The Correspondent

Interest rate SWAPs are a loan pricing tool often used by large financial institutions to manage their interest rate risk and offer customers long-term, fixed rate loans. But how do they work, and what opportunities do they represent for community banks? Madison discusses these questions with CEO Derek Hetherington and CFO Eli Barber.

Helpful Links

Contact Derek: [email protected]

Contact Eli: [email protected]

Follow Derek on LinkedIn: Derek Hetherington | LinkedIn

Follow Eli on LinkedIn: Eli Barber | LinkedIn

In this quarterly market update episode, Eli Barber, chief finance officer at ICBB; Brandon Feltner, chief lending officer at ICBB; and Scott Kimel from FNBB Capital Markets discuss the state of community banking, the economy, and capital markets, as well as recurring issues like the interest rate environment, liquidity, and inflation trends.

Contact Brandon Feltner: [email protected]

Follow Brandon on LinkedIn: (3) Brandon Feltner | LinkedIn

Contact Eli Barber: [email protected]

Follow Eli on LinkedIn: (1) Eli Barber | LinkedIn

Follow Scott on LinkedIn: (3) Scott Kimel | LinkedIn

Community bankers consistently name changing regulatory requirements as a top challenge in today's climate. Managing compliance risk can be an expensive and difficult component of the life of a community bank. In this episode, host Madison Caplinger engages Charles LeFevre, principal consultant at Stanford Hill, instructor at the ABA's Bank Marketing school, and sought-after speaker on compliance topics on upcoming regulatory changes such as new FDIC logo regulations, consumer protection legislation, and enhanced requirements for operational and financial resilience.

Helpful Links

Follow Charles on LinkedIn: (1) Charles LeFevre | LinkedIn

Visit Charles' Website: Big Easy Advisors – Make Banking Simple (bigeasybanking.com)

FDIC Logo Update Press Release: FDIC Finalizes Rule to Modernize Official Signs and Advertising Statement Requirements for Insured Depository Institutions | FDIC

Fraud attempts are on the rise, with consumers reportedly losing more than $10 billion to fraud in 2023. Artificial intelligence can make these attempts more sophisticated and harder to identify. So how can community bankers protect their customers from the devastating effects of fraud? Listen as host Madison Caplinger and Scott Augenbaum, retired FBI agent, cybersecurity trainer, public speaker, and author of The Secret to Cybersecurity, discuss fraud in the age of AI, cybercrime, and how bankers can protect their customers.

Helpful Links

Connect with Scott on LinkedIn for a FREE copy of The Secret to Cybersecurity: Scott E. Augenbaum | LinkedIn

Visit Scott's Website: Building a Cyber Secure Mindset-Scott Augenbaum

The mission of ICBB has always been to protect, promote, and support the community banking model. The Community Bankers Association of Ohio has a similar mission, and they just celebrated their 50th anniversary. To celebrate with them, Madison Caplinger and Derek Hetherington to discuss with Aza Bittinger, president of the CBAO, the evolution of the CBAO, its goals and future, and the state of community banking.

Helpful Links

Learn more about the CBAO: HOME (cbao.bank)

Visit ohio.bank: Home (ohio.bank)

Follow Aza on LinkedIn: (2) Aza Bittinger Jr | LinkedIn

This episode comes live from our 2024 annual credit conference on May 9, 2024. How can we build tomorrow's lenders and preserve the future of community banking? Host Madison Caplinger discusses this topic with a panel including Maggie Abney, director of Eastern Kentucky University's Evans Banking and Financial Services program; Jamie Beaulieu, senior vice president of executive education for the ABA; and ICBB Chief Human Resource Officer Britney Leach.

Helpful Links

Follow Maggie on LinkedIn: Maggie Abney, CTP | LinkedIn

Follow Jamie on LinkedIn: Jamie (Matlin) Beaulieu, CAE | LinkedIn

Follow Britney on LinkedIn: Britney Carter Leach | LinkedIn

EKU Banking & Financial Services Program: Finance, Bachelor of Business Administration with a Concentration in Banking and Financial Services (B.B.A.)

ABA Training & Events: Training & Events - Online & In-Person Training for Bankers | American Bankers Association (aba.com)

What is a brand? And how does a community bank build one that resonates with their customers and stands the test of time? Host Madison Caplinger and Amber Farley, partner at Financial Marketing Solutions in Nashville, discussed this topic. Amber is a faculty member for the Stonier Graduate School of Banking, ABA Banking Marketing School, and a highly sought-after speaker in the bank marketing space. Listen here, or wherever you get your podcasts.

Helpful Links

Follow Amber on LinkedIn: (7) Amber Farley | LinkedIn

Follow FMS on LinkedIn: (7) FMS: Overview | LinkedIn

Learn More About FMS: Home - FMS (financialmarketingsolutions.com)

In the first market update episode of 2024, host Madison Caplinger discusses events and trends of the first quarter with Brandon Feltner, chief lending officer at ICBB; Eli Barber, chief finance officer at ICBB; and Scott Kimel from FNBB/ICBB Capital Markets. Listen here, or wherever you get your podcasts.

Helpful Links

Register for our Credit Conference: https://www.icbbcreditconference.com/?utm_source=the-correspondent&utm_medium=show-notes&utm_campaign=credit-conference-2024

ICBB/FNBB Investment Services: Investment Services - ICBB (Independent Correspondent Bankers Bank, Inc)

Follow Brandon on LinkedIn: (4) Brandon Feltner | LinkedIn

Follow Eli on LinkedIn: (4) Eli Barber | LinkedIn

Follow Scott on LinkedIn: (4) Scott Kimel | LinkedIn

Our upcoming annual credit conference, "Breaking Barriers: Adapt, Evolve, Overcome," will feature insights from experts in credit and lending. One of those experts, Dev Strischek of Devon Risk Advisory Group, joined the podcast to discuss his presentation topic: "Evaluating a Borrower's Ability to Survive Inflation and Recession." Listen here, or wherever you get your podcasts.

Learn More About Our Credit Conference: https://www.icbbcreditconference.com/?utm_source=the-correspondent&utm_medium=show-notes&utm_campaign=credit-conference-2024

Follow Dev on LinkedIn: (3) Dev Strischek | LinkedIn

Dev Strischek's Webinars: DEV STRISCHEK (grceducators.com)

To wrap up Women in Banking Month, this episode of The Correspondent features the ABA's Most Powerful Women in Banking for 2023. Jill Castilla has been a prominent figure in community banking nationally since working with Mark Cuban in 2020 to help her customers at Citizens Bank of Edmond in Edmond, Oklahoma. She has since founded an online bank for military members called ROGER. She and ICBB president and CEO, Derek Hetherington, discussed innovating as a community bank, leading through change, serving niche populations effectively, and more. Listen here, or wherever you get your podcasts.

Helpful Links

Register for Our Credit Conference: https://www.icbbcreditconference.com/?utm_source=the-correspondent&utm_medium=podcast-show-notes&utm_campaign=credit-conference-2024&utm_term=s2-e6

Contact Jill Castilla: [email protected]

Follow Jill on LinkedIn: (2) Jill Castilla | LinkedIn

Citizens Bank of Edmond: Citizens Bank of Edmond | Committed to Our Community (mycitizens.bank)

Citizens Bank of Edmond on LinkedIn: (2) Citizens Bank of Edmond: Overview | LinkedIn

ROGER: Roger | Mobile Banking | Command Your Future

ROGER on LinkedIn: (2) ROGER Bank: Overview | LinkedIn