The 1st Time Homebuyer Show w/ Gizmo by House Rich

The 1st Time Homebuyer Show w/ Gizmo by House Rich

By Dave Ball @HouseRichDaveBusinessInvesting
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The 1st Time Homebuyer Show w/ Gizmo by House Rich episodes

  • 62: Why mortgage brokers are better than direct lenders. “Free Masons”

    In this episode I discuss why mortgage brokers are better than direct lenders.  They are able to shop your scenario around to find the best fit for you without you having to do all the leg work. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by William Leonard Roberts II 

    Home Buyer Education Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

    8 min
  • 61: Why mortgage brokers are not better than direct lenders. “Roc Boys”

    In this episode I discuss why mortgage brokers are not inherently better than direct lenders.  The broker is a middle man in the mortgage process which connects the borrower with a lender that fits best for you. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by Shawn Corey Carter III 

    Home Buyer Education Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture

    7 min
  • 60: Bruce’s Beach, seized by LA in 1924, returned to black family’s descendants my take & a market update.

    Almost 100 years after the government took their land, it has been returned.   This week, the Los Angeles Board of Supervisors unanimously approved that a beachfront property known as Bruce’s Beach be transferred back to the descendants of its former owners, Willa and Charles Bruce.   The Bruces bought their little corner of Los Angeles in 1912 and, in an era when segregated beaches were common, constructed the West Coast’s first resort for black people, the Guardian reported. In 1924, after the relentless harassment of racist neighbors and the Ku Klux Klan failing to push out the community the Bruces built, the Manhattan Beach City Council condemned their portion of the neighborhood and seized over two dozen properties through eminent domain... 

     I also cover a market update 

     Real Estate Referral Network- https://www.houserichshow.com/referral 

    Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

    Blog- https://www.houserichshow.com/home 

    IG- https://www.instagram.com/coinsnculture/

    @coinsnculture coins-n-culture

    10 min
  • 59: Becoming a debt free millionaire at 31, through real estate with financial coach Steven Stack

    Today I chatted with Steven Stack a black millennial entrepreneur who became a debt free millionaire at the age of 31 through leveraging real estate and investing. We also discus building generational wealth and how higher rates and inflation actual benefit land lords and property owners.

    Steve's IG-https://www.instagram.com/stackingwithstack/

    Linktree- https://linktr.ee/stackingwithstack

    Me

    Real Estate Referral Network- https://www.houserichshow.com/referral

    Home Buying & Credit Courses- https://coinsnculture.gumroad.com/l/rHHKs

    Blog- https://www.houserichshow.com/home

    IG- https://www.instagram.com/coinsnculture/

    @coinsnculture

    coins-n-culture

    53 min
  • 58: Builder cancels couple's dream home 6 days before closing. "Canceled for convenience". What can you do?

    A Central Texas family was left scrambling after a builder canceled the contract for a new house they were building. The couple was six months into the process and had already sold their current home when they learned the new one, they’d been putting money toward wouldn’t be theirs after all.  

    This has happened various times in the Dallas Fort Worth Market and is something you definitely should be looking out for. Make sure you are always using a realtors for new construction.  I share a way to work around this and a hack to save money by using a realtor. 

     Email: [email protected] Real Estate Referral Network- https://www.houserichshow.com/referralHome Buyer Education Courses-https://coinsnculture.gumroad.com/l/rHHKsCredit Course- https://coinsnculture.gumroad.com/l/yfZAqWBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/

    millennial Real Estate, black wealth, @coinsnculture

    15 min
  • 57: What are mortgage points and how to determine if they make sense for you

    Mortgage points are pre-paid interest, they are used by your lender to buy down the interest. They can be used for you benefit and if you're uniformed they can be used to take advantage of you as most people are just looking for the lowest interest rate. Watch the full video for this great mortgage, real estate, home buying tip. As always real estate in the key to generational wealth, go get you some. @coinsnculture

    Leave a review to get a FREE copy of my point comparison worksheet

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    Home Buyer Education Email: [email protected]

    First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

    Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

    Podcast/Youtube- https://www.houserichshow.com

    IG- https://www.instagram.com/coinsnculture/

    Tiktok https://www.tiktok.com/@coinsnculture

    @coinsnculture

    coins-n-culture

    11 min
  • 56: Building generation wealth w/ a handout & house hacking w/o my roomie knowing I owned the place w/ @Coinsnculture

    I (@Coinsnculture) tell the story about how I at the time a 21 yr old millennial got a down payment to help purchase my 1st property and ended house hacking the property for 5 yrs without my roomie knowing I owned the place. I also list some random things I found out as a 1st time home owner. Real estate is the key to building generational wealth in the black (or any) community.

     This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    Home Buyer Education Email: [email protected]

    First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

    Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

    Podcast/Youtube- https://www.houserichshow.com

    IG- https://www.instagram.com/coinsnculture/

    Tiktok https://www.tiktok.com/@coinsnculture

    @coinsnculture

    coins-n-culture

    19 min
  • 55: The Fed raised interest rates; here are the other 10 factors that determine your mortgage rate

    In this episode I go over all of the factors that impact your mortgage interest rate. The federal reserve raising the bench mark rate only indirectly impacts your mortgage interest.  There are 6 factors you can control but also 5 you have no control over. Tune in to check them out.  

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    Home Buyer Education Email: [email protected]

    First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

    Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

    Podcast/Youtube- https://www.houserichshow.com

    IG- https://www.instagram.com/coinsnculture/

    Tiktok https://www.tiktok.com/@coinsnculture

    @coinsnculture

    coins-n-culture

    13 min
  • 54: Why you need to make 40x the rent in NY (160k a year) and why this is the same in every city

    I break down the number about the viral 40x rent rule in NYC and why this is actually about the same in every city. I also go on a mini rant about living below your means as well and discuss how this is really the same ratio when buying a house.  

    This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.

    Home Buyer Education Email: [email protected]

    First Time Home Buyer School- https://www.facebook.com/groups/fthbschool

    Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs

    Podcast/Youtube- https://www.houserichshow.com

    IG- https://www.instagram.com/coinsnculture/

    Tiktok https://www.tiktok.com/@coinsnculture

    @coinsnculture

    coins-n-culture

    8 min

About The 1st Time Homebuyer Show w/ Gizmo by House Rich

From the publisher's feed

Giz (the world's cutest dog) & I (experience as a lender, underwriter & Realtor) walk about talk about various home buying news and breakdown mortgage tips and tricks. Between the 2 of use we've help 100s of 1st time homebuyer in real life; we just dont talk about it into a mic.