In this episode, I go over what consumer credit is, how to apply for it and how its a serious problem within households. You'll be surprised to learn about the level of household debt in some of the countries I mention, specifically in the US. I also go over why this is such a huge problem since it can financially shatter people's lives. 

You want to know how to buy a stock at a cheap price, so in order to do that, you need to figure out whether or not the current dividend yield is greater than the average dividend yield. Find out about how to do this effectively and learn about why we should put our emotions aside when it comes to investing. 

I look over the concept of dividends and some examples on how this form of passive income works. There are some companies that have been increasing dividends each year consecutively such as Coca Cola, Johnson & Johnson, P&G, Target, Emerson, etc. Dividend income is not a quick way to get rich, but with the compound effect and a little patience, you can go from rags to riches. Learn more in episode 26 of The Audio Class Experience. 

There's good debt and there's bad debt. We can use it as leverage for investing in real estate or in a business. Once you start earning income from the asset that you created (positive cash flow), you can pay off your loans over time and even make positive returns. Debt tends to have a negative connotation because people get loans to pay for things that do not generate any income such as a house, a car or expenses on credit cards. As long as the use of debt is expected to create future returns, debt doesn't' necessarily have to be bad. It all comes down to whether you use debt for assets or liabilities and where the flow of cash goes. 

Wonder why Microsoft has been growing so much recently? In this episode, I will reveal the key points that reflect the current situation of this tech giant and their secrets to success. 

In today's episode, I give 4 key ideas about how people like me and millennials (and people in general) should deal with their money. I put into context the last financial crisis, it's causes, and also my views on pensions and inequality. Very meaty episode indeed. 

The tragedy of inflation we face impoverishes our society. Because of this we become compulsive consumers which leads to pollution, littering, contamination, getting into bad debt, etc. It becomes a vicious cycle. Tune in into episode 22 of The Audio Class Experience to find out why. 

There are too many trends to explain in one episode, so I decided to pick 7 that I personally think are coming hot from the previous year. In today's episode I mention how UX writers, User generated content, video content, whether quality content is better than quantity, the importance of voice, the appearance of micro-influencers, and finally personal content that is topic focused. Find out how I break down each one of the trends in detail. 

It's always good to remind ourselves that marketing isn't just what we see on advertisements or the different forms of publicity for promoting a product or service. There's so much more to marketing than just that. Think about all the thought put into the identification of the customer profile, what it is that you're selling, how you're going to sell it, how do you want your customers to perceive your brand, how you're going to promote it...etc. In this episode with the first guest ever, we cover some of the basic concepts that marketers use for conducting effective strategies and the things they take into account when doing this. 

At least once every generation, Hollywood and the content industry undergo a revolution. From silent films to sound films in the 1920s, the advent of television in the 1950s, cable in the 1980s and now the streaming revolution. Twelve years ago Netflix started the race. Today we are facing a whole war in which the ammunition used is thousands and thousands, tens of billions of dollars in content. Netflix, Prime TV, Disney Plus, HBO... Even Apple has joined this new race. In this episode I'll tell you the details of where we are and what we can expect in this streaming war.