The Aaron Advantage

Here are my top tips for selling and buying in this market:  

1.  Figure Out Financing - Not just what type of normal financing you are approved for, but, check out what type of bridge loans or down payment options you can make in case you need to try to buy before you sell.  

2. Have Your Home Ready - Before you even think about looking at another house, make sure your current home is ready to sell!  The market is moving fast and you may not have time to get it ready after you find that house.    

3. Know Your Options - Ask about contingent offers and other things you may need to make your offer stand out.  Of course, talk to a professional to be sure you can make the best offer you can in this competitive market.  

Music: It Just Makes Me Happy by Dj Quads  ​ 

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Aaron Luttrull sits down with Leigh Perry of Legal Shield and Identity Shield, two very helpful tools to help protect you and your family.  Leigh shares some ways both of these apps can help in times of stress, or before you find yourself in a mess.    

Legal Shield - It's like having a powerful law firm in the palm of your hand available 24/7 - 365 days a year! Just "Tap the App"  

Identity Shield - Can help protect your identity or even after the fact they have their own private investigators to help track down the thieves and even help completely restore the theft that has happened.   

For more information, you can contact: Leigh Perry Phone:  270-752-0236  Email: [email protected]  Or visit her website: www.perrybeale.com  

Music: It Just Makes Me Happy by Dj Quads   Follow me online here: https://linktr.ee/theaaronadvantage

Aaron Luttrull discusses Tri-Cap Health Services in Evansville with Amy Alexander.    

Tri-Cap Evansville offers Family Planning Services and Health Resource Navigation Services.  They are a Title 10 Federal Agency that cannot discuss abortions or recommend those services, however they offer contraceptives, pap smears and STD testing and treatment for both men and women.  They are open to all that come in.  It is not just a low income service, they accept all insurance and also have a sliding scale fee to help those who need financial assistance.  They receive products at manufacturer's cost and can pass those savings on to their clients.  They can even work out a payment plan if you are between insurances for family planning medications and supplies you may need.    

As Resource Navigators, they can help you go through the steps of how to understand difficult health insurance questions including helping a client to apply or re apply for Medicaid.    

You can contact Amy at 812-428-2189 or email: [email protected]  for any questions you may have about their services or to find out ways you can volunteer or become involved in helping Tri-Cap serve your community.  

Check out their website: https://www.tri-cap.net/​ 

The Evansville office is currently located at 727 John Street in Evansville until May 1, 2021 and then it will be moving to the old Echo building on John Street. 

 Music: It Just Makes Me Happy by Dj Quads

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Aaron welcomes guest Amanda Hughes from the local non-profit Borrowed Hearts Foundation.    

From foster families to relative or kinship placements, Borrowed Hearts helps with much needed information and supplies.   When a child is placed in a moments notice, families can have the items they may need to see that the child is well cared for in as many ways as they can from donated gently used clothing, toys, bedroom furniture and even new hygiene and toiletry items for a family in need.     

If you are interested in learning more about Borrowed Hearts, fostering a child or how you can volunteer to help the foundation, check out their website, Facebook page or call Amanda Hughes for more information.  

www.BorrowedHeartsFoundation.org

https://www.facebook.com/Borrowedheartsfoundation

Amanda Hughes 812-602-5551  

Music: It Just Makes Me Happy by Dj Quads  

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My buddy Gino Delacoma put me on to a new idea for some video/audio content... my take on things you might see or read on Real Estate! Check out this podcast of The Aaron Advantage Reacts and hear my thoughts on this opinion piece I read!  #ExperienceTheAaronAdvantage

Music: It Just Makes Me Happy by Dj Quads

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Whether you own a home, or you're renting, trying to figure out the timing to purchase a new home can be a daunting task! If you're thinking of making a move, you need to properly understand the timeline so you can be prepared ahead of time and not scramble to secure something!  Step 

1: Financing First - When I'm working with a new buyer, I will not show them houses until they have their financing figured out. This is the most critical step in the home buying process. It's going to let the buyer know what they qualify for, and more importantly what they can really afford. In addition, the pre-approval process may offer some additional steps that you might be able to take to put yourself in a better position to buy after completing a couple of steps. Not only will you be better informed, in the competitive market that we are in, but most sellers and their agents also won't even consider an offer without a pre-approval letter in hand if you're planning to finance your home.   

Step 2: Finding the Right Home - Once you're ready to buy, it's time to start shopping! Looking online is quick and easy. You can do it any time from anywhere. Once you're ready to take a look in person, things change dramatically. First, you have to find a time that works for the seller to let you take a look. Not only that, but the shortage of listing inventory often means you'll be trying to schedule around several other showings. Evenings and weekends are the most popular times for people to look at homes, which means they can be the toughest to schedule, as well. If you have the ability to schedule a showing at other times, that can give you a competitive advantage at times. On average, buyers typically looked at about 10 homes before making an offer, but the changes in the market have impacted this as well.   

Step 3: Getting to the Closing -  Once you're under contract, the timeline gets a little easier. For the Pending period, the time where you're getting the financing and inspections all completed, you can typically expect about 30-45 days after the offer to close.  

Step 4: Moving In - Depending on the seller's situation, you'll also need to keep in mind the possession of the property. It's not uncommon for sellers in our area to maintain possession of the home for up to 30 days after closing.  

http://bit.ly/2N4Pfzc  ​

Music: It Just Makes Me Happy by Dj Quads  ​ 

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The market is hot 🔥 and houses 🏘  are selling quickly, so do you REALLY need a real estate agent? 🚨 SPOILER ALERT 🚨: The answer is YES!!

Critical Missteps in Marketing - Since the market is red hot, it looks "easy" to sell a home to a lot of people. Pick a price, throw up some photos, and stick a sign in the yard. That's all you have to do, right? Well, NO!! Properly preparing your home to put on the market is still an overlooked aspect of getting ready to sell at times. Just because prices are up, doesn't mean that you don't have to do anything to get it ready. Not only that, there are a lot of people who are still preferring to only look at homes in person that look the absolute best online, so taking subpar photos can be a major mistake as well.  

http://bit.ly/3jEQTTR

A lot of self-employed people struggle to get going when they're new to running their own business. In this episode of The Aaron Advantage Podcast, I sit down with Erik Thomas Goodge, CFP - Owner of UVest Advisory Group, Erik Goodge CFP, to discuss some important aspects that you can address to set yourself up for success! There are a lot of great pieces of advice and resources discussed in this episode, so check it out and share it with anyone you know who's thinking of starting, or recently started, their own business! #ExperienceTheAaronAdvantage  

Time Management - Organize Your Business - Niches - Outsourcing Tasks - Building a Network  

Erik Goodge, CFP 812-499-5252, UVest -https://uvestadvisory.com/  

2020 has been hit pretty hard by the pandemic, but there are some things you can do to prep for a fun, safe, COVID-friendly Christmas. #ExperienceTheAaronAdvantage

https://bit.ly/VirtualXmasGame

http://bit.ly/38bkBdW

Music: It Just Makes Me Happy by Dj Quads

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27th Annual Ritzy's Fantasy of Lights - Open 5-9 Sunday through Thursday and 5-10 Fridays and Saturdays. Drive through Garvin Park to view over 60 light displays. Tickets are available in advance, or pay cash at the gate to help raise therapy funds for the Easterseals Rehabilitation Center. https://bit.ly/FantasyOfLightsEville 

Santa's Mailbox sponsored by Edward Jones - Financial Advisor: Jim Back - Children can place their letters to be hand delivered to Santa and his elves! Santa will send a response, so be sure to include a return address and put in the mailbox by December 15. https://bit.ly/SantasMailbox2020 

Chandelier Tree - On November 11th at 4:45, a chandelier tree will be lit up for the first time in Downtown Evansville! You can join in the action via a Facebook Live event, and watch the tree come alive when the switch is flipped.  https://bit.ly/CTree2020 

Curbside Santa - Starting at 5 pm on December 11, Drive down Main St Evansville and check out the familiar holiday favorites like the 12' tall nutcrackers, the Wall of Lights, and more! This year, there will even be a special appearance by Queen Elsa! End your tour with a curbside visit with Santa in front of the Ford Center where you can stay in your car and receive a Holiday Craft! https://bit.ly/CurbsideSanta2020 

Music: It Just Makes Me Happy by Dj Quads

Follow me online here:https://linktr.ee/theaaronadvantage