I both experienced losing a parent who didn't have an estate plan in place and we're hoping some of our experience can encourage you to get organized and/or help your parents get organized to avoid the chaos we have experienced.

Dealing with loss is hard enough on its own. But then there are the tasks, the seemingly endless list of items that nobody tells you about! Katie Caruthers (@badwitch1126 on TikTok) is with me again to help make a checklist so that if this is something you have to go through, you can be better prepared than we were.