I have a really great guest for today’s episode. His name is Cory Pease and his story proves that second chances really do exist. Cory is a felon who also recently successfully started his software engineer career after attending a bootcamp. 

We cover the following:

• Inspiration for his "Daily Do Betters"
• Navigating life with a felony
• Financial literacy
• Transitioning careers
• Galvanize Bootcamp
• Creating your own opportunities
• Benefits of conferences 

I apologize for the sound quality. Cory was at Develop Denver and his episode was too awesome to have to rerecord it.

You can find links to Cory's social media profiles:
Facebook
LinkedIn
Twitter
Fee-Only Financial Planner Fort Collins, CO

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

A common question I receive is "is now a good time to invest in the market".

This episode was actually inspired by a conversation I had with a friend/listener of the show.

In this episode I'll cover:

• Average investor performance versus the "market"
• 9 Human behavior biases
• How to avoid these biases
• The conversation that inspired this episode
• Hindsight review on past market commentary
• Non-market examples of growth and recessions

Additional Resources:
Invest Composure Assessment
How Could a Recession Impact You Strategy Guide
Referenced Article from 2015

Explore additional resources @ Level Up Financial Planning 

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

Stephen actually has a background in financial services and entrepreneurship. He shares how his previous experiences inspired him to build a Startup Engine (ecosystem development system).

Summary of topics covered:

• Drawing from previous career
• Accelerator
• Cold calling/emailing
• Venture capital
• Silicon Valley
• Road blocks
• City benefits of workforce development
• Minority founders
• Startup engine (ecosystem development system)
• Strengthening communities (Introduce 30,000- 50,000 jobs)
• Scaling 
• Diversity and Inclusion
• Qualities of Founders
• Founders Financial Foundation

Referenced Resources
https://www.knowcap.io
https://www.thefastlaneforum.com/community/
https://angel.co
https://twitter.com/salred3

Video Version
https://youtu.be/nICy4JoRMkw

Fee-Only Financial Planner
Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

If you are in tech, you have probably heard of cryptocurrency, but should it be a part of your financial plan?

To shed some light on this I will address the following:

• The dutch and crazy expensive tulips
• Invest in what you know
  • How cryptocurrency compares to other popular investments?
• Understanding the risks
  • How does cryptocurrency compare to gambling?
• A plan is better than a wish
  • Focus on what you can control
• My thoughts generally on cryptocurrencies
  • Sticking it to the man
  • There are a lot of them
  • Security features
  • What happens if they do become mainstream

Show Notes
https://www.investopedia.com/news/largest-cryptocurrency-hacks-so-far-year/
https://www.investopedia.com/terms/d/dutch_tulip_bulb_market_bubble.asp
https://deadcoins.com

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

Sami Gardner is not your typical career coach. Her unique background and skills have allowed her to build multiple income streams while traveling the world as a digital nomad.

Hold onto your seat because we cover a lot of ground in this one and practically anyone who listens should easily be able to find at least one take away.

• Discovering your why
• Being an introvert
• What is a digital nomad
• Career volatility
• Changing your narratives
• Confidence
• How to stay fresh

samigardner.net
LinkedIn
Career Kickstart Podcast (also on Google Play, Spotify, IHeartRadio, and more) 

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

In honor of Independence Day, I was inspired to record a Early Retirement / Financial Independence Podcast.

After listening to the show, you'll have a better idea of what you need to do in order to set yourself up for the ability to retire early and reach financial independence.

• What to Do in Order to Retire Early
  • Save, Like A lot
  • Live as a Minimalist
  • Debt Free (Should You Payoff Your Debt)
  • Investments
• What  You Should Watch Out for to Retire Early
  • The Easy Button
  • Inflation
  • Medical Expenses
  • Long-Term Care
  • Taxes
  • Recessions
  • Withdrawal Rates

Video Version

Referenced Episode: Early Retirement as a Working Parent w/ Kathy Haselmaier

You can read the written version by visiting the online strategy guide:
http://www.levelupfinancialplanning.com/how-to-retire-early-strategy-guide/

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

Today's guest, Charles Max Wood, discusses his career path from initially thinking programming was dumb to realizing how programming can make life easier, to his aggressive goal of providing a podcast for every programming community.

• Layoffs
• Employee Vs. Freelancing
• Podcasts
• Emergency Savings
• Team Work

Business Freelancer

• List of Impactful Books
• Business Coaches 
• Importance of Processes
• Do What You Love

Charles' Info
https://www.linkedin.com/in/charlesmaxwood/
https://devchat.tv
http://podwrench.com

Resources Mentioned

Profit First

Let Your Business Burn

12 Week Year

How to Get Your First Coder Job

Communities:
Keepcurrentacademy.com
Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

I know how overwhelming it can be to have access to a 401(k), but be intimidated that you don't have any idea and probably not even the time to understand why you need one or how they work.

After listening to this episode you'll have a solid understanding of how your 401(k) works, so that you can more confidently put yours to use.

• My First 401(k)
• Why a 401(k) is Important
• Power of Time and Compound Interest (link to visuals in the show notes)
• Benefits
• Traditional Vs. Roth
• How Contributions Work
• How Distributions Work
• Cool Features (like BrokerageLink)
• Costs
• Investment Options
• FAQs

You can find the show notes and images @ http://www.levelupfinancialplanning.com/what-the-tech-is-a-401k/

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

Guest, Kathy Haselmaier shares so many great perspectives on her career and raising children. Here are a few of the topics covered:

• Tech Layoffs
• Empowerment of knowing your financial situation
• Responsibility is our own when it comes to retirement
• Importance of communication with significant other
• Balancing new parenthood and careers
• Knowing what you value and what you don't
• Learning from mistakes/financial scares
• Independent adult children

If you want to learn more about Kathy or Working Parent Stories, you can find more information at:

Kathy's LinkedIn Profile https://www.linkedin.com/in/kathycalderhaselmaier/
Working Parents Site https://www.workingparentstories.com/
Purchase Book https://www.workingparentstories.com/store.html

You can also find additional details on how to retire early by checking out my strategy guide:
http://www.levelupfinancialplanning.com/how-to-retire-early-strategy-guide/

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com

Most Americans are spending way more than they should just to keep up with their friends and family. This causes their finances to be out of line with what truly is important to them. If this rings true for you, I want to suggest a few ways that you can cut back on spending, but still feel like a baller. I broke out the strategies by difficulty level so it’s easy for you to dive in where you feel comfortable. I apologize in advance, most of these involve food.

• Easy
  • Share Meals
  • Skip the Extras
  • Copycat Recipes
  • Buy in Bulk
  • Buy Sunglasses and Go Outside
  • Take Advantage of Launches
  • Condo with Kitchen During Vacations
• Hard
  • Sometimes It Is Better to Be Late
  • Free Trials
  • Meal Prep 
• Expert
  • Buy Quality for Long-Term Use
  • Organics
  • Use Credit Cards Wisely

Link to full written strategy guide: How to Be a Baller on a Budget

Music: 80s Motivational Chiptune by Shane Ivers - https://www.silvermansound.com