Talking Shift with Craig

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How do we solve for housing affordability and obtainability in America?

And as natural disasters continue to destroy homes and communities, how do we build housing that is not only more affordable, but more resilient?

On this episode of Talking Shift with Craig, I sit down with Robert Spiegel, Chief Development Officer at Hive Assembled, a leading 3D-printed home builder, to explore why 3D-printed housing could become an important part of the answer.

We get into the real potential of this technology, from lowering construction costs and creating more efficient ways to build, to improving resistance against storms, fires, pests, and other challenges facing traditional housing.

For those in mortgage, real estate, construction, and housing, this conversation goes beyond the technology itself. It’s about understanding where the industry may be headed, what problems we still need to solve, and where new opportunities could emerge as the way we build homes continues to shift.

Can 3D-printed homes help solve America’s housing crisis?

Let’s talk about it.

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Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

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Mortgage industry veteran Alan Mack spent years as a top producer for the big banks. But when corporate red tape began stripping away his personal brand and limiting how he could serve clients, he made a shift.

Alan walked away and built his own category as an independent Financing Advisor, specializing in complex luxury deals for high-net-worth clients that traditional banks, brokers, and IMBs often turn down.

In this episode of Talking Shift, Alan and Craig unpack what it takes to stop competing on products, build authority around a specific niche, and become the person clients call when conventional financing doesn’t work.

In This Episode

• Why big banks can decline luxury deals even when borrowers have millions in liquid assets
• How Alan shifted from selling mortgage products to providing high-value financing strategies
• Why positioning yourself alongside CPAs, attorneys, and wealth managers changes the conversation
• How mastering one specific niche can create more opportunity than trying to serve everyone
• How creative bank guidelines, including trust income, can turn declines into multi-million-dollar approvals
• Why protecting and building your personal brand matters in the mortgage industry

About Alan Mack

Alan Mack is the CEO of Mack Financial Services and a 38-year veteran of the mortgage industry. With more than $1 billion in career volume, Alan works as an independent Financing Advisor for high-net-worth clients and complex luxury real estate transactions.

Connect with Alan:

Email: [email protected]
Website: www.mackfs.com

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

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If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

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Former top pharmaceutical sales rep and fitness entrepreneur turned Executive and Leadership Coach and TEDx Speaker, Angelica Ventrice joins Craig to Talk Shift about how so many of us, especially high achievers get stuck in, “The Identity Trap.” They break down the four phases of identity change and how to reinvent yourself. Tune in to learn how to rewire your nervous system, let go of external validation, and build real success on your own terms.

Talking Shift Insights

• The identity trap begins in childhood when we attach our worth to achievement, accolades, and external validation.
• True identity shifts take two to five years of consistent deprogramming and rewiring.
• High performers often operate in a constant state of fight-or-flight, confusing business that creates anxiety with productivity.
• Stacking evidence of past wins is the fastest way to silence fear and build genuine confidence.
• Reinvention is the ultimate price you pay to achieve true alignment in life and business.

Today's Guest

Angelica Ventrice is an Executive & Leadership Coach, keynote speaker, and TEDx presenter with over 15 years of experience helping high-achievers navigate pressure, identity, and sustainable growth. Specializing in the psychology behind high performance and nervous system conditioning, her signature talk, The Identity Trap, helps leaders break internal patterns to drive success without self-abandonment.

You can connect with Angelica on Instagram and take her free High Performer Audit at AngelicaVentrice.com.  Also be sure to check out her TEDx and Sizzle Reel.

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
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Craig Davis sits down with industry leader Gino Fronti, EVP at Lower, for an unscripted look at the future of the mortgage industry. They break down the shrinking "barbell" economy, why originators must drop manufacturing to become high-touch advisors, and how emerging models are rewriting wealth creation.

Talking Shift Insights

• The Barbell Theory: Small, nimble brokers and massive, tech-driven enterprises will survive; mid-sized companies without scale or speed are under threat.
• Closing the Distance: The future of lending is the tightening distance between the Money and the Borrower. Anything not solving for that is not the future.
• Ditch Manufacturing: Originators were never meant to process or engineer loans. AI will handle the assembly line so humans can focus purely on high-touch advising.
• The Multi-Uncle Era: Borrowers rely on tools like ChatGPT for quick answers. Part of your job is teaching them the right questions to ask.
• Purchase vs. Refi Division: Treat refinances like insurance renewals with lower margins and automated support, freeing you to chase high-value purchase business.
• Pledged Assets and Crypto: First-of-their-kind agency moves allow consumers to retain growing assets while securing financing, fundamentally altering equity strategies.
• Collapsing Time: Build a 10-year goal, then challenge yourself on what it takes to execute it in just one to two years through radical scale.

Today's Guest

Gino Fronti: Gino Fronti is a seasoned mortgage executive and leader at Lower. With over 25 years of hands-on experience navigating market shifts, he specializes in building scalable models for modern originators. Connect with him on Gino's LinkedIn and Gino's Instagram.

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
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If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

Former pro soccer player turned mortgage executive Brian Covey joins the pod to break down why raw talent alone never wins without true team chemistry. We dive deep into building an attractive personal brand that transitions your conversations from online to offline. Learn how to stop chasing vanity metrics, master the art of attractive leadership, and use absolute clarity as the ultimate fire extinguisher for stress.

Talking Shift Insights

• Chemistry Over Talent: The best teams on the field and in business are built on grit, trust, and coachability, not just a collection of top producers.
• The Two Rooms: True success is driven by a resourceful, positive attitude and placing yourself in environments that actively stretch your potential.
• Burnout Lives in the Transaction: Real energy and longevity live inside the relationship, while focusing solely on money will run you straight into the mud.
• The Ultimate Service Rule: You are most powerfully positioned to serve the exact person you used to be five or ten years ago.
• Ditch the Vanity Metrics: Stop stressing over the algorithm and start chasing genuine, real-world conversations that actually move the needle.
• Capture, Don't Create: You do not need a polished script to build a social presence. Simply document the daily lessons, human mistakes, and real wins.
• Clarity Beats Speed: Going fast means nothing if you do not know where you are heading. Getting crystal clear is the beginning of getting unstuck.

Today's Guest

Guest Name: Brian Covey is a former professional soccer player and now an executive leader in the mortgage industry. He is an expert in growth, building teams, and scaling personal brands through authentic connection and leadership. You can connect with Brian and join his weekly newsletter on LinkedIn, and check out his daily content on Instagram. 

👉 Brian’s LinkedIn 

👉 Brian’s Instagram

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

What if the metric you chased your entire life was the wrong one? Thom Guerrero survived a head-on collision that doctors said should have killed him, waking up pinned under his steering wheel to face a grueling two-hour "crawl" of his life that changed his perspective on success and the “zero’s” he was chasing.

Episode Summary

After a miraculous survival and flatlining in the ambulance, Modesto's "Mortgage Doctor" Thom Guerrero sat down with Craig to break down the exact mindset shift that pulled him out of a near-death experience and back into the game of life. This episode dives deep into the "Zero Paradox," the dangerous trap of chasing zeros on a balance sheet versus the zeros life's clock. 

Talking Shift Insights

• The Zero Paradox: 
  How high-performers can turn their definition of success from the zeros on a spreadsheet to the zeros on their life’s clock to bring joy and fulfillment into their lives.
• The Crawl of Life: 
  How a two-hour wait for the jaws of life became a crawl and awakening about family, business, and legacy.  “I’m not done” meant geneartional impact.
• Playing the Middle: 
  Why the middle of the pack feels infinite and comfortable, and how it tricks leaders into thinking they have infinite moves.
• Surviving Death: The exact moment Tom looked at his first responders and declared, "I am not done."
• The Identity Trap: 
  Why anchoring your identity externally to your career, your success, or even your kids leaves you exposed when the season inevitably shifts.

Today's Guest

Thom Guerrero: Known as "The Mortgage Doctor," Thom is the co-owner of The Mortgage Dr and a top-producing mortgage leader in Modesto, California. After surviving a catastrophic head-on collision and conquering an intense journey of physical and mental recovery, he has dedicated his life to maximizing global impact and rewriting the formula for true leadership. You can follow his ongoing journey of resilience and upcoming book on Instagram at @Dr.TomStrong.

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

What if the metric you chased your entire life was the wrong one? Thom Guerrero survived a head-on collision that doctors said should have killed him, waking up pinned under his steering wheel to face a grueling two-hour "crawl" of his life that changed his perspective on success and the “zero’s” he was chasing.

After a miraculous survival and flatlining in the ambulance, Modesto's "Mortgage Doctor" Thom Guerrero sat down with Craig to break down the exact mindset shift that pulled him out of a near-death experience and back into the game of life. This episode dives deep into the "Zero Paradox," the dangerous trap of chasing zeros on a balance sheet versus the zeros life's clock. 

Talking Shift Insights

The Zero Paradox: 
How high-performers can turn their definition of success from the zeros on a spreadsheet to the zeros on their life’s clock to bring joy and fulfillment into their lives.

• The Crawl of Life:
  How a two-hour wait for the jaws of life became a crawl and awakening about family, business, and legacy.  “I’m not done” meant generational impact.
• Playing the Middle:
  Why the middle of the pack feels infinite and comfortable, and how it tricks leaders into thinking they have infinite moves.
• Surviving Death:
  The exact moment Tom looked at his first responders and declared, "I am not done."
• The Identity Trap:
  Why anchoring your identity externally to your career, your success, or even your kids leaves you exposed when the season inevitably shifts.

Today's Guest:

Thom Guerrero, known as "The Mortgage Doctor," is the co-owner of The Mortgage Dr and a top-producing mortgage leader in Modesto, California. After surviving a catastrophic head-on collision and conquering an intense journey of physical and mental recovery, he has dedicated his life to maximizing global impact and rewriting the formula for true leadership. 

You can follow Thom and his ongoing journey of resilience and upcoming book on Instagram at @drthomstrong.

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

In this episode of Talking Shift, Craig sits down with brand strategist Katie Shive to unpack the massive brand identity crisis hitting the mortgage and financial sectors. They break down why consumers are craving raw authenticity over polished corporate graphics, how to build a rock solid personal brand foundation, and the exact strategy needed to leverage AI without losing your humanity.

Talking Shift Insights

• Information is no longer a competitive advantage; consumers can access data instantly, meaning your credentials are just table stakes.
• AI doesn’t capture raw human emotion, making small imperfections a trust signal in a world of deepfakes.
• Stop trying to market to everyone; narrowing down your ideal client persona forces you to solve the specific midnight anxieties that keep your clients awake.
• Vulnerable storytelling moves the needle faster than any sales pitch because people connect with people, not product. 
• AI will not replace you if you protect the relationship; let technology automate the transaction while you double down on real-life connections.

Today's Guest

Katie Shive: A premier brand strategist and AI integration expert tailored for the modern mortgage and real estate landscape. Known affectionately as the "brand therapist," Katie helps her clients extract their unique origin stories to build a high-converting personal brand identity. 

Connect with Katie on her socials and Katie Shive.

• LinkedIn
• Instagram

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

Are you living a life true to yourself, or are you just playing the safe game of defense?  

Former TV weatherman turned elite coach Jerrid Sebesta joins the conversation to discuss the terrifying yet liberating bridge from outward success to inward significance. We break down the "Flagpole Moment" where Jerrid fired himself from a high-paying career to stop living a life deferred and start living a life of significance. 

This is a conversation about shifting your identity, finding healing through messy action, and why radical surrender is a secret weapon for high achievers.

Talking Shift Insights

• The Defense Trap: Most leaders aren't playing to win; they are playing defense against fear and scarcity.
• Identity vs. Role: When you lose your job or your audience, who are you? Learn why your value must be internal, not external.
• Messy Action: You don't need the whole roadmap to start; you just need to get in the arena and take the first step.
• The Surrender Equation: Maximum Output + Maximum Surrender = Maximum Results.
• Choreographed Chaos: Why your biggest professional "dumpster fires" are actually divine opportunities to increase your capacity to receive.
• The "Yeah, But" Rule: How to identify the micro-excuses that are keeping your potential energy locked on the table.

Today's Guest

Jerrid Sebesta: A former TV personality and financial pro turned keynote speaker and elite coach, Jerrid is the bestselling author of Life Undeferred. He specializes in helping high-performance leaders transition from a "success-only" mindset to a life of deep impact and significance. 👉 JerridSebesta.com 👉 Jerrid’s Instagram

Resources mentioned

• Book: Life Undeferred by Jerrid Sebesta
• Book: The Gap and The Gain by Dr. Benjamin Hardy
• Event: LFG Energy and Society (Better Human Project)

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.

Send us Fan Mail

Your mind is the only thing you actually control—yet most of us let it drive us into the ditch. Stop living in fear and start leading from the soul.

Former Notre Dame quarterback, sage leader, and change master John J. Murphy joins Craig to break down the physics of a winning mindset. They dive deep into why "hard work" is often a trap and how the Socratic method can disarm even the toughest boardroom. If you’re ready to delete the limiting programs running your life and find true "flow," this conversation is your playbook.

Inside this episode:
• Why “hard work” can actually slow you down
• How the ego quietly controls your decisions
• The power of asking instead of telling
• Why most people solve symptoms, not real problems
• And how subtracting creates more space for growth

Today's Guest

John Murphy: A global authority on corporate culture and operational excellence, John is the author of over 20 books on leadership and a former Notre Dame quarterback. He specializes in helping Fortune 100 leaders and elite athletes reinvent themselves by integrating spiritual law with business physics.

 👉 John J. Murphy Official Website
👉 John’s LinkedIn

Resources mentioned

• Pulling Together by John J. Murphy
• Beyond Doubt: Four Steps to Inner Peace by John J. Murphy
• Reinvent Yourself: A Lesson in Personal Leadership by John J. Murphy
• The Map of Consciousness by David Hawkins
• The Biology of Belief by Bruce Lipton
• Free Solo (Netflix Doc featuring Alex Honnold)

Craig Davis, Host: A leader’s leader, executive coach, and speaker with 20 years in the mortgage business, Craig is a Stage 3 cancer survivor with a mission to help busy leaders get unstuck, reduce stress, and Make Shift Happen in life and business.

👉Coach Craig Davis 

👉Craig’s LinkedIn

👉Craig’s Instagram

Check out Talking Shift on all your favorite platforms.

🎙️ The Talking Shift Podcast
👉 Apple | Spotify | YouTube

If you enjoy this podcast, please support it by liking, subscribing, and sharing with someone who needs to hear it.