The Consumer Quarterback Show

Diane Vance - Fairway Independent Mortgage

-Diane gives her market update and explains how our inventory is impacting real estate sales, she forecasts trends in our market and gives advice regarding forbearance and loan types

Ray Hall - Ray Hall Appraisals

Ray explains how he calculates the values, what homeowners discuss w Ray and he offers insights into Bay area values...understanding how to add value during the sale is critical, dont waste time and $ on meaningless upgrades

Richard Alexander - Alexander Law

-Richard brings us the story of a Tampa man wrongfully convicted, who served more than 30 years in prison...what steps are taken to exonerate this guy, how does this wrongful conviction occur...Richard brings updates on cases regarding teachers union vs Gov. Desantis, back to school ruling

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Lauren Frieder - Frank Charles Miranda Law

-explains how current market impacts forbearance...offers steps for listeners in forbearance, if you do nothing, YOU WILL BE FORECLOSED ....MAKE SURE YOU ARE COMMUNICATING with your lender...need a forebearance plan 

Kirsty Churchill - Gulfside Healthcare Services

-Gulfside home health division is a non profit, just another service that Gulfside offers, Kirsty goes over all the programs that Gulfside offers and she explains how covid 19 impacted healthcare....also Gulfside is expanding into Pinellas

Stephanie Costolo

-informs us about human trafficking in the US, how prevalent it is...the world is coming to realize how widespread and horrific it is...get educated, avoid false web claims...go to verified locations... us institute against human trafficking

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Fred Muth - Tampa Screens & Aluminum

-still selling lots of screen enclosures and new open designs allow for panoramic views, let Fred build you a space where you can enjoy Florida weather WITHOUT THE BUGS...his experience allows him to see issues right away, give him a call and get a free estimate 

Kevin Overstreet - Property Prequal

-before you get too far down the road in your real estate deal, you better get PROPERTY PREQUAL...find out about any issues before your move in date....many deals fall apart when the buyer is surprised by some previously hidden details

Jason Kobal - Kobal Law

-great story about how zoom technology is impacting the legal system, Jason had a zoom mediation case where the zoom conference was audio only, Jason and his client were still on the line when the other attorney was bad mouthing them , thinking the call was over...ooops ...Jason urges all clients to be truthful w their attorney, you will be found out eventually, so just share all the details up front, makes for better representation

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Diane Vance - Fairway Independent Mortgage

-with our current market, any new construction is selling fast, if you can invest, find a property and develop it, great opportunity for builders...timing is critical, get pre qualified, w low inventory you must be ready to pull the trigger first

William Crowley - Credit Restoration

-promotional blocks can be used to deter collection agencies from harassing contacts...credit reporting agencies must comply w consumer laws, before any collection attempt can occur the debt must be verified w you directly.

Make sure you are familiar w the consumer laws, let William check out your credit score and advise the best path for restoration

Gregg Bowman -The AC Guy of TB

-covid 19 data is changing every day, we are learning what chemicals and protocols are effective in killing the virus...Gregg has technologies for improving your indoor air quality and ways to kill covid 19...UV LIGHT will work as treatment, Gregg installs uv light filters and offers multiple air cleaning products

Brittany Rudolph - Childrens Cancer Center

-shares CCC event schedule w us and details how the childens cancer center is always working w families to provide some relief for all family members...

Chick Fil A fall stampede...was a 5k run, now a virtual challenge, run 4 kids

Clays for kids...@tampa bay sporting clays ... 10.8.20

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Aaron Barrish - Gulfside Healthcare Services

-Gulfside is celebrating National Thrift Shop day, the thrift shops that Gulfside offers provide a way to raise $, Aaron oversees all 5 shops...volunteers can help w pick ups...almost all donations are accepted...old cell phones, reading glasses,...lots of unique items can be donated, re purposing is like recycling, dont throw items away if they can help someone else

Jeff Miller - Candidate for Pasco County Commission

-long time Pasco resident, tells us about his backround as a general contractor...Jeff shares his ideas about our area, ways to improve our area and his experiences with local government and ways to streamline govt duties... eg permitting

Fred Muth - Tampa Screens & Aluminum 

-discusses permits and issues he faces as a contractor w Jeff...Fred has been building pool enclosures and screen rooms in the bay area for many years.

If you hate MOSQUITOES, but love Florida outdoors, let Fred build you an in between space, patio or lanai

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Diane Vance - Fairway Independent Mortgage

-Diane offers insights into various loan types, and gives some examples of situations that call for non traditional loan products. Let Diane shop for your loan, as an Independent Agent she can shop all possible solutions for your real estate deal

Thomas King - Florida Firearms Academy

-tells us how the inventory is struggling to keep up w demand, lots of gun owners looking for ammo..FFA is all about education, proper instruction and prepping w classes for all real life situations

Selecio Gonzalez - On Target Investigations & Firearms Training

-listen to a professional investigator explain the types of cases he works, not just infidelity among married couples, but workmans comp and lots of other ways an investigator can provide assistance...never touch the trigger until you are ready to fire...most people automatically put finger on the trigger just to pick it up

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Brandon Faust - Mold Zero

-listen to Brandon detail a mold story that impacted an entire congregation at a church, testing by professional was able to detect the issue, mold is serious and can have adverse health impacts, Brandon goes over some disease and symptoms mold can cause

Fred DeFelice - waterscience.us

-lots of health issues can be traced back poor water quality, make sure you're water is tested and healthy, Fred offers a free test and consult, he can show you what is in your tap water and he has lots of affordable solutions, get in touch w Fred, take his bottled water challenge and drink safe water for less than 1$ per day

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Omar Al-nakib - Oggvo

oggvo offers ways to increase your business, whether you are in real estate or any other business, you want your contact information to be available, appealing and call them to action....let oggvo offer some marketing ideas for your business

William Crowley - Credit Restoration

-listen to William explain how he uses the laws to protect consumers from debt collectors who are not following the law. William offers a credit pkg to listeners, let William check out your credit and offer ways to clean up and repair their credit.

Millicent Athanason Esq. - Law Offices of Millicent Athanason

-learn the importance of understanding your auto insurance policy, Milly reviews the laws and details her experiences w auto claims...Milly brings stories about scams, trying to get $$ from elderly, related to covid 19 funds and penalties

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Kevin Overstreet - Property Prequal

-Kevin explains the value of knowing exactly what factors are associated w your home purchase, dont get down the road and then find out there is an issue that was unknown during the dealmaking process...Kevin offers users of his site the ability to work directly w realtors who are familiar w his system

Patrick Moraites - Axis Group

PEO (pro employment organization) space is challenged due to covid19, HR issues around hiring, firing, staff mgt...etc  in addition, workplace issues surrounding race relations and discrimination are being discussed, business' need to check all their policies or work w a PEO for security...contact Patrick if you need advice on how to manage a business challenge

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Diane Vance - Fairway Independent Mortgage

-discusses loan types and percent down requirements, Diane and Brandon discuss "seller concessions", and the role they play in negotiating final purchase price

-find a mortgage partner who can shop all loan types and is aware of seller concession and can ask for correct #s from appraisers

Manny Febre - Febre Frameworks

-the guys review lots of real estate pics and discuss effective photography, drone use, virtual staging and all the ways you can market your property using all the new technologies available at Febre. Febre was started as a family business,listen to Manny discuss how he got his business started and offers advice to folks considering starting up their own business

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