The 1st Time Homebuyer Show w/ Gizmo by House Rich

The 1st Time Homebuyer Show w/ Gizmo by House Rich

By Dave Ball @HouseRichDaveBusinessInvesting
Download on the App Store

The 1st Time Homebuyer Show w/ Gizmo by House Rich episodes

  • 167: How the $1.78B realtor collusion judgement will crush the first time homebuyer

    W cover the $1.78B

    Sitzer/Burnett collusion verdict against the National Association
    of Realtors and other major real estate brokerages due to inflating real estate
    commission. I break down the details of the case and answer the questions:

    -The big winner of the $1.78 realtor collusion lawsuit

    -Details of the NAR collusion lawsuit

    - Can you negotiate commission with your Realtor

    -How do realtors get paid?

    -How the National Association of Realtors Sitzer/Burnett lawsuit will
    negatively impact the first-time homebuyer by potentially increase the fees
    they incurred in order to have representation.
    Looking for a home in Dallas? Schedule a call w/ me:
    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas, TX. If you're

    looking to move to the Dallas, TX area or a local looking to buy I'd love to
    help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of
    towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market? Schedule a planning

    call- https://calendly.com/houserich

    ⭐If you're looking for a top realtor in your

    area I can help you with that too. https://calendly.com/houserich/

    🏡World's Best Home Buying Tips:

    https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying tips on the go:

    https://www.houserichshow.com/

    🏠Join my email list and get a FREE credit

    repair guideline: https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start here for 2023

    mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real Estate

    License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    22 min
  • 11/2 R.E.A.D Fed pauses rate hikes again, future impact & $1.78B commission collusion lawsuit, 1st time homebuyer impact

    Real Estate After Dark covers this week's housing market

    news. This week's stories are

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    -Fed Extends Pause on Rate Hikes but Keeps Door Open to

    Moving Higher:

    The central bank is sorting through the implications of

    unexpectedly strong growth and higher borrowing costs. I'll discus how this may
    impact the 2023 housing market

    -Jury finds NAR, brokerages guilty in landmark commissions

    suit

    Keller Williams, HomeServices of America also ordered to pay

    $1.78B in damages. I discuss how this may negatively impact the first time
    homebuyer

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠In the DFW market

    schedule a FREE call- https://calendly.com/houserich/dfw

    🤝 Outside of Dallas I can

    still help https://calendly.com/houserich/referral

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    15 min
  • 166: How to get a throwback mortgage rate

    In this week's episode we discuss assumable mortgages. An assumable

    mortgage allows the buyer to purchase a home by taking over the seller's
    mortgage loan. One reason buyers decide to buy a home with an assumable
    mortgage is to take advantage of financing with a lower interest rate if rates
    have risen since the seller originally purchased the home.

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    FHA loan guidelines:

    https://youtu.be/H25Ql_02_GU?si=qi0Ca_z0DtNF8FLS

    USDA loan guidelines:

    https://youtu.be/B4ZPEtIEj24?si=sC1Pi1y4mWrNVfi0

    VA loan guidelines:

    https://youtu.be/pIcdlSgy4K8?si=ivSTZbszGCvqqZ7e

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    8 min
  • 10/25 R.E.A.D w/ @blackrealestatedialogue: Rates hit 8%, Biden's new affordable housing plan & the rest of this week's housing news

    Real Estate After Dark breaks this week's housing

    market news.

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

     This week 'm joined

    by

    Sam of 

    @blackrealestatedialogue  and we
    discuss

    *Mortgage rates hitting 8% and if it is really the worst

    time ever to buy a home.

    *Biden Unveils Plan To Increase US Homeownership — How It

    Benefits Low-to-Middle-Income Families Looking To Build Generational Wealth

    *Morgan Stanley reverses course on the housing market

    prediction for 2023 and 2024 forecast

     

    Connect w/ Sam https://www.instagram.com/blackrealestatedialogue/

    https://blackrealestatedialogue.com/pages/podcast

     

    https://www.cnbc.com/2023/10/21/housing-market-is-painful-ugly-anxious-with-8percent-high-rate.html

    https://finance.yahoo.com/news/biden-unveils-plan-increase-us-122815341.html

    https://fortune.com/2023/10/19/high-housing-prices-home-market-affordability-morgan-stanley-forecast-2023/

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠In the DFW market

    schedule a FREE call- https://calendly.com/houserich/dfw

    🤝 Outside of Dallas I can

    still help https://calendly.com/houserich/referral

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    📚 New to the page? Start

    here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    41 min
  • 165: I bought a CPN !!

    I discuss the legality of buy a CPN. The process of buy a

    CPN.

    What happens when you buy CPN

    What you can use a CPN for.

    The upsells that happen when you buy a CPN and is buying a

    CPN worth it.

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave

    18 min
  • 164: What they don't tell you about the 2:1 buydown

    These are the pros and cons for the 2-1 mortgage interest

    buy down. I also discuss properly budgeting for the future when doing a 3-2-1
    or 2-1 rate buydown, I also discuss an alternative to the mortgage interest
    rate buy down.

     

    Looking for a home in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? Connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline:
    https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    12 min
  • 10/15 R.E.A.D: The October inflation report's impact on housing market, Airbnb Renter 'From Hell', NAR commission lawsuit

    10.15 Real estate after dark we discuss this week's housing news:

     

    1:22 I discuss the Oct 12th inflation report and the impact

    it has on the housing market: Inflation and the housing market: Decoding the
    latest numbers

     

    6:43 The Airbnb "renter from hell". LA law

    protects Airbnb guest living at Brentwood rental for 500+ days without paying
    rent

     

    12:57 The lawsuit against NAR, the National Association of

    Realtor, ReMax and other brokerage. NAR warns of “Wild West” if plaintiffs win
    broker commission lawsuit

     

     

    Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw

    Outside of Dallas? connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline:
    https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    19 min
  • 163: How much home can I afford (and qualify for) on my salary?

    This is how a first time homebuyer can figure out how much

    home they can afford no matter what the interest rates are in their market.

    - I break down the major components of your debt to income

    ratio.

    -I break down the difference between what you can afford and

    qualify for

     

    Looking in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    🤠In the DFW market?

    Schedule a planning call- https://calendly.com/houserich

    ⭐If you're looking for a top

    realtor in your area I can help you with that too.
    https://calendly.com/houserich/

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    🏠Join my email list and

    get a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    13 min
  • R.E.A.D 10/4 Well Fargo's bold 2024 Prediction, The Fed likes what they see & solving the housing crisis

    This week's housing market and home buying news. Real Estate

    After Dark 10/4

    ☎️Looking in Dallas? Schedule a

    call w/ me: https://calendly.com/houserich/dfw

    🗺️Outside of Dallas?

    connect w/ a dope Realtor in your local market:
    https://homeandmoney.com/houserichdave/

     

    -Wells Fargo economists expect Fed to cut interest rates

    dramatically in 2024

    -Fed's preferred inflation measure shows slowest monthly

    increase since 2020

    -Biden's top economist says the key to ending the housing

    crisis is giving cities and developers monetary incentives to build more
    affordable homes

     

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠In the DFW market

    schedule a FREE call- https://calendly.com/houserich/dfw

    🤝 Outside of Dallas I can

    still help https://calendly.com/houserich/referral

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    📚 New to the page? Start

    here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    13 min
  • 162: Black Appraiser Matter Pt II: Is there racial bias in the appraisal industry?

    In part II discuss how racial bias impact the appraisal

    industry and how it impact minority communities with Devin Minnis &  supervisor Jacquelin "Jack" Sonceau
    of Beltway Appraisal 2 black appraisers.

     

    -Is there racial bias in the appraisal industry?

    -We talk about a case where a black couple's home was

    evaluated $500k under

    -Can technology prevent racial bias in the appraisal

    industry?

    -Can training help prevent racial bias in the appraisal

    industry

     

    Looking in Dallas? Schedule a call w/ me:

    https://calendly.com/houserich/dfw

    Outside of Dallas? connect w/ a dope Realtor in your local

    market: https://homeandmoney.com/houserichdave/

    This is a show for millennial first time home buyers looking

    to buy their 1st home and build generational wealth through real estate. Real
    estate is a way to build black wealth and close the wealth gap.

     

    🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important

    info below ⤵️

    🤠I'm a Realtor in Dallas,

    TX. If you're looking to move to the Dallas, TX area or a local looking to buy
    I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and
    out of towners) buy homes in my pervious life in the mortgage industry (I'm a
    guidelines nerd). Reach out to work with me.

    ⭐If you're looking for a top

    realtor in your area I can help you with that too. Don't hesitate to reach out👇

    👨🏽‍💻Schedule

    a call.

    🤠In the DFW market-

    https://calendly.com/houserich/dfw

    🤝 National Referral

    Concierge Service (realtor, movers, etc.)-
    https://calendly.com/houserich/referral

    🏡World's Best Home Buying

    Tips: https://www.youtube.com/@Homebuyingtips

    🎙️My Podcast. Homebuying

    tips on the go: https://www.houserichshow.com/

    👩🏽‍💻My FB

    group to contact with other 1st time homebuyers
    https://www.facebook.com/groups/fthbschool

    📚 New to the page? Start

    here for 2023 mortgage guidelines
    https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx

    David Ball Dallas Texas Real Estate Agent | Texas Real

    Estate License: 800326

    📽️📺📹🎥

    TikTok- https://www.tiktok.com/@houserichdave

    IG- https://www.instagram.com/houserichdave/

    @houserichdave

    43 min

About The 1st Time Homebuyer Show w/ Gizmo by House Rich

From the publisher's feed

Giz (the world's cutest dog) & I (experience as a lender, underwriter & Realtor) walk about talk about various home buying news and breakdown mortgage tips and tricks. Between the 2 of use we've help 100s of 1st time homebuyer in real life; we just dont talk about it into a mic.