The 1st Time Homebuyer Show w/ Gizmo by House Rich

Maryland SmartBuy 3.0 gives homebuyers an opportunity to purchase any home in Maryland that meets Maryland Mortgage Program guidelines while paying off student debt. The program will put 15% of the purchase price towards your student loans, but cap the amount at $50,000. Check out this episode for the full details. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: [email protected] First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

In today's episode we cover what happens to your mortgage loan once it goes to the underwriter. The four things that your underwriter looks at when looking to approve your loan are the income & debts, credit, funds for the down payment and then a special fourth item you'll need to tune it to see.  

This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate.

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

Podcast/Youtube- https://www.houserichshow.com

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

There are many things you should consider when buying a new home such as the timeline of the master planned community, comparable sales, the zone of the land in the area and a lot more. Check out the episode for all of the tips.  Buying a new construction home is definitely a way for millennials to build generational wealth.

 Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

Podcast/Youtube- https://www.houserichshow.com/home

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

In this episode I talk to Tramaine Robinson about building up his real estate portfolio using his 9 to 5, leaving his 9 to 5 and then going back to his 9 to 5 in order to build his real estate portfolio. We also talk house hacking and building a portfolio with his finance. This black millennial entrepreneur is definitely building generational wealth through real estate. 

His IG-https://www.instagram.com/9to5landlord414/

Linktree-https://linktr.ee/9to5landlord414----- 

Email: [email protected] 

First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

Podcast/Youtube- https://www.houserichshow.com/home

IG- https://www.instagram.com/coinsnculture/

@coinsnculture coins-n-culture

There are basically 3 things that can happen when you buy a home whether its during a recession or a great economy. You home value can go up or down, interest rates and increase or decrease from when you locked in your rate and you could lose you job you could keep your job. We'll walk through these scenarios. Buy property it is the key to building generational wealth. It is also the key to closing the wealth gap in the black community. House Rich the millennial real estate show. Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

*It's a little noisy the 1st 1 minutes, this was a spontaneous episode i decided to film on my morning walk

A Philadelphia mortgage lender owned by Berkshire Hathaway has agreed to pay $24 million to resolve lending discrimination claims in three states, the Department of Justice announced Wednesday, in what prosecutors have called the second-largest “redlining” settlement in the agency’s history. per the Washington Post  In this episode I'll tell you why this news shouldn't be shocking (hint it has nothing to do with Warren Buffet or Berkshire Hathaway specifically). I'll also talk about actionable steps you can take to reduce the chances you are discriminated against (hint: it involves educating yourself).   As always, real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community. Home Buyer Education Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

In this episode I cover how to properly interview your realtor. Some the questions we cover are are what areas they cover, are they part of a real estate teas, does the realtor work with buyers or sellers, etc. Real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community.

Email: [email protected]

Real Estate Referral Network- https://www.houserichshow.com/referral

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

Blog- https://www.houserichshow.com/home

IG- https://www.instagram.com/coinsnculture/

@coinsnculture

coins-n-culture

In this episode I breakdown the the 2022 guidelines and requirements for FHA loans. We cover FHA loan limits, FHA occupancy requirements, FHA loan limits, FHA 203K rehab loan, house hacking, FHA down payment requirements, FHA credit score requirements, the FHA amendatory clause, FHA inspections, FHA appraisals and more. Real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community.

. Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

I break down the how your credit/fico score is comprise, how it's weighted a what you can do to impact your score. The 5 major components of your credit score are payment history, credit utilization, length of credit history, new credit and credit mix. I also cover my favorite topic which is why inquiries don't really matter. Credit is another way to build generational wealth through real estate.

Email: [email protected]

Real Estate Referral Network- https://www.houserichshow.com/referral

Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

Blog- https://www.houserichshow.com/home

IG- https://www.instagram.com/coinsnculture/

@coinsnculture

coins-n-culture

In this episode I talk to Daniel Martinez Co-founder of Hivemind on how he created the ultimate all-in-one customer relationship management (CRM) tool Hivemind with no technical experience. We also talk about how we uses creative financing to secure land deals with no money out of pocket and why its easier to do that buying homes. This is another way millennials can build generational wealth through real estate.

Daniel- https://dmartinez.io/

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 Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture