When you pay for private health insurance, you might assume you'll be well covered if you get injured or fall ill. 

But a new report has revealed the huge costs that catch people off guard, and sometimes prevent them from receiving care. 

Also, a study hints that constant colds in childhood might not be business-as-usual and should be taken more seriously. 

And we talk through the Nipah virus outbreak in India, and changes in Victoria to ADHD medication prescribing.

References:

• Nipah and Hendra Viruses: Deadly Zoonotic Paramyxoviruses with the Potential to Cause the Next Pandemic - PMC
• Urgent ADHD Top-Up Prescriptions Even Easier And Cheaper
• Restoring affordable access to specialist care in Australia
• Burden of Infections in Early Life and Risk of Infections and Systemic Antibiotics Use in Childhood