This episode dives into the evolving investment landscape of early 2026, analyzing how to balance continued AI-driven growth with the episodic volatility currently testing retirement portfolios. We address the year's most pressing concerns for retirees, from the sting of rising Medicare premiums to the long-term impact of sticky inflation on Social Security's purchasing power. Finally, we share actionable strategies for modernizing your asset allocation, including ways to diversify beyond mega-cap stocks and maximize new 2026 tax advantages like the $6,000 senior deduction.

This episode explores the shifting reality of expenses in retirement, breaking down how spending patterns typically evolve from the active early years to the healthcare-focused later stages. We discuss practical strategies for accounting for inflation, taxes, and the "hidden" costs that often surprise retirees after they leave the full-time workforce. Join us to learn how to create a dynamic spending plan that protects your longevity and allows you to enjoy your hard-earned savings with confidence.

This episode explores the critical "second chances" for Medicare enrollment, focusing on the options available to those who missed their initial window at age 65. We break down the differences between the General Enrollment Period and various Special Enrollment Periods triggered by life events like moving, retiring, or losing employer coverage. Most importantly, we provide a guide to navigating these windows to ensure continuous coverage and, crucially, to avoid the permanent late-enrollment penalties that can drain your retirement budget for a lifetime.

This episode explores the transformative impact of starting Roth contributions early, illustrating how time and compound interest can turn modest savings into a massive tax-free nest egg. Tune in for actionable strategies on maximizing your contributions today to secure a more flexible and wealthy retirement tomorrow.

In this festive episode, we kick things off by celebrating Christmas week and discussing how to navigate the unique financial pressures of the holiday season. We then pivot to a deep dive into annuities, demystifying how these complex products work and whether they truly offer the "guaranteed income" they promise. Finally, we weigh the pros and cons of adding an annuity to your portfolio to help you decide if they are a gift or a grinch for your long-term retirement plan.

In this episode Bill welcomes guest Andrew Galvin to discuss portfolio and investment options.

In this very special episode Bill welcomes Jennifer McMahan, the Religious Formation Director at St. Vincent De Paul Parish to talk about the impact 1 egg a day can make on children's lives in Tanzania and how you can help raise awareness and donate to provide coops and chickens for the schools. We also touch on the meaning of Advent.

This episode is a crucial guide to the most significant Medicare and Health Insurance changes impacting your financial well-being, particularly with the new Annual Enrollment Period in full swing. We break down key updates, including Part B premium adjustments, the cap on prescription drug out-of-pocket costs, and the major changes happening within Medicare Advantage plans. Tune in to understand how these shifts affect your budget and learn the strategies you need to select the most cost-effective and comprehensive coverage for the coming year.

Veteran Portfolio Manager Mike Binger, President of Gradient Investments, joins us for his highly anticipated market update, providing deep insights gleaned from over 30 years of navigating various economic cycles. He breaks down the current forces driving the markets, from the latest Federal Reserve signals to evolving geopolitical risks, and shares his perspective on where the major indexes are headed next. Tune in for Mike's actionable, balanced investment strategies for positioning your portfolio for both growth and protection in today's complex financial climate.

This episode delivers an urgent update on the financial fallout from the ongoing government shutdown, examining how the political impasse continues to harm the real economy. We then dive into the crisis of outrageous health insurance premium increases, specifically analyzing the looming expiration of key federal subsidies and what this means for millions of Americans' budgets in the upcoming enrollment period. Tune in for expert analysis and actionable steps to help you mitigate rising costs and safeguard your personal finances amid these major Washington uncertainties.