Wondering if you need a separate bank account as a DBA?  As a sole proprietor? As a solopreneur?

When you start a business, there are a lot of things to do.  It’s really easy to be unsure of yourself. What do you NEED to do right now?  What can you save for later?

In this episode, I answer the question “Do I really need a separate bank account for my new business?”

The answer should be no surprise…in addition to answering the query, I give you accounting, tax and just practical reasons to back up my answer, I go into quite a bit of detail behind WHY you should absolutely have a separate bank account for your solo-business.

Mentioned in this episode:

Highlights of this episode:

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

Thanks for listening.  Don’t miss an episode - subscribe on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find all the links and additional show notes at:  https://www.thecommoncents.com/podcast

What is a CEO Debrief?  What does a CFO really do?  I’m so glad you asked!

In this episode, I run through a sampling of the questions I ask myself and my clients each and every quarter to get down to what’s working and what’s not working...so that I can help them hit and exceed their money targets.

Mentioned in this episode:

*Both on my Amazon reading list here

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RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for listening.  Don’t miss an episode - subscribe on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find all the links and additional show notes at:  https://www.thecommoncents.com/podcast

Requesting payment for outstanding invoices doesn't have to be a manual affair.  Chasing invoice payments isn't fun...especially if it leaves you stuck in your inbox when you'd rather be following your purpose and providing extraordinary services to your clients.

Once you have all of the tech stack pieces in place, this is actually something that you can easily automate.

In this episode, I’m going to walk you through what you can do today to start automating your payment requests so that you don't have to babysit your invoices and your inbox.

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for listening.  Don’t miss an episode - subscribe on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find all the links and additional show notes at:  https://www.thecommoncents.com/podcast

For the record, not everyone is a scammer.  There are way more legitimate businesses out there than those that are out here scamming people.  So imagine how shocked I was when that was the overall sentiment in a recent group discussion.

I get it, sometimes we don't know what we don't know.  In this case, the original poster had expressed concerns because their new client didn't want to pay by credit card...they wanted to pay by wire transfer.  And as a result, the client needed the poster's bank information *gasp*

Not only are there legit reasons to ask for and accept wire transfers and ACHs as a form of payment but there are also legit ways to get it done WITHOUT giving up your bank account number.

In this episode, the first of the “inspired by” topics, I’m giving up the goods and telling you exactly how to do that.

I'm giving you a list of my top 3 alternatives to credit card payments (plus a bonus one) and I issue a very strong warning about what NOT to do/use for money transfers.

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

You can find all the links and additional show notes at:  https://www.thecommoncents.com/podcast

Bookkeeping can be intimidating and a bit overwhelming but it doesn’t have to be.  It can (and should be) a tool that you can use to plan and scale your business… sooner than later.

In this episode, I’m giving you four quick tips to get you on board with bookkeeping.  Just the basics. Afterall, we have to start with a foundation, right? RIGHT!

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for listening.  Don’t miss an episode - subscribe on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find all the links and additional show notes at:  https://www.thecommoncents.com/podcast

These 3 bad money habits not only drive your CPA crazy… but they're probably killing your productivity AND your profits.

In this episode, I’m giving the 3 things that drive me absolutely bonkers about messy money habits… and what you can do to turn it around quickly!

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for stopping by and listening.

Want to make sure you don’t miss an episode?  Don’t forget to subscribe and listen on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find the show notes at:  thecommoncents.com/podcast

Building a growing, thriving, successful business isn’t a given.  It won’t just fall out of the sky… you can’t just build it and the customers will come.

Over the years, I’ve made a few observations, my informal case study, into what makes for a successful business.

Mentioned in this episode:

Highlights of this episode:

Here's a list of the books & resources mentioned in this episode*:

I also mentioned my very own business trackers & spreadsheet templates.  If you'd like to get access to the business trackers that I'm working on...join the wait list here.

Additional Building A Business Resources:

*This is a link to my Amazon shop so you may find more than the books/resources listed in this posting.

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RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

_________________

You can find the show notes at:  thecommoncents.com/podcast

Six Figures isn’t all that it’s cracked up to be, especially when there seems to be a moving target & every changing definition that suits the exclaimer…

I’m calling BS on 6 figure claims in marketing…it’s bothersome and frustrating unless you ask the right questions and shift your focus.  It’s easier than you think and it’s probably not what you think it is.

In this episode, I have a few questions for you.  What to contemplate and ponder whenever you hear the works “6 figures” touted somewhere on someone’s sales copy...

I’m not saying that it’s not true 6 figures but what I am saying is be cautious and read between the lines - IE: revenue versus profit or billed versus cash collected.

The words barely register but there is a huge difference. And let’s not forget positive cash flow. That’s the second layer to ponder…

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for stopping by and listening.

Want to make sure you don’t miss an episode?  Don’t forget to subscribe and listen on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find the show notes at:  thecommoncents.com/podcast

Tax time can be stressful for anyone but it really doesn’t have to be.  As a reformed tax preparer, I have a few tips, tricks & hacks that will de-stress tax time for you, your family and your tax person (if you have one).

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for stopping by and listening.

Want to make sure you don’t miss an episode?  Don’t forget to subscribe and listen on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find the show notes at:  thecommoncents.com/podcast

Every Monday is affectionately referred to as Money & Metrics Monday here with Team Common Cents.  It’s when we stop and take stock of our progress and make plans for the coming week. It’s also what we do for our clients on Client Time Tuesdays.

Mentioned in this episode:

Highlights of this episode:

_________________

RESOURCES

Kill The Vanity Metrics Challenge

Money Matters Checklist

Resources List

WORK WITH COMMON CENTS

Virtual Accounting, Bookkeeping & CFO Services

Courses & Programs

Templates

Planners & Printables

_________________

Thanks for stopping by and listening.  

Want to make sure you don’t miss an episode?  Don’t forget to subscribe and listen on:  Anchor, iTunes, Spotify, Stitcher

Want to chat and hangout with me, Joyce?  You can find me on Facebook, Instagram or Twitter…as @thecommoncents.

You can find the show notes at:  thecommoncents.com/podcast