Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep16

According to the National Bureau of Economic Research, there have been 34 business cycles between 1854 and 2020, with each full cycle lasting roughly 56 months on average.

The 2008 financial crisis and the COVID-19 pandemic in 2020 are more recent examples of bust periods. These cycles are influenced by various factors such as technology, global events, and people's confidence in the economy.

Hence to understand economic cycles better, in the first part of the episode, we discussed factors influencing economic cycles such as inflation, employment figures, trade balances, etc, and the importance of understanding economic principles for financial well-being.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep16

In the first segment of the episode, we explored the factors that shape economic cycles and underscored the significance of comprehending economic principles for one's financial health. If you haven't already, we strongly advise you to listen to part 1 before delving into part 2.

In the second segment, we delved into strategies for navigating economic fluctuations, balancing the opportunities and risks linked to investments during downturns, and the importance of updating job skills alongside personalized financial planning.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep15

Despite challenges in the global commercial real estate market, India has been growing consistently, going against the trend. A report by Mordor Intelligence states that India's Commercial Real Estate Market is currently around $33.62 billion and is expected to reach $87.57 billion by 2028.

This growth is driven by a few factors: India's strong local demand, the availability of good real estate at lower costs, its reputation as a global tech and research hub, and a thriving startup culture.

But how this growth affects regular people like us and how we should plan our investments. In the first part of this, we looked at the state of commercial real estate in India and discussed what factors to consider when investing in this market.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep15

In the first part of the episode, we delve into the factors one should consider before venturing into commercial real estate investments. If you haven't listened to Part 1, we highly recommend doing so before proceeding to Part 2.

Now, there are several other ways to invest in commercial real estate without significantly depleting your bank account.

Therefore, in the second part of this episode, we explore new emerging trends in commercial real estate investment, including Real Estate Investment Trusts (REITs) and exit strategies.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep14

According to the report, the Nifty 50 has yielded a 17.2% return over 20 years, while gold has provided a 12% return.

However, does this imply that gold isn't a suitable investment for you?

In reality, human decision-making extends beyond rationality; emotions, influenced by our values, play a crucial role. Disregarding these values can have serious consequences. Your perception of gold as a secure investment with lower volatility might align perfectly with your preferences. Alternatively, a profound cultural influence may make gold investment significant for you.

Therefore, in Part 1 of the episode, we delved into the Current Gold Scenario in India, discussed Authenticity and Purity, and explored various Ways to Invest in Gold.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep14

In the first part of the episode, we discussed whether gold is a good investment for you and the different ways you can invest in it. If you haven't listened to Part 1 yet, we suggest you do before moving on to Part 2.

In part 2, we will deep dive into the dynamics of supply and demand, central bank interventions, inflation, interest rates, geopolitical events, and the influence of the U.S. dollar in shaping the volatility of gold prices.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep13

A survey by ET Now found that 70% of Indians don't trust their partners when it comes to money and about 26% say their partners keep money matters a secret, leading to arguments.

Money indeed has an important role to play in our relationships. How you and your partner deal with money can either make your bond stronger or bring up challenges that need careful thinking.

So, in the first part of this episode, we discuss about why it's important to have open conversations about managing money and being financially compatible both before and after marriage. We discussed ways to start conversations with your partner about living arrangements, career choices, and future aspirations. We also looked into why it's crucial to set financial goals for starting a family, including planning for maternity and child insurance.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep13

In the first part of this episode, we discussed the significance of open conversations on financial compatibility before and after marriage and how you can initiate discussions on living arrangements, career choices, and future aspirations with your partner.

If you haven't checked the first part we highly encourage you to check the part 1. 

In the second segment, we'll explore the impact of past family experiences on behavioral financial mindsets. We'll also delve into effective ways to address differences in financial perspectives and goals. Additionally, we'll discuss how seeking assistance from a third party, such as a financial advisor or therapist, can contribute to establishing financial stability in your marriage.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep12

Money means different things to different people and how we think about money really matters. Our money mindset influences the choices we make in our careers, the people we choose to be with, and the experiences we have.

A study by Ramsey Solutions revealed that 97% of first-generation millionaires believed in their ability to become millionaires. This mindset, rather than external factors like inheritance or education, propelled them to success.

Hence, in the first part of the episode, we talked about the basics of managing money. We discussed things like how we learn from watching others (Observation, Imitation, and Reinforcement), and we also talked about how what we value and prioritize is crucial for finding both financial well-being and fulfillment.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

Get holistic financial planning with 1 Finance - https://1finance.onelink.me/5Kxt/otep12

In the first segment of this episode, we explored the OIR model (Observation, Imitation, and Reinforcement) along with the significance of priorities and values in attaining financial well-being and fulfillment. If you haven't listened to Part 1 yet, we strongly encourage you to do so before diving into Part 2.

In the second part of this episode, we delved into the overview of Money Scripts, discussed The Ocean theory (Openness, Conscientiousness, Agreeableness, Extraversion, Neuroticism), and outlined practical steps for changing one's money mindset.

*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.