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The 1st Time Homebuyer Show w/ Gizmo by House Rich episodes
- 161: Black Appraisers Matter Pt I: How to become an appraiserI interview black appraisers Devin Minnis & supervisor Jacquelin "Jack" Sonceauof Beltway Appraisal. They are a rare breed as only 2% of appraiser are black.In part 1 of this episode well discuss.*The steps needs to become and appraiser*The qualifications needed to become and appraiser*What appraisers actually do*What appraisers look for when evaluating a property*How appraisers evaluate unique properties and more...This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.In part II-https://youtu.be/ORBkCbfOogMI we discuss racial bias in the appraisal industry.* Does racial bias exist in the appraisal industry*The impact of racial bias in the appraisal industry on thewealth gap* Solutions to racial bias in the appraisal industry* Cases where there may have been bias in the appraisalindustryBeltway Appraisals:https://youtu.be/ORBkCbfOogMDevin Minnis: https://www.instagram.com/the_husbandappraiser/🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave47 min
- R.E.A.D 9/27: Insurance companies canceling policies due to climate change, section 8 lawsuits & Food deserts
Looking in Dallas? Schedule a call w/
me:https://calendly.com/houserich/dfwOutside of Dallas? connect w/ a dope Realtor in your local market:
https://homeandmoney.com/houserichdave/This weeks 9/27 Real Estate After Dark, home buying news
topics-homeowners insurance companies like state farms and farmers
canceling and raising insurance premiums due to climate change-Douglass Elliman and 30 luxury agent involved in a fair
housing lawsuit due to nor adequately helping a section 8 renter-Kevin Hart's remarks on corporations ignoring minority
communities and the impact grocery stores have had on causing food desertsThis is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠In the DFW market schedule
a FREE call- https://calendly.com/houserich/dfw🤝 Outside of Dallas I can
still help https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
22 min - 160: Stupid or Liar: Credit Edition
I break down the major scams and lies I see from unprofessional credit repair companies based on my real life experience in the
mortgage industry.-Why credit repair companies cant legally guarantee
timelines-The ridiculous of CPN and who they are illegal
-Why mortgage inquires don't matter
-Why credit repair companies suggest "don't pay
collections"This is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.🤠In the DFW market?
Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top
realtor in your area I can help you with that too.https://calendly.com/houserich/🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
19 min - R.E.A.D 9/20 The Fed pauses rate hikes, housing impact
•Why the Fed is raising rates
•Fed rate hikes historically•Mortgage rates historically•Mortgage rate impact•Predictions for the Nov meetingThis is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.🤠In the DFW market?
Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top
realtor in your area I can help you with that too.https://calendly.com/houserich/🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
13 min - 159:What first time homebuyers should look for during a home inspection w/ inspector Nita Davidson @househunter216
I interview home inspector Nita Davidson on tips for first time homebuyers going through the inspection process we cover.
-How to become a home inspector and how much home inspectors
make-Setting expectations during the home inspection
-10 major systems to look at during a home inspection
-Deal breakers and non-deal breakers during a home
inspection-Sewer scope inspections
-Items 1st time homebuyers overlooks during a home
inspections-How to handle mold during a home inspection
-What 1st time homebuyers should look at during a home walk
through-Why you should get an inspection on new construction
propertiesOur guest-https://www.instagram.com/househunter216/
This is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.⭐If you're looking for a top
realtor in your area I can help you with that too. Don't hesitate to reach out👇👨🏽💻Schedule
a call.🤠In the DFW market-
https://calendly.com/houserich/dfw🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips⭐Dallas Centric YouTube page:
https://www.youtube.com/@WhatsDallasLike🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
38 min - R.E.A.D 9/13- Lender fined for paying for referrals, why you've never heard about it & the rest of the weeks news
This week's first time homebuyer news
• CFPB fines Freedom Mortgage and Realty Connect for Illegal
Kickbacks for referrals. I cover how to identify these pay for play schemes asa first time homebuyer and how to protect yourself• Will return to work policies increase inventory?
• Is there a “black swan event” coming in the housing market
• Rate lock volume plummets in least affordable housing
market in 40 years• Q &A
https://www.consumerfinance.gov/about-us/newsroom/cfpb-penalizes-freedom-mortgage-and-realty-connect-for-illegal-kickbacks/
https://markets.businessinsider.com/news/stocks/housing-market-return-to-office-policies-home-sales-remote-work-2023-9
https://www.housingwire.com/articles/rate-lock-volume-plummets-in-least-affordable-housing-market-in-40-years/?cx_testId=26&cx_testVariant=cx_1&cx_artPos=3&cx_experienceId=EXQEK4SQSVBN#cxrecs_s
This is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.⭐If you're looking for a top
realtor in your area I can help you with that too. Don't hesitate to reach out👇👨🏽💻Schedule
a call.🤠In the DFW market-
https://calendly.com/houserich/dfw🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips⭐Dallas Centric YouTube page:
https://www.youtube.com/@WhatsDallasLike🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
23 min - 158: (sigh) You're about to talk to a Realtor before you're ready
In this episode I cover questions that first time home buyers should be asking Realtors in order to make sure they are the right fit.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.🤠In the DFW market?
Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top
realtor in your area I can help you with that too.https://calendly.com/houserich/🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
15 min - R.E.A.D 9/6: 2023 Housing forecast update & why now is the best time in history to buy new construction
Real Estate After Dark 9/6: I breakdown the updated 2023 housing market forecast from Fannie Mae, Zillow, Wells Fargo Goldman Sachs, the Mortgage Bankers Association and other organizations. I also break down why builder incentives make this a great time to but a new construction home.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇👨🏽💻Schedule a call.🤠In the DFW market- https://calendly.com/houserich/dfw🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave12 min - Real Estate After Dark 8/30: Zillow's 1% program and why "experts" lie to you
I discuss the guidelines for Zillow's 1% down loan program.
I talk other companies that have 1% down loan programs and what to look for toidentify if the program works for you. Why certain real estate gurus andpersonalities discourage you from using certain lenders. Finally i discuss thepros and cons of down payment assistance.This is a show for millennial first time home buyers looking
to buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important
info below ⤵️🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.⭐If you're looking for a top
realtor in your area I can help you with that too. Don't hesitate to reach out👇👨🏽💻Schedule
a call.🤠In the DFW market-
https://calendly.com/houserich/dfw🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips⭐Dallas Centric YouTube page:
https://www.youtube.com/@WhatsDallasLike🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
21 min - 157: My loan was declined: The Miseducation of David Ball
My loan being decline right before my wife and I got married is what started my professional real estate journey. I go over that story, how
I house hacked at 21 w/o my roommate knowing, bought my 2 property and this turned me home buyer education advocate and expert (can I call myself an expert?).This is a show for millennial first time home buyers looking for actionable steps to but their first home.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas,
TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.🤠In the DFW market?
Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top
realtor in your area I can help you with that too. https://calendly.com/houserich/🤝 National Referral
Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral🏡World's Best Home Buying
Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying
tips on the go: https://www.houserichshow.com/👩🏽💻My FB
group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool👨🏽🏫I do
live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start
here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real
Estate License: 800326📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
22 min
About The 1st Time Homebuyer Show w/ Gizmo by House Rich
From the publisher's feed
Giz (the world's cutest dog) & I (experience as a lender, underwriter & Realtor) walk about talk about various home buying news and breakdown mortgage tips and tricks. Between the 2 of use we've help 100s of 1st time homebuyer in real life; we just dont talk about it into a mic.
Come walk w/ us & Lets go get those keys !!!
-HouseRichDave & Giz