I sat down with Bobby McKean who runs Flowers by Isabel to talk about gratitude last week. The interview went on for over an hour so I have given you the first half with the second part to follow next week. As you get older and things become clearer then for me at least gratitude has become one of the drivers for all that I do. I think gratitude is a better way forward as I hit my mid-life crisis than buyingby a silly car.

I sat down with Bobby McKean who runs Flowers by Isabel to talk about gratitude last week. The interview went on for over an hour so I have given you the first half with the second part to follow next week. As you get older and things become clearer then for me at least gratitude has become one of the drivers for all that I do. I think gratitude is a better way forward as I hit my mid-life crisis than buyingby a silly car.

Lots of income but pay little tax. The nirvana for the sole trader. Lots of cash floating about and a good accountant are what it is all about. So why can't I get a mortgage? Banks like figures and whilst you have oodles of dosh coming in on a monthly basis the bank is only interested in your tax return. You can't have it both ways. Let me explain............. We update you on the sale of Rothmar West and ask for some speaking gigs. Enjoy Episode 32 of The Bricks and Mortar Podcast.

Lots of income but pay little tax. The nirvana for the sole trader. Lots of cash floating about and a good accountant are what it is all about. So why can't I get a mortgage? Banks like figures and whilst you have oodles of dosh coming in on a monthly basis the bank is only interested in your tax return. You can't have it both ways. Let me explain............. We update you on the sale of Rothmar West and ask for some speaking gigs. Enjoy Episode 32 of The Bricks and Mortar Podcast.

A rant to start the episode and then we are into discussing the issues that face the second time buyer. What do you need to think about when you have to buy and sell on the same day is the bulk of the show. I tell you a bit more about a project that I am embarking upon and introduce you to The Mentee podcast.

A rant to start the episode and then we are into discussing the issues that face the second time buyer. What do you need to think about when you have to buy and sell on the same day is the bulk of the show. I tell you a bit more about a project that I am embarking upon and introduce you to The Mentee podcast.

Have you been kicked out of the family home and at the tender age of 35 told to go and get your own place? Maybe your back from uni and cannot bear the thought of House Rules applying. You may have decided that it is time to move in together. As a first time buyer you need some advice on the mortgage process. Listen in as I take you through what you need to know.

Have you been kicked out of the family home and at the tender age of 35 told to go and get your own place? Maybe your back from uni and cannot bear the thought of House Rules applying. You may have decided that it is time to move in together. As a first time buyer you need some advice on the mortgage process. Listen in as I take you through what you need to know.

Third step in the process of securing your mortgage is the Application. There is a many a slip between cup and lip and when you have to deal with those underwriters you will know what I mean. Having got the Decision in Principle it isn't always shooty in with the Application. This week I tell you what you need to look out for and the common pitfalls that can trap the unwary.

Third step in the process of securing your mortgage is the Application. There is a many a slip between cup and lip and when you have to deal with those underwriters you will know what I mean. Having got the Decision in Principle it isn't always shooty in with the Application. This week I tell you what you need to look out for and the common pitfalls that can trap the unwary.