The Consumer Quarterback Show

02:00 - 15:00

Diane Vance - Fairway Independent Mortgage

-Diane forecasts any impact on bay area home buyers after the half point rate change set for Dec. 1st, other factors may also impact our market but half point probably not going to have a drastic impact

19:00 - 24:00

William Crowley - Credit Restoration

-defines the "Fair Credit Reporting Act" and explains how the laws can improve your credit, most debt collectors are violating the law with collection attempts on debt that has not been verified by you, they must verify debt w you, before collection attempts

27:00 - 46:00

Michael Griffiths & Justin Beck- Gulfside Healthcare Services

-the guys explain the many roles that Gulfside plays...home healthcare covers many different areas, nursing, rehab, treatment...Gulfside provides several million dollars of care to those who cannot afford to pay.

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02:00 - 12:00

Dan Menikheim - Pro Health Pest Control

-lots of bay area residents are experiencing ants, they can swarm like termites and confuse homeowners, luckily ants don't do near the damage that termites will...changing climate will bring different pests out, pest control technologies have evolved to kill specific insects...proper termite treatment can protect for up to 10 years

14:00 - 24:00

Clyde Smith - GM Bilmar Beach Resort

-lots going on at the beach...sanding ovations is still coming to the Bilmar, Clyde Smith urges you to call and book directly, great rates available and most rooms face the ocean...enjoy a staycation right in your backyard

25:00 - 44:00

Lauren Frieder - Frank Charles Miranda Law

-learn how new cases are hitting the court system, Lauren updates us on eviction notices and how FCM is working with lenders and renters to be ready when rent comes due ...dont hide from it, contact your lender and make a plan

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Sept 30

02:00 - 11:00

Doug Levi - Strategic Insurance

we are still in Hurricane Season!! you may not live in a flood zone but you still may need flood insurance...get your policies reviewed by Doug, to make sure you are covered...dont forget Doug's side hustle opportunity, give him a call and add some income 

17:00 - 24:00

Carla Armstrong - Dir of Philanthropy Gulfside Healthcare Services

-everyone needs healthcare, Gulfside is NON PROFIT, they done turn people away without insurance...donations are the lifeblood of gulfside, listen to Carla explain how unexpected costs from pandemic are impacting healthcare ...25% of Gulfside patients are VETERANS

25:00- 48:00

Richard Alexander - Alexander Law

-Richard details some new laws going into effect this week, and explains some legislation that is on the ballot this election cycle...False valor is now a serious crime, pretend to be a Veteran and you can be arrested w felony...new vanity plate pricing and options vs police preference for less confusion,,,READ BALLOT CAREFULLY

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04:00 - 12:00

Fred Muth - Tampa Screens & Aluminum

-Tampa Screen & Aluminum is busy, lots of pool cages and carports going up in the bay...new designs and lots of experience allow Fred to give you the best product, and at the best price...stop getting bit by Insects, call Fred for a new screen room and enjoy the Fall weather 

14:00- 24:00

Millicent Athanason - Law Offices of

Milly brings info on the Bay area consumer, by profiling our market consumers you can learn how to cater your ad message, get best ROI...learn our avg age, shopping patterns and health concerns

39:00 - 48:00

Chuck Peterson - Suncoast Roofing

-Chuck calls in from Penacola. gives us the latest on hurricane damage and gives advice to homeowners with storm damage...dont get scammed by roofers looking to help you, if anyone asks for more than 10% up front $ for material costs - RED FLAG- DONT DO IT...Call Chuck

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02:00 - 14:00

Shane Glor - Fairway Independent Mortgage

-Shane tells us about the real estate market in the Lakeland area, the impact of gated subdivisions on surrounding neighborhoods and his experiences in the market, dont believe media hype about the real estate locally, call Shane and get the facts, get pre approved and find your dream home

15:00 - 24:00

Ray Hall - Ray Hall Appraisals

-Ray helps understand how he calculates values in specific areas of our market, gives us a story about an appraisal using new construction comp vs established sales values...give Ray a call if you want to know where to price your home, or how to add value thru renovation

26:00 48:00

Richard Alexander - Alexander Law

-Richard details the case of a wrongfully convicted man in hillsborough county, who spent 37 years in prison before being EXONERATED...bite mark technology and jailhouse informant testimony had to be re-examined...Let Richard answer any legal question you have

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02:00- 12:00

Johnathan Dupree - oggvo.com

-build your on line profile, oggvo has tools for getting positive reviews, the way to boost your reputation, is w GOOD REVIEWS, let oggvo document your success for potential clients.

14:00- 24:00

William Crowley - Credit Restoration

-identity theft is rampant and often perpetrated by the credit reporting agency,

laws are in place to protect consumers, but most people dont know the law, let William teach you how to repair your own credit

26:00- 47:00

Capt Matt Bruce - 3rd Watch host

-listen to Capt Matt go over the latest show notes from his 3rd shift show, reviews his latest fund raising efforts at Mission BBQ, catch Capt Matt every night at 2am

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02:00 - :24:00

Sara Schneider - Mold Zero

moldzero.com

-covid19 forcing people to stay longer hours in their home, they now realize the poor air quality is impacting their health....mold effects body w similar symptoms to covid, sore throat, cough, respiratory distress, itchy eyes...etc

Mold Zero works with clients on insurance claims, offers hassle free coordination w insurance claims, mold zero will handle negotiations & billing

24:00 - 44:00

Jason Kobal - Kobal Law

koballaw.com

-learn how covid19 is impacting medical billing, Jason relays a story about false or misleading billing...the confusion over virus has made paperwork for claims and legal counseling more confusing...call Jason for help w any issue

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The Consumer Quarterback Show 9.22.20

02:00 - 16:00

Dr Harold Shinitzky - Author / Sports Psychologist

-forget wins & losses, improve your skills & limit your mistakes

-how can I increase my probability of success? covid 19 is an "external constant", adapt and grow or complain and make excuses

-make an effort to understand the perspective of others, avoid tribalism...we all must work together...social media adds anxiety and pressure to most users, creates unrealistic competition w others

16:00 - 32:00

Gregg Bowman - The AC Guy of TB

-discusses air quality, new methods for cleaning air are now being used to battle smoke from wild fires on west coast, generally the air outside your home is cleaner, but smoke & air pollution have reversed that in California, people are trying to block outside air from entering their homes...technology has advanced to offer solutions when it comes to air quality, UV light is effective vs air born virus, molds...etc Gregg can install this tech for your home, inventory has returned after long time unavailable...get on his VIP program, save $$$

32:00 - 48;00

Kevin Overstreet - AUTHOR 'Fraudshine State"

-Kevin has an update to his book "Fraudshine State", 4 stories from real people involved in property theft...YOUR HOUSE CAN BE STOLEN!!

go propertyfirewall.com, get registered to have your property protected...

Kevin was the key to uncovering and arresting a property theft ring in Clearwater, the case is now being prosecuted, STAY TUNED for more details from Kevin...his book offers solutions, dont be a victim

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The Consumer Quarterback Show

02:00 to :14:00

Diane Vance - Fairway Independent Mortgage

-Diane explains "quantitative easing", its origin and impacts...what is the future impact of printing more $$$? ...listen to how our market is fairing with covid and govt policies...global markets are impacted by moves made by FED, how does the US dollar fit into the world economy

16:00 to :24:00

Ray Hall - Ray Hall Appraisals

-listen to the discussion regarding commercial real estate, with working at home becoming norm, many office spaces will evolve to shared workspace, or disappear altogether...the current market forces business to be conducted on line

:28:00 to :48:00

Millicent Athanason - Law Offices of Millicent Athanason

-Milly brings us some tips on how to avoid scams, gas stations are skimming debit cards, use credit instead of debit, that way the transaction is insured by credit card company...our state population has 20% non voters, Milly emphasizes NEED TO PARTICIPATE, provides ways to get registered

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04:00 to :24:00

Brandon Faust - Mold Zero

-provides lots of information about mold, types, symptoms...etc

-with all the rain we are having, any open construction can be a mold trap...Brandon found a serious mold issue in a church, check out the video from this job he did in Clearwater, church congregation was experiencing sickness due to mold exposure...get in touch w Brandon, get your property tested

24:00 to 36:00

Fred DeFelice - Waterscience.us

-if you dont have your health, what do you have?

-let Fred test your drinking water , make sure your family is not drinking toxins & microplastics...Fred offers a system that can clean your water for just pennies a day

:36:00 to 48:00

Fred Muth - Tampa Screens & Aluminum

-discusses how weather is impacting his screen business, let Fred come out and safely provide an estimate for your screen room or lanai, Freds many years of experience allow him to design the best cage for your pool, panoramic views are available with Tampa screens & aluminum

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