For student loan borrowers, the past few years have felt like whiplash. From the fallout of the Biden-era SAVE plan to policies in the Trump administration’s One Big Beautiful Bill Act, the federal financial aid system is getting an overhaul this year. On today’s show, founder and president of The Institute of Student Loan Advisors Betsy Mayotte joins Kimberly to break down what borrowers need to know about the major changes coming to federal student loans in 2026.