The Cost Saver Podcast

Where does a £250k pension pot last longest in the UK? Compare regional retirement costs, State Pension income and drawdown estimates, then test your area.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: Where Does a £250k Pension Pot Last Longest? A Regional Guide to UK Retirement Costs on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/uk-retirement-regional-cost-pension-pot-longevity
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

DIY lasting power of attorney: avoid 5 OPG rejection traps, see when deputyship could cost £3,000 and compare DIY versus solicitor fees in England and Wales.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: DIY Lasting Power of Attorney: 5 Rejection Traps That Could Cost Your Family £3,000 on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/diy-lpa-rejection-traps-opg-deputyship-costs
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

Flexible vs standard ISAs: learn when withdrawals use your £20,000 allowance, how same-tax-year replacements work, and what to check before moving ISA money.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: Flexible vs Standard ISAs: How One Withdrawal Can Cost You Your £20,000 Allowance on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/flexible-vs-standard-isa-allowance-rules-uk
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

HMO vs single-let in 2026: compare 10-year cashflow after voids, bills, interest and tax. See UK examples and test your deal with our free calculator.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: HMO vs Single-Let in 2026: What Ten Years of Cashflow Really Reveals on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/hmo-vs-single-let-10-year-cashflow-comparison
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

Article 4 HMO licensing and planning are separate. Check permissions, licence fees and hidden costs before you buy; estimate your HMO budget with our calculator.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: Article 4 HMO Licensing in 2026: The Hidden Costs and Planning Traps Behind £30,000 Fines on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/article-4-hmo-licensing-planning-costs-traps
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

Landlord gas safety certificate (CP12) due? Avoid five costly mistakes, check tenant delivery deadlines and plan your next inspection with our free calculator.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: Landlord Gas Safety Certificate (CP12): 5 Mistakes That Can Block Your Eviction on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/landlord-gas-safety-cp12-compliance-mistakes-eviction
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

Inside vs outside IR35 day rate in 2026: see the uplift needed to break even after umbrella fees, employer NI and tax. Compare take-home pay with our UK calculator.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: Inside vs Outside IR35 in 2026: How Much More Do You Need to Charge to Break Even? on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/inside-vs-outside-ir35-day-rate-parity-break-even-uk
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

UK sabbatical budget: discover 5 hidden career-break costs, from pension gaps to insurance and job hunting. Calculate your runway before unpaid leave.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: The Hidden Costs of a UK Sabbatical: 5 Expenses That Can Cut Your Career Break Short on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/uk-career-break-sabbatical-runway-hidden-costs
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

NHS medicine shortages explained: how Serious Shortage Protocols work, what to do when your pharmacy runs out, and how to avoid £100+ private prescription fees. Step-by-step UK patient guide.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: NHS Medicine Shortages and SSPs: What to Do When Your Pharmacy Runs Out on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/nhs-medicine-shortages-ssp-decision-framework
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.

The lifetime cost of dog ownership in the UK averages £26,000 — not the £5–10k most expect. See the full breakdown and calculate your monthly budget free.

🔗 Official Resources & Media:

• 📖 Read Full Blog Guide: The Real Lifetime Cost of Owning a Dog in the UK: Why It's Closer to £26,000 on Cost-Saver.co.uk
• 🎧 Stream this Episode: https://www.cost-saver.co.uk/podcasts/lifetime-dog-ownership-cost-breakdown-uk
• 🌐 Explore 200+ Free Tools: Cost-Saver.co.uk

Hosted by Angela & Asad on Cost-Saver.co.uk.

AI Disclosure: This episode uses AI-assisted narration and is provided for informational and educational purposes only, not financial guidance.