What happens to your retirement income when inflation keeps shrinking the purchasing power of every dollar? Kelton Burgess explains why retirement planning is about more than generating income, it’s about preparing for rising costs over time. Using the impact of energy prices and inflation as a backdrop, he discusses cost-of-living adjustments, flexible income strategies, and the importance of having a retirement plan that can adapt to changing economic conditions.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

What happens to your retirement income when inflation keeps shrinking the purchasing power of every dollar? Kelton Burgess explains why retirement planning is about more than generating income—it’s about preparing for rising costs over time. Using the impact of energy prices and inflation as a backdrop, he discusses cost-of-living adjustments, flexible income strategies, and the importance of having a retirement plan that can adapt to changing economic conditions.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

The biggest drain on your retirement savings might be the one you never see. Hidden fees—from advisor charges to fund expenses—can quietly erode your portfolio over time. Kelton Burgess breaks down where these costs hide, why most investors don’t fully understand what they’re paying, and how transparency impacts performance. He discusses industry shifts toward fee-based advice, the role of ETFs and mutual funds, and why a deeper audit of your accounts matters more than most realize. It’s a closer look at what your money is really doing—and what it’s really costing you.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

What if retirement really comes down to a few core trade-offs most people overlook? This episode breaks down the layered worries behind retirement planning, starting with health versus wealth and expanding into income versus longevity. Kelton Burgess unpacks how longer lifespans and fewer pensions raise the stakes for reliable income, while market volatility highlights the balance between control and uncertainty. The conversation also explores the importance of proactive planning over reactive decisions and tuning out financial noise. With a focus on building a flexible, comprehensive strategy, this episode highlights how clarity can replace chaos in today’s unpredictable retirement landscape.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

Procrastination might feel harmless, until it quietly reshapes your family’s future. Kelton Burgess breaks down why legacy planning is so often delayed, from fear of confronting mortality to the misconception that it’s only for the wealthy. Using real-world examples, the conversation highlights how avoiding wills, powers of attorney, and basic planning decisions can leave loved ones with difficult consequences. Kelton outlines a simple starting point, cuts through confusion fueled by bad information, and reframes legacy planning as a meaningful step taken for others, not yourself.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

A proposed rule change could reshape how Roth accounts are managed, but is simpler always better? Kelton Burgess breaks down the potential for rolling personal Roth IRAs into workplace plans, explaining why Congress is considering the shift and what it could mean for fees, taxes, and account management. The discussion explores the appeal of consolidating assets, the importance of preserving tax-free growth, and why employer plan differences matter.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

What if retirement lasts just as long as your career? Kelton Burgess explores the growing reality of 40-year retirements and why longevity is reshaping financial planning. As pensions disappear and more retirees rely on personal savings and Social Security, the pressure to make assets last has intensified. Kelton breaks down the risks of market-heavy portfolios, questions outdated rules like the 4% guideline, and highlights how flexibility—including part-time work—can play a role in long-term strategies. This episode examines how shifting timelines and evolving income sources are changing the retirement landscape and what that means for those preparing for decades beyond their working years.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

Headlines scream disaster, but your retirement plan doesn’t have to. Kelton Burgess breaks down why bold financial predictions often miss the mark and how nonstop media noise can push investors toward emotional decisions. Using real-world examples of failed forecasts, he explains the importance of tuning out daily panic and focusing on a steady, long-term strategy. The conversation highlights how a well-structured retirement plan can act as a buffer against volatility, helping individuals stay disciplined instead of reactive. It also explores the value of working with a trusted advisor and maintaining perspective when markets and news cycles feel overwhelming.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

Why are more financial advisors turning to a strategy they once criticized? This episode explores the growing role of annuities in today’s retirement planning landscape and why market volatility, inflation, and longevity concerns are reshaping how income strategies are built. Kelton Burgess breaks down the misconceptions surrounding annuities, explains why guaranteed income is gaining attention, and discusses how shifting economic conditions are influencing advisor recommendations. With rising fears about outliving savings, Social Security uncertainty, and portfolio instability, the conversation highlights how different financial tools including stocks, banks, and insurance products fit into a balanced retirement approach. It’s a practical look at evolving strategies in a changing financial environment.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.

A million-dollar home can quickly become a financial burden instead of a legacy. This episode explores the real risks of passing down real estate, from hidden costs and inheritance taxes to family conflicts and illiquidity. Kelton Burgess breaks down why gifting a home during your lifetime can create major tax consequences, and how strategies like the step-up in basis can protect your heirs. The conversation also highlights the emotional weight tied to family homes and why decisions should be guided by planning—not sentiment—within a coordinated retirement, tax, and estate strategy.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

See omnystudio.com/listener for privacy information.