The Better Every Day Podcast

Have you ever heard of the Debt Snowball?

If so, you know that it’s a debt-payoff model made famous by Dave Ramsey. If you haven’t heard about it, you’re about to!

Either way, you might be wondering, “Does it really work?”

Absolutely!

I’ve personally used it to pay off several debts of my own and I’m excited to see you do the same.

So today, I want to give you a crash course on what the Debt Snowball is, how it’s used, and how it can work for you. Plus, I’m giving away a free budget template to help you get started even faster!

Learn all about it on today’s episode of the Daily New Year’s Podcast.

Let’s go!

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/028-does-the-debt-snowball-really-work/

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— What is the Debt Snowball? – [03:37]

— How does the Debt Snowball Work? – [04:36]

— The Debt Avalanche vs. The Debt Snowball – [05:46]

— Does the Debt Snowball Work? – [10:20]

— Use Undebt.it to Track Your Progress – [12:58]

— Be Patient and Have Fun – [17:15]

— Starting a Budget with the Daily New Years Budget Template – [19:57]

Hey, what’s up Goal Getter!

Would you say you generally have a positive outlook on life? Do you ever find yourself in a bad mood and wonder how to be more positive? I know I do!

The good news is, there are things we can do to help improve our mood, mindset, and overall outlook—and no, it’s not “think happy thoughts.”

If it were as easy as that, we could just decide to be happy when we realized we’re in a bad mood. No, if you want to know how to be more positive, then you need to dive into today’s positivity-packed episode of the Daily New Years Podcast and learn these 7 simple strategies for improving your positivity.

Let’s go!

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/027-how-to-be-more-positive-every-day/

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— Why Do Negative Things Stay Top of Mind Longer? – [02:30]

— How Can We Become More Positive? – [05:15]

— Limit Your Exposure to Negative People – [06:30]

— Examine Your Environment – [10:30]

— Look for One Positive in Every Situation – [12:30]

— Start a Gratitude Journal – [15:31]

— Talk to a Mentor – [17:00]

— Reflect on the Root of the Problem – [19:00]

— Get Some Exercise – [20:00]

When you think about your life five, ten, or even twenty-five years from now, what do you see?

What if I told you that you could design your dream life starting today?

Recently I was reading the book GOALS! by Brian Tracy and he touched on an exciting discovery made by Dr. Charles Garfield.

Dr. Garfield studied peak performers for more than 20 years, and he specifically analyzed men and women who had only achieved average results for many years but then suddenly achieved massive success in a very short amount of time.

When he sought the answer to their sudden success, he found that all of these individuals had begun using blue-sky thinking, and that’s what we’re talking about on the podcast today.

Let’s go!

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/026-plan-your-dream-life-using-blue-sky-thinking/

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— What is Blue-Sky Thinking? – [02:25]

— Overcoming Challenges of Blue-Sky Thinking – [03:54]

— Pause to do Your Blue Sky Thinking – [06:52]

— Coming Back to Reality and Build a Life Plan – [07:15 ]

— Action is Everything! – [10:29]

— Over to You! A Challenge to Try Blue Sky Thinking – [14:00]

Hey, what’s up Goal Getters!

Welcome back to another super exciting episode of the Daily New Years podcast. I’m so excited because this episode takes us across the pond to the great city of London. Joining us today is Tomas Svitorka.

Tomas is a professional life coach, speaker, award-winning entrepreneur, and the founder of OK is NOT Enough.

He has coached hundreds of clients including industry leaders, billionaire entrepreneurs, CEOs, rising stars in global corporations and influencers who are at the top of their game. He’s a wealth of knowledge and goal-setting information, so I’m excited to have you dive into the episode.

See you on the inside!

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/025-ok-is-not-enough-with-life-coach-tomas-svitorka/

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– How Tomas Came to be a Life Coach – [01:52]

– The Inspiration Behind OK is NOT Enough – [07:48]

– The Unshakable Feeling of Untapped Potential – Giving 100% – [09:04]

– To Be Better than OK, You Need a Strong Why – [11:30]

– The Zone of Tolerable Discomfort – [12:56]

– Humans have the Ability to Get Used to Anything – [13:23]

– To Get Unstuck, You Need to Zoom Out – [14:14]

– Personal Development is Seeing What’s Possible – [14:34]

– How Does Tomas Balance 50+ Annual Goals – [15:57]

– Starting Each Year with an Annual Review – [18:21]

– Daily, Weekly, and Monthly Goal Planning – [19:03]

– Underestimating Goals and Training for the London Marathon in Four Months! – [19:42]

– 2 Goals or 50 Goals—What Matters is How Often You Check In – [20:55]

– Using Michael Hyatt’s Full Focus Planner for Daily, Weekly, and Monthly Check-Ins – [21:46]

– How Not to Pursue All Your Goals at Once – [23:27]

– Tomas’s Unique Approach to Setting Goals – [24:04]

– There’s Always More That You Can Do – [26:20]

– Tying Goals to a Purpose-Driven Cause – [30:00]

– Tomas’s Top Tips, Tricks, and Strategies for New Goal Setters – [30:42]

– How to Balance Too Many Goals and Lack of Focus with Not Enough Goals – [35:02]

– Build Confidence and Self Esteem Through Goal Setting – [38:16]

– The Power of Self Talk and the Psychology Behind Starting Goals with “I will easily…” – [41:39]

– Using Leading Language in Goal Setting – [43:56]

– Exploring Lucid Dreaming and Subconscious Thinking – [46:17]

– Connecting with Tomas Online – [53:43]

On an episode of the SUCCESS Talks podcast, the Success staff played an archived clip from Jim Rohn where he outlined “The Simple Art of Goal Setting.” His method of goal setting is one that he learned from his mentor, John Earl Shoaff, at the early age of 25 and it goes something like this:

1. Decide what you want.

2. Write it down. Make a list.

3. Keep the old lists.

4. Check things off your list.

Pretty simple, right?

So how can we put Jim’s 4 step goal-setting practice into place in our own lives? I’ve covered it in detail on this week’s episode of the Daily New Years podcast.

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For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/024-jim-rohns-4-simple-tips-for-successful-goal-setting/

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— An Introduction to Jim Rohn – [00:30]

— Only 20% of People Set Goals – [02:42]

— Decide on What You Want (and Why) – [03:12]

— Write Your Goals Down and Make a List – [04:46]Keep Your Old Lists – [07:47]

— Jim Rohn’s 4th Step: Check Things Off Your List – [09:24]

Do you know what goes great with goal setting? Productivity, organization, and time management.

I don’t know about you, but I have so many things in my life competing for my attention and trying to distract me from crushing my goals. Whether it’s your phone going off constantly, emails pouring in, or colleagues knocking at your door, it’s hard to tune out distractions and stay focused on our most meaningful work.

For the most part, I have silenced most of the apps and notifications on my phone but one thing that always seems to be demanding more time and more attention is my email inbox. And, if you’re like me, you have a handful of email accounts all dinging and chiming for more attention.

In fact, the average person spends about 28% of their work week on email management.

That’s crazy!

But email itself isn’t the problem — it’s how we manage it. This week on the podcast I’m going to teach you how to use the 4 D’s of Effective Time Management to clean out your inbox and reclaim your time.

Let's Go!

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For the full show notes and useful links and resources, visit: https://www.austinbollinger.com/podcast/023-eliminate-email-distraction-with-the-4-ds-of-time-management/

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– Time Blocking - [03:30]

– D #1 - Delete It - [05:15]

– D #2 - Do It - [06:20]

– D #3 - Delegate It - [07:48]

– D #4 - Defer It - [09:50]

– The Four D's in Action. Do They Really Work? - [11:23]

We all know that mentorship is an important and critical aspect of personal growth, but mentors aren’t always easy to find. And, if you’re an introvert, live in a small community, or just have trouble talking to people, asking someone to be your mentor can be difficult.

So, where can we find high quality, rock solid mentorship? Personally, I’ve found books, podcasts, YouTube videos, and blogs to be a great resource, if you dig deep enough.

In this week’s episode of the podcast, I’m talking about my five favorite mentors and how you can find some of your own.

For the full show notes, links, and resources, visit https://www.austinbollinger.com/podcast/022-how-to-find-rock-solid-mentorship-in-unconventional-places/

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– In-Person Mentors vs. Digital/Long-Distance Mentors – [02:47]

– #1: Jeff Rose of Good Financial Cents/Wealth Hacker Labs – [03:16]

– #2: Brendon Burchard – [07:39]

– #3: Michael Hyatt – [10:16]

– #4: Darren Hardy – [13:19]

– #5: The Global Leadership Summit Faculty – [16:39]

– How to Find Online Mentors of Your Own – [19:00]

Generally, I like to give my listeners tips, tricks, and strategies on how to achieve a broad spectrum of goals – no matter what your goals might be – but I occasionally like to talk about goals I’m pursuing in my own personal life.

Over the past 18-24 months, I’ve been working hard to address my personal finances and I’m still working towards several goals. But for a long time, I didn’t take my personal finances seriously enough and I procrastinated several key things I should have been doing, such as saving for retirement.

I rarely recommend specific goals to try, but this week on the podcast I’m highlighting ten financial goals that I believe you should try to set for yourself in the year ahead.

Because you may not be able to tackle all ten at once, I’ve put these in the order that I pursued them, but feel free to tackle them in any order you prefer or just pick and choose the goals that excite you.

For the full show notes, links, and resources, visit: https://www.austinbollinger.com/podcast/021-10-ways-to-master-your-money/

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1. Get a Free Credit Report – [02:00]

2. Evaluate Your Finances and Build a Budget – [04:50]

3. Read One Personal Finance Book (or more!) – [06:55]

4. Ask for a Raise at Work – [09:42]

5. Start a $1,000 Emergency Fund – [12:30]

6. Pay Off Your Smallest Debt – [16:07]

7. Start Saving 10% of Your Income – [19:55]

8. Join a Matching Retirement Program – [22:37]

9. Convert a Hobby Into a Side Hustle – [25:43]

10. Meet with a Financial Advisor – [28:51]

This week on the podcast I have special guest, Rocco Cozza.

I connected with Rocco on Instagram and then LinkedIn and found him to be a truly inspiring guy. He’s already done a ton of incredible things in his life, from breaking a state powerlifting record to speaking on a TedX stage in Canada, and I asked him on the show to share some of his life experiences.

Rocco has a unique message to share about Kindness, so I think you’ll get a ton of value out of this exciting interview. Here we go!

Full the full shownotes, useful links, and resources, visit: https://www.austinbollinger.com/podcast/020-the-strength-of-kindness-with-rocco-cozza/

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- Getting to know Rocco Cozza - [02:47]

- How to get accepted to a TedX - [03:51]

- There is a problem in the world: people view kindness as a weakness. - [05:20]

- Can being too nice hold us back? - [08:55]

- The 80/20 Rule - There's no such thing as perfection - [11:27]

- We are 100% responsible for how we react to life. - [12:36]

- Be kind to yourself & avoid negative self-talk. -[15:28]

- Trust is everything. Trust is kindness. - [19:37]

- Building trust with pro athletes. - [23:51]

- Adopt a growth mindset and get comfortable with starting fresh. - [24:58]

- The difference between Real Limitations and Limiting Beliefs - [26:35]

- How do you stick with a long-term goal? - [30:00]

- The power and neuroscience of writing your goals down. - [31:50]

- How do you keep from getting discouraged on long-term goals? - [36:53]

- Take action and build momentum toward your goals - [37:32]

- Crushing state-wide powerlifting records - [39:15]

- Connect with Rocco - [43:55]

How are your finances?

I think this is a question that many of us avoid. Perhaps we find it boring or worse, we’re afraid to know the answer. Either way, sometimes it’s easier to just keep making minimum payments and ignoring our finances altogether.

Why fix what isn’t broken, right? Well, if we ignore our finances, we can’t plan for the future, and if we don’t plan for the future, our finances will someday control our lives. The difference is, today we have a chance to take control while later in life, it may be too late.

I know that for many of us (myself included) personal finances aren’t the sexiest or most exciting topic to talk about, and even though I’m not a financial advisor, every once in a while I do get excited about money and I like to share the tips, tricks, and strategies that I’m using to improve my own financial situation. I’m confident they’ll help you too!

For the full show notes, links, and resources, visit: https://www.austinbollinger.com/podcast/019-fast-track-your-finance-goals/

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1. Review Your Fixed Monthly Expenses – [01:40]

2. Evaluate Your Extra Spending – [04:15]

3. Total Up Your Debt – [07:03]

4. Set a Financial Goal – [09:05]

5. Start a Budget – [11:14]

Work Backward from Your Goal – [12:30]

Budgets Provide Freedom, not Restriction – [16:25]