This episode focuses on the process of getting approved for a sub-prime auto (bad credit) auto loan.  The process is broken down to the most basic, and offers some tips on how to make this process easier for the buyer and seller. Those who have had to deal with not so good credit are very familiar with how difficult it can be to get an auto loan.  I have spent 20 years in this business helping people in all situations get the car the want and the loan that works for them. I have learned over the years that one of the biggest reasons the deal doesn't get wrapped up with a subprime buyer is providing all of the proper paperwork and documents up front to the lender in order to get the best approval for the situation. 

     My goal with this topic is to provide some guidance that will make it less frustrating and easier to get the car you need. 

Everyone needs a car, but sometimes not everyone can afford to pay for it.  We rely on banks to provide an auto loan. These loans are broken down into groups.  Prime loan (good credit)  Subprime (marginal or rebuilding) Buy here pay here (in house financing).  Subprime loans require a large amount of paperwork that must be provided by the buyer, and those documents must be correct in order to get your new car.  In this episode we will break down how to save time and energy gathering all everything you need to submit upfront for pre approval and get the car you need quickly.