The Banyan Collective

On this episode of Through The Pines we’ll discuss the longevity surprise: why some retirement plans may end 15-20 years too soon, and what you should be doing to protect your wealth for a longer life.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while getting in his daily , this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah - 

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award - 

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

      Website: planwithbaxter.com

Open / frame

••The punchline: a portfolio can recover from a bear market. A plan built for 90 can break if someone lives to 105–110. That’s the new headline risk. 

If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we’ll discuss the financial impacts of divorce and protecting your future while navigating a Major Life Transition.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping his pumpkin spiced latte, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah - 

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award - 

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

      Website: planwithbaxter.com

Notes:

Key Discussion Points

Divorce ranks among the most significant financial events in a person's life.

Decisions made during divorce can affect:

o Retirement

o Taxes

o Housing

o Insurance

o College funding

o Estate planning

Importance of assembling the right team:

o Family law attorney

o Financial advisor

o CPA

o Mortgage professional

o Insurance professional

If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we’ll discuss “GIRL MATH” the financial shortcuts, habits,

and irrational decisions that everyone makes. Explore how to become more intentional with money while still enjoying life and creating meaningful experiences.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while placing crypto bets on prediction markets, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

      Website: planwithbaxter.com

OUTLINE

____________________________________

If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we’ll chat financial GOAL SETTING & LIFE PLANNING in 2026 from headwinds & pitfalls to clear values-aligned goals to motivate you!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while editing his daily vlog (he never publishes), this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

      Website: planwithbaxter.com

If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

Brooklyn artist Zachary Fabri is Ogden Contemporary Arts current artist in residence. Here's his story...

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! R. Brandon Long and Todd Oberndorfer are your hosts for the greatest arts & culture podcast in all the land.

GUESTS:

Zachary Fabri - OCA Artist in Residence: https://ogdencontemporaryarts.org/oca-2026-artist-in-residence-zachary-fabri/

Vanessa - Ogden Contemporary Arts

Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

MORE OAA:

https://www.facebook.com/ogdenoutdooradventure

https://www.instagram.com/ogdenadventure/

https://www.thebanyancollective.com/ogden-outdoor-adventure-show

Thank you to BANYAN1 for powering today’s Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones.

Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

DM us on Instagram @ogdenadventure

🎙️The Banyan Collective Podcast Family:

➡️ Van Sessions: https://www.youtube.com/ ⁨@vansessionspod⁩

➡️ Ascent Life: https://www.youtube.com/ ⁨@ascentlifenow⁩

➡️ Through The Pines: https://www.youtube.com/ ⁨@throughthepines⁩

➡️ Ogden Arts & Adventure: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

Meet the new Ogden Poet Laureate, Sunni Wilkinson. 

OAA Show Ep. 92 - Ogden Poet Laureate 

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! R. Brandon Long and Todd Oberndorfer are your hosts for the greatest arts & culture podcast in all the land.

GUESTS:

Sunni Wilkinson - Ogden Poet Laureate 

Hosts R. Brandon Long and Todd Oberdorfer welcome Sunni Wilkinson to the Ogden Arts and Adventure Show. This conversation highlights her perspective on poetry and the creative spirit of our local community.

We discuss what this role means for the city and how local voices help shape our culture. It is a great look at the leadership driving our region forward.

Subscribe for more interviews with community leaders and local creators.

Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩  

MORE OAA:

https://www.facebook.com/ogdenoutdooradventure

https://www.instagram.com/ogdenadventure/

https://www.thebanyancollective.com/ogden-outdoor-adventure-show

Thank you to BANYAN1 for powering today’s Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones.

Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

DM us on Instagram @ogdenadventure

🎙️The Banyan Collective Podcast Family:

➡️ Van Sessions: https://www.youtube.com/ ⁨@vansessionspod⁩  

➡️ Ascent Life: https://www.youtube.com/ ⁨@ascentlifenow⁩  

➡️ Through The Pines: https://www.youtube.com/ ⁨@throughthepines⁩  

➡️ Ogden Arts & Adventure: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! R. Brandon Long and Todd Oberndorfer are your hosts for the greatest arts & culture podcast in all the land.

GUESTS: Ogden Valley Adaptive: Empowering People. Inspiring Adventure.

Brandon Flint - OVA Executive Director | https://ogdenvalleyadaptive.org/

email: [email protected]

Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩  

MORE OAA:

https://www.facebook.com/ogdenoutdooradventure

https://www.instagram.com/ogdenadventure/

https://www.thebanyancollective.com/ogden-outdoor-adventure-show

Thank you to BANYAN1 for powering today’s Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones.

Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

DM us on Instagram @ogdenadventure

🎙️The Banyan Collective Podcast Family:

➡️ Van Sessions: https://www.youtube.com/ ⁨@vansessionspod⁩  

➡️ Ascent Life: https://www.youtube.com/ ⁨@ascentlifenow⁩  

➡️ Through The Pines: https://www.youtube.com/ ⁨@throughthepines⁩  

➡️ Ogden Arts & Adventure: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩  

On this episode of Through The Pines we’ll chat Hot Financial Planning Topics for Summer 2026,

From AI, to Energy  Inflation, Fed policy, economy resilience, market outlook, and more!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sneaking into World Cup stadiums to catch the match magic, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: [email protected]

      Website: planwithbaxter.com

OUTLINE:

Taxes in retirement are not passive—they are one of the largest controllable risks, and most

people don’t realize it until it’s too late. Good planning reduces taxes; bad planning just defers them.

____________________________________

***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

Celebrating 25 years of the Ogden Marathon with The GOAL Foundation, America First, and Artist Ryan Snarr

Never miss an episode of Ogden Arts & Adventure, SUBSCRIBE HERE: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

🎙️The Banyan Collective Podcast Family:

➡️ Van Sessions: https://www.youtube.com/ ⁨@vansessionspod⁩

➡️ Ascent Life: https://www.youtube.com/ ⁨@ascentlifenow⁩

➡️ Through The Pines: https://www.youtube.com/ ⁨@throughthepines⁩

➡️ Ogden Arts & Adventure: https://www.youtube.com/ ⁨@ogdenartsandadventure⁩

Where Arts & Adventure summits the airwaves, this is the Ogden Arts & Adventure Show!! R. Brandon Long and Todd Oberndorfer are your hosts for the greatest arts & culture podcast in all the land.

GUESTS: Troy with the GOAL Foundation; Dave with America First; and Ryan Snarr, artist

MORE OAA:

https://www.facebook.com/ogdenoutdooradventure

https://www.instagram.com/ogdenadventure/

https://www.thebanyancollective.com/ogden-outdoor-adventure-show

Thank you to BANYAN1 for powering today’s Episode of the Ogden Arts & Adventure Show! Listen and Subscribe to Ogden Arts & Adventure on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones.

Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

DM us on Instagram @ogdenadventure

Subscribe to live your best life - Ascent Life Newsletter: ascentlifenow.com

Ascent Life Podcast

YouTube: https://www.youtube.com/@ascentlifenow

Spotify: https://open.spotify.com/show/7t25ibFaEVPw2rui7OEbhg?si=edce41a45a0c446a

Apple Podcasts: https://podcasts.apple.com/us/podcast/ascent-life-podcast/id1800541658

———————————————————————————

Intro: 

From admiring the street art in Mexico City as a child to now creating murals along the Wasatch Front in Utah, Leon Aruajo is living his dream of sharing art with the world…

Welcome to the Ascent Life podcast, I’m your host, R. Brandon Long, here with the mission to inspire 1 million people a day to live their best lives, and become the best version of themselves: Healthy, Wealthy & Wise—That is living an Ascent Life

Subscribe to my weekly Ascent Life Newsletter where yes, I link each podcast so you never miss an episode, and I also dive deeper into what I’ve learned each week on the subject of living your best life —newsletter link is ascentlifenow.com

WISDOM FROM THE PAGES:

We begin today’s episode with Wisdom From The Pages - reading from The Book of Elon

“You want to embark on something where success is certain to be one of the outcomes.”

“The one thing you cannot replace is time.”

“Innovation is not the problem. Execution is the problem.”

Thank you for tuning into this episode of the Ascent Life podcast!

If you made it this far in the program, then you are the perfect person to help someone else live their best life, simply share this episode with just one other human, and together we can fulfill the goal of helping one million people a day become the best version of themselves. 

If you’re not already subscribed on YouTube, join us on that platform @ ascentlifenow. For your daily dose of visual inspiration, follow Ascent Life on Instagram. 

Each week in my Ascent Life newsletter, I dive a little deeper into what I’ve learned when it comes to living your best life, and I share that information along with links to the podcast so you never miss an episode! The email newsletter subscription link in the episode show notes. 

Thank you for joining me on this journey as we all push towards self actualization through resilience, and adaptability, creating a positive impact on the world —using our “unique ability” to fulfill our purpose, and become the best version of ourselves: healthy, wealthy & wise!

We’ll continue our paths together on the next Ascent Life! 

Cheers, and Godspeed