The daily grind … the commute … the weekday schedule … all of those things go away when you finally get to retirement. But when your free time begins you know what else goes away? Your paycheck. And you know what doesn’t? Your income taxes.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

We all remember the fairy tale about the three little pigs and the big bad wolf. The wolf would huff and puff, and blow every house down except for the last one, because it was built strong. The financial house you build for your retirement should be just as strong.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

We’ve seen some major turbulence in the financial world recently with news of failing banks, volatility, pension buyout offers, and higher taxes down the road. So what steps have you taken to help navigate all this uncertainty?

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future … is right now.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

You might have your home paid off (or nearly paid off) when you get to retirement, but are there any other housing costs that you might need to prepare for? This is especially important if you’d rather spend as many years as possible in your home rather than moving to a retirement community or assisted living facility.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

Most people who are near retirement haven’t met with a financial advisor. And that could be a costly mistake. Today Barbara Swiatek is here to tell you about some of the questions to ask to help you find the right financial professional.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

With everything going on in the world right now, your finances need to be able to weather any financial storm. We’ll outline some of the major financial risks on the horizon today and talk about some “all-weather” strategies to help you protect your savings, no matter what kind of storms are unfolding in the financial world.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

The clock is ticking on our current tax rates. What moves should you think about making to help take advantage of low tax rates before they’re gone? Find out today on The Best of Retire Financially Fit with Barbara Swiatek.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

Are you prepared to handle the top concerns for today’s retirees? Find out today on the Best of Retire Financially Fit with Barbara Swiatek.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

What are some signs that you’re ready to retire in 2023? And once you retire, do you know all your options for what to do with your retirement savings? All that and more is coming up.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.