The Banking Scene Director's Cut

Monzo recently announced that they are considering offering eSIMs to their customers - what has that got to do with banking?

Quite a lot it turns out!

Andrew invited Chris Skinner, CEO of The Finanser (and well known Chief Trouble Maker) for a Director's Cut Debrief Session to dig into the story behind the story.

As can be expected by those of you who know Chris, he got the session off to a fiery (off-topic) start, before sharing his insights :)

You can read the article that sparked this discussion on our website here and as always, please share your views in the comments.

Revolut made an announcement on August 22 that could have wider implications than is evident at first glance. What does Revolut's announcement mean for Belgian Banks?

After running a poll on LinkedIn, we included views from a few members of our community in this Director's Cut Debrief Session, where we explored what this means for the incumbent banks and speculated as to what might happen next.

You can read the summary article on our website here: https://thebankingscene.com/opinions/from-instant-payments-to-instant-savings-how-revoluts-daily-payouts-challenge-belgian-banks/ and please feel free to share your views in the comments!

This time, we're "In Conversation With" Adam Preis, Director Product Solution Marketing at Ping Identity, to explore the critical aspect of third-party access in today's world. The rapid growth of embedded finance, open banking and interconnected ecosystems has dramatically reshaped the traditional perimeter of trust in financial services. As third-party providers become indispensable to delivering modern banking experiences, the concept of identity and access management (IAM) is undergoing a fundamental shift.Adam shares insights into how financial institutions are rethinking security, managing risk, and preparing for a future where AI agents, not just humans, interact on behalf of customers.And a few eye-watering stats!You can find a summary of the key concepts, along with a link to download a free e-book "3 Ways to Accelerate Embedded Finance with Digital Identity" in this post here: https://thebankingscene.com/opinions/identity-in-flux-securing-the-future-of-access-in-financial-services/

In the "story behind the story", Rik explains why he (briefly) blamed his bank for missing the kickoff of the Belgian Jupiler Pro football competition and what lessons bankers can take away from this.

Find out why "digital is a dissatisfier" for some customers and how providing services beyond banking could influence customers in the future.

The original article discussed can be found here https://thebankingscene.com/opinions/what-missing-the-football-season-kickoff-taught-me-about-digital-banking/

A Director's Cut Debrief session where Rik and Andrew debate the impact of #agenticai on #banking in the #future.

Most banks have been quick to adopt #ai for their own internal purposes - but are they considering the (near?) future possibility of their customers making use of agentic ai to fulfil their financial needs?

The article published here was inspired by a white paper written by Dave Birch (Principal, 15Mb Ltd) and Kirsty Rutter (Group Strategic Investment Director CVC, Lloyds Banking Group), which outlines the strategic elements banks must address in order to survive in this new environment.

During this debrief, Rik challenges some of Andrew's opinions that lead him to write the article (which is worthwhile giving a quick read after you've watched or listened to the show).