Are you making smart financial decisions, or just calling your impulses “needs” to feel better about them?

In this episode, Kevin and Alan break down a practical framework for spending with more honesty, discipline, and self-awareness. They unpack why people blur the line between wants and needs, how goals change what actually matters, and why identity, dopamine, and self-deception can quietly sabotage financial progress.

This conversation will help you think more clearly about money, spend with more intention, and make choices that support real peace of mind over temporary relief. Listen before your next “must-have” turns into another lesson.

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Book Alan’s Business Breakthrough Session. Your first 30-minute coaching call is FREE. Learn how to prioritize success and let your quality of life become the byproduct. - https://calendly.com/alanlazaros/30-minute-breakthrough-session

Learn more about:
Track the Work. Earn the Results. To know more about the "Next Level Fitness Accountability Group," reach out.

• Kevin: https://www.instagram.com/neverquitkid/
• Alan: https://www.instagram.com/alazaros88/

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NLU is not just a podcast; it’s a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.

For more information, check out our website and socials using the links below. 👇

Website: http://www.nextleveluniverse.com

Facebook:
Alan: https://www.facebook.com/alan.lazaros
Kevin: https://www.facebook.com/kevin.palmieri.90/

Email:
[email protected]
[email protected]

LinkedIn:
Kevin: https://www.linkedin.com/in/kevin-palmieri-5b7736160/
Alan: https://www.linkedin.com/in/alanlazarosllc/

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Show notes:
(4:20) Wants, needs, and financial honesty
(5:17) Goals shape what feels necessary
(9:17) Spend in line with your goals
(11:28) Buy back time or make money
(13:28) Dopamine can distort spending
(16:26) Track every expense in three categories
(18:26) Outro

Send a text to Kevin and Alan!

🎙️ Hosted by Kevin Palmieri and Alan Lazaros

Next Level University is a top-ranked daily podcast for dream chasers and self-improvement lovers. With over 2,100 episodes, we help you level up in life, love, health, and wealth one day at a time. Subscribe for real, honest, no-fluff growth every single day.