The best days of trading usually come after the worst days of trading. Right now everyone is feeling pretty rotten with large cap stocks outperforming small cap and the stock market experiencing a rather mediocre year. Also, money managers have been doing some loss harvesting which is sure to cause volatility in the market. Other topics include:

• The inverted yield curve

• The importance of Roth contributions

• Year-end CPA talks

• Avoiding underwithholding taxes