Real estate investing is a journey, and we wish we knew these tips sooner! In this video, Ken and Jeff reveal the costly mistakes they made as new real estate investors and share the invaluable lessons they've learned along the way. Whether you're a beginner looking to start your real estate journey or a seasoned investor wanting to avoid common pitfalls, these insights will save you time, money, and frustration. From understanding market trends to managing risks, this video covers essential tips and tricks for success in the real estate business. Don’t make the same mistakes we did—watch now and learn how to fast-track your real estate success!

Looking for a real estate coach? Go here: https://sub2empire.com/cfa

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🎙️ Welcome to Real Estate Success Stories! In this episode, Ken Rossics takes the mic solo to guide you through one of the most crucial aspects of real estate investing: Minimizing Risk and Protecting Your Assets. Learn how to safeguard your investments with effective contracts, proper entity structures, and essential tools like land trusts and property insurance.

📋 What You’ll Learn in This Episode:

1️⃣ The key elements of a real estate Purchase and Sale Agreement

2️⃣ How to structure your LLC to reduce liability and protect your personal assets

3️⃣ Why Land Trusts are a must-have tool for real estate investors

4️⃣ The role of Property Insurance in protecting your investments

💡 Protecting your assets isn’t optional—it’s essential. Tune in to learn how to mitigate risk and create a strong foundation for your real estate business.

🔗 Helpful Resources:

👉 The Complete Subject-to Documents Package: https://bit.ly/sub2-docs

👉 Land Trust Essentials Course: https://bit.ly/land-trust-essentials

🛠️ Learn More with Sub2Empire:

✅ Discover more tips and tools for real estate success: Visit Sub2Empire

✅ Follow us for weekly updates and expert advice!

🌟 Don’t Forget to Like & Subscribe:

If this episode helped you, show your support by hitting the like button and subscribing to the channel. Turn on notifications so you never miss an episode! Share your thoughts or questions about risk mitigation in the comments below—we’d love to hear from you!

🚀 Let’s build wealth while minimizing risk!

#RealEstateInvesting #Sub2Empire #AssetProtection #MinimizingRisk #LandTrusts #RealEstateContracts #LLCStructure #PropertyInsurance #RealEstatePodcast #InvestingTips

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🎙️ Welcome to Real Estate Success Stories! In this episode, we dive deep into The Ultimate Creative Real Estate Investing Blueprint by Sub2Empire—a 6-step system that every investor needs to master to generate leads, close deals, and earn more money. Whether you're new to real estate or looking to elevate your investing game, this blueprint is your go-to guide for creative real estate strategies.

📋 What You'll Learn in This Episode: 1️⃣ How to Generate High-Quality Leads

2️⃣ Qualify Sellers and Identify Motivations

3️⃣ Get Properties Under Contract with Creative Offers

4️⃣ Evaluate Deals with Confidence

5️⃣ Execute Profitable Exit Strategies

6️⃣ Close Deals Quickly and Effectively

💡 Don't just invest—invest smarter. Discover the step-by-step system used by top real estate investors to dominate the market!

🔗 Get Your Blueprint Today:

👉 https://sub2empire.com/product-details/product/the-ultimate-creative-rei-blueprint

🌟 Don’t Forget to Subscribe:If you enjoyed this episode, hit the like button, subscribe, and ring the notification bell for weekly tips on creative real estate investing. Share your biggest takeaway in the comments below—we’d love to hear from you!🚀 Let’s make your next real estate deal your best one yet!#RealEstateInvesting #Sub2Empire #CreativeREI #RealEstateSuccess #LeadGeneration #RealEstateBlueprint #RealEstatePodcast #InvestingTips #FinancialFreedom

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Unlock the Fastest Way to Escape Your 9 to 5 with the Creative Real Estate Investing Mastery Podcast

Are you tired of the daily grind and yearning for financial freedom? Welcome to the Creative Real Estate Investing Mastery Podcast, your ultimate guide to transforming active income into passive wealth through innovative real estate strategies. Streaming live every Friday at 11:00 AM Central, we deliver actionable insights and expert advice across YouTube, Facebook, LinkedIn, and Instagram. Plus, catch all our episodes on Apple Podcasts, Google Podcasts, and Spotify.

This Week's Episode: "The Fastest Way to Get Out of Your 9 to 5"

In our latest episode, hosts Jeff Coffman and Ken Rossics dive deep into the powerful world of seller financing. Discover how this creative strategy can accelerate your journey from a traditional 9 to 5 job to achieving financial independence. Jeff and Ken walk you through:

Replacing Active Income with Passive Income: Learn how to generate consistent cash flow without the need for hefty upfront capital.

Leveraging Seller Financing: Understand the mechanics of seller financing and how it can be a game-changer in your investment portfolio.

Actionable Tips and Pointers: Get insider advice on what to look out for and how to navigate potential pitfalls.

Whether you're a seasoned investor or just starting out, this episode is packed with invaluable insights that can help you break free from the confines of a traditional job.

Why Subscribe to the Creative Real Estate Investing Mastery Podcast?

1. Unlock Innovative Investing Strategies

What You Gain: Access to creative financing techniques like subject-to deals, lease options, seller financing, and wholesaling.

How It Helps: Acquire properties with minimal upfront capital and maximize your return on investment.

2. Learn from Industry Experts

What You Gain: Firsthand knowledge from seasoned professionals and industry leaders.

How It Helps: Their success stories and lessons learned provide valuable insights to shortcut your path to success.

3. Apply Actionable Advice Immediately

What You Gain: Real-world case studies and practical tips.

How It Helps: Implement proven strategies in your investing journey right away, accelerating your growth.

4. Stay Ahead with Market Insights

What You Gain: Up-to-date information on market trends, analyses, and forecasts.

How It Helps: Make educated decisions and capitalize on emerging opportunities before others do.

5. Join an Engaged Investing Community

What You Gain: Interactive Q&A sessions and connections with like-minded investors.

How It Helps: Networking and community support amplify your learning experience and open doors to collaborations and partnerships.

Tune In Live Every Friday at 11:00 AM Central

Set a reminder and join us live on your favorite platform:

YouTube: @sub2empire

Facebook

LinkedIn

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Missed the Live Session? Catch Up On:

Apple Podcasts

Google Podcasts

Spotify

Your Journey to Financial Freedom Starts Here

Don't let the 9 to 5 grind hold you back from achieving the lifestyle you desire. By subscribing to the Creative Real Estate Investing Mastery Podcast, you're taking a pivotal step toward unlocking new income opportunities and realizing your full potential.

Subscribe Today and Transform Your Investing Journey

Ready to break free from the ordinary? Hit the subscribe button now and join Jeff and Ken as they guide you through the fastest ways to build passive income through creative real estate investing.

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Welcome to the #1 source for information on creative financing and real estate investing. We're glad you're here!

In this episode, we dive into the importance of performing due diligence on your investment properties.

In this episode, they'll walk you through their comprehensive due diligence checklists, offering valuable tips and pointers on how to effectively use them. Learn about the special items you need to be on the lookout for to ensure your investments are sound and profitable.

What You'll Learn:

1. Step-by-Step Guidance: Understand each stage of the due diligence process with clear explanations.

2. Expert Tips: Discover insider advice on how to identify red flags and hidden opportunities.

3. Practical Tools: Get access to the checklists that Jeff and Ken use in their own investments.

Looking to master subject-to deals and other creative finance strategies? Visit Sub2Empire’s website for more resources, and check out the Sub2Empire Creative Finance Academy to get in-depth training on creative real estate techniques. Learn from the pros and elevate your investing skills today!

Be sure to like, subscribe, and hit the notification bell to stay updated on our latest episodes! Have questions or want to share your own experiences with subject-to deals? Drop them in the comments below, and Jeff and Ken will tackle them in future podcasts.

Visit Sub2Empire’s Homepage for more creative finance resources: https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your skills in creative real estate financing: https://sub2empire.com/cfa

Follow Sub2Empire on Social Media:

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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In this week’s episode of the Sub2Empire podcast, Jeff Coffman and Ken Rossics dive into a timely topic: How the 2024 Election Results Could Impact Real Estate Investors.

With the election FINALLY over, real estate investors are bracing for potential changes in economic policies, tax regulations, and interest rates that could significantly affect their business strategies. Whether you’re a seasoned investor or just starting out, understanding the potential shifts in the real estate market is critical to preparing your business for what’s ahead.

In this episode, Jeff and Ken discuss key factors that may influence the real estate market depending on the election outcomes, and they provide actionable insights on how investors can prepare and adjust their strategies.

Key Talking Points on How the 2024 Election Could Affect Real Estate Investors:

1. Tax Policies on Capital Gains and Wealth

A shift in government leadership could bring changes to capital gains taxes and other wealth-related taxes. If new policies increase capital gains taxes, real estate investors may face higher tax liabilities when selling properties, particularly those held for investment. Jeff and Ken will discuss how potential changes in tax rates could impact buy-and-hold strategies, property flips, and the broader real estate market.

2. Interest Rate Policies and Mortgage Rates

The Federal Reserve’s stance on interest rates is heavily influenced by fiscal policy and economic stability. Election outcomes could determine whether interest rates rise, stabilize, or even drop in 2024. Higher rates generally increase borrowing costs, impacting investors who rely on financing to acquire properties. Jeff and Ken discuss strategies for managing rising rates and mitigating the impact of potential rate hikes on your investment portfolio.

3. Regulation on Rental Markets and Tenant Protections

Many candidates have signaled a focus on affordable housing, rent control, and tenant protections. Changes in federal and state policies could lead to stricter regulations on rental markets, affecting property management, tenant rights, and rental income. Jeff and Ken will explore what these changes might mean for landlords and buy-and-hold investors, as well as how to adapt if stricter rent control measures are implemented.

4. Inflation and Economic Stimulus

The 2024 election could shape future economic stimulus packages and measures to combat inflation. Policies that impact inflation can drive up the cost of materials, labor, and property values. Jeff and Ken discuss how different economic policies may influence inflation and what investors can do to protect their bottom line in an inflationary environment.

Whether you’re concerned about taxes, rental regulations, or economic shifts, Jeff and Ken cover everything real estate investors need to know about the potential impacts of the 2024 election. Tune in to learn how to anticipate market changes and position your investments for success.

💥 Want to stay ahead in the real estate market? Visit Sub2Empire’s website for more resources, and check out the Sub2Empire Creative Finance Academy to boost your creative financing knowledge and investment skills!

Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode! Share your predictions or concerns about the 2024 election in the comments, and Jeff and Ken will address them in future podcasts.

Visit Sub2Empire’s Homepage for more creative finance resources: https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your skills in creative real estate financing: https://sub2empire.com/cfa

Follow Sub2Empire on Social Media:

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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Welcome to this week’s episode of the Sub2Empire podcast! Today, our hosts Jeff Coffman and Ken Rossics are diving into a critical topic for creative finance investors: “Common Objections Home Sellers Have About Subject-To Deals.” When approaching sellers with a subject-to offer, you may encounter resistance or concerns—understanding these objections and knowing how to address them is essential for successful negotiations and deal-making.

In this episode, Jeff and Ken will discuss five of the most common objections sellers have to subject-to offers and offer actionable tips for overcoming them. By addressing these concerns effectively, you can build trust, reassure sellers, and create a win-win situation that helps them move on from their property while helping you grow your investment portfolio.

Top 5 Common Seller Objections to Subject-To Offers:

1. “Will This Affect My Credit?”

Many sellers worry that leaving the mortgage in their name will negatively impact their credit score. Jeff and Ken discuss how to reassure sellers that timely payments will not harm their credit, and they also explore ways to structure the deal to protect both parties.

2. “What Happens if You Stop Making Payments?”

Sellers often fear that if the investor stops making payments, they’ll be left with the financial burden and potential foreclosure risk. Jeff and Ken explain the importance of establishing credibility, using escrow services, and even offering contingency clauses to ease the seller's concerns.

3. “Can’t the Bank Call the Loan Due?”

The due-on-sale clause is a significant concern for sellers who worry that the lender will demand full repayment upon discovering the property transfer. This episode explores how to educate sellers on the likelihood of the clause being enforced and strategies to minimize this risk.

4. “Why Don’t You Just Buy It Outright?”

Some sellers may feel uneasy about creative financing methods and question why you don’t simply purchase the property with a traditional mortgage. Jeff and Ken share how to explain the benefits of subject-to deals for both parties and how this method can help sellers in situations where they need a quick solution.

5. “What’s in It for Me?”

Ultimately, sellers want to know how a subject-to deal benefits them. Jeff and Ken discuss ways to demonstrate value to the seller, such as relieving them from mortgage payments, helping them avoid foreclosure, or providing peace of mind through flexible closing terms.

By understanding and addressing these common objections, you’ll improve your negotiation skills and make your subject-to offers more attractive to sellers. Jeff and Ken share their proven techniques to handle these objections professionally, building trust and creating lasting, positive relationships with sellers.

💥 Looking to master subject-to deals and other creative finance strategies? Visit Sub2Empire’s website for more resources, and check out the Sub2Empire Creative Finance Academy to get in-depth training on creative real estate techniques. Learn from the pros and elevate your investing skills today!

Be sure to like, subscribe, and hit the notification bell to stay updated on our latest episodes! Have questions or want to share your own experiences with subject-to deals? Drop them in the comments below, and Jeff and Ken will tackle them in future podcasts.

Visit Sub2Empire’s Homepage for more creative finance resources: https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your skills in creative real estate financing: https://sub2empire.com/cfa

Follow Sub2Empire on Social Media:

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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Welcome back to the Sub2Empire podcast! In this week’s episode, we’re diving into “Common Mistakes Real Estate Investors Make With Subject-To Deals.” Hosted by creative finance experts Jeff Coffman and Ken Rossics, this episode is packed with insights into the most frequent errors investors make when handling subject-to transactions. Whether you’re new to subject-to deals or looking to fine-tune your strategy, understanding these pitfalls can save you time, money, and stress.

What Are Subject-To Deals?

Subject-to financing allows an investor to acquire a property while keeping the existing mortgage in place, making it a popular choice for those who want to invest without the hassle of securing new financing. But while subject-to deals offer unique benefits, they can also be complex and challenging. Knowing where investors commonly go wrong is the first step to mastering this strategy.

Common Mistakes to Avoid in Subject-To Deals:

Ignoring the Due-on-Sale Clause: One of the most common mistakes investors make is underestimating the risk of the due-on-sale clause. Most mortgages have this clause, which allows lenders to demand full repayment if they find out about the change in ownership. Jeff and Ken explain how to manage this risk and the strategies that can help keep lenders at bay.

Not Vetting the Seller Properly: A thorough understanding of the seller’s financial situation is crucial in subject-to deals. Investors often fail to investigate the seller's background, leading to complications like liens, unpaid taxes, or bankruptcy filings that can disrupt the deal.

Poorly Structuring the Contract: Many investors overlook the importance of a properly drafted contract. This mistake can lead to legal issues down the road, especially if the terms of the subject-to agreement are unclear or ambiguous. Learn how to structure contracts to protect yourself and ensure smooth transactions.

Failing to Maintain Insurance Properly: Insurance can be tricky in subject-to deals. Many investors make the mistake of failing to update the insurance policy or incorrectly listing the insured parties, leading to coverage gaps and potential liability issues. Jeff and Ken break down the right way to handle insurance for subject-to properties.

Not Planning for an Exit Strategy: Successful investors always plan their exit strategy upfront, yet this is often overlooked by those new to subject-to deals. Jeff and Ken discuss how to plan for different exit scenarios, whether you plan to sell, refinance, or rent out the property.

By understanding these common mistakes, you’ll be better prepared to navigate the complexities of subject-to deals and turn them into profitable investments. Jeff and Ken share their expert tips, real-world experiences, and best practices for avoiding these pitfalls and ensuring your deals run smoothly.

💥 Want to learn more about creative finance and real estate investing? Visit Sub2Empire’s website for more resources, and check out the Sub2Empire Creative Finance Academy to gain in-depth knowledge on subject-to deals and other creative financing techniques. Learn from the best and take your real estate investing to the next level!

Be sure to like, subscribe, and hit the notification bell to stay updated on our latest episodes! Leave your questions or experiences in the comments, and we’ll address them in future podcasts.

Related Links:

Visit Sub2Empire’s Homepage for more creative finance resources: https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your skills in creative real estate financing

Follow Sub2Empire on Social Media: https://sub2empire.com/creative-finance-academy

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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Are subject-to deals safe for real estate investors?

In today’s podcast, creative finance experts Jeff Coffman and Ken Rossics from Sub2Empire explore the potential risks and rewards of using subject-to financing when buying properties. If you’ve ever considered taking over an existing mortgage with a subject-to deal, this episode is a must-watch! Jeff and Ken break down the essential considerations that every investor should be aware of before diving into this strategy.

What is a Subject-To Deal? -

A subject-to deal allows an investor to purchase a property while leaving the existing mortgage in place. The buyer takes control of the property and makes payments on the seller’s existing mortgage, without formally assuming the loan. This can be an attractive strategy for investors looking to acquire properties with little upfront capital or to avoid traditional financing hurdles. However, it’s not without its risks.

Key Risks of Subject-To Deals:

Due-on-Sale Clause: The biggest risk with subject-to deals is the due-on-sale clause. Most mortgages contain this clause, which gives the lender the right to demand full repayment of the loan if the property ownership changes. If the lender becomes aware of the transfer, they could call the loan due, which can put the investor in a challenging position.

Trusting the Seller: Since the mortgage stays in the seller’s name, it’s crucial that the seller remains cooperative throughout the process. If the seller has financial issues or enters bankruptcy, it could affect the property, even though the investor is now making payments.

Insurance Complications: Changing the insurance on a subject-to property can be complex. Investors need to ensure that the property remains properly insured while still listing the seller’s name on the existing policy. A failure to do so could lead to coverage gaps, leaving the property exposed to potential risks.

Impact on Seller’s Credit: If an investor fails to make timely payments, it can negatively impact the seller’s credit score, potentially leading to disputes and legal challenges. Investors must ensure they have a plan for consistent, timely payments.

Limited Exit Strategies: Investors using subject-to financing must carefully plan their exit strategy. Selling the property or refinancing the loan without involving the original lender can be tricky, making it crucial to have a clear plan from the outset.

Jeff and Ken discuss these risks in detail and provide practical advice on how to mitigate them, making subject-to deals a viable option for investors who understand the potential challenges. They also share real-life examples and tips to help you decide if subject-to financing aligns with your investment strategy.

💡 Ready to dive deeper into creative finance? Visit Sub2Empire’s website for more resources, and check out the Sub2Empire Creative Finance Academy to gain in-depth knowledge on subject-to deals and other creative financing techniques. Learn from the best and take your real estate investing to the next level!

Be sure to like, subscribe, and hit the notification bell so you never miss a podcast episode! Drop your questions in the comments below, and we’ll cover them in future discussions.

Related Links:

Visit Sub2Empire’s Homepage for more creative finance resources: https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your skills in creative real estate financing: https://sub2empire.com/cfa

Follow Sub2Empire on Social Media:

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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Thinking about rehabbing a house? Join creative finance experts Jeff Coffman and Ken Rossics from Sub2Empire as they discuss the critical factors to consider before diving into a rehab project. In this podcast episode, they share their insights on how to evaluate whether rehabbing a property is the right move for your real estate investment strategy. Whether you're a seasoned investor or just getting started, this discussion will provide valuable guidance to help you make informed decisions and maximize your profits.

Key topics covered include:

Your experience level – Are you new to rehabbing, or do you have a background in construction? Understanding your skillset is crucial to project success.

The quality of the deal – Did you get a great deal on the property? The margin for profit should be significant enough to make the rehab worthwhile.

Financing costs – The interest rates, terms, and costs associated with your financing can significantly impact your budget and bottom line.

Managing contractors – Finding reliable contractors and managing the rehab process is often one of the most challenging aspects of rehabbing. We’ll discuss strategies for minimizing stress and keeping projects on schedule.

Jeff and Ken will share their extensive experience to help you avoid common pitfalls and navigate the challenges associated with rehabbing properties. Learn what it takes to turn a distressed property into a profitable real estate investment, and get actionable advice that you can start applying today.

💥 Want to learn more about creative finance and real estate investing? Check out Sub2Empire’s website for additional resources, and consider enrolling in the Sub2Empire Creative Finance Academy to take your skills to the next level!

Be sure to like, subscribe, and hit the notification bell so you never miss an episode! Drop your questions in the comments below, and we’ll be sure to address them in upcoming podcasts.

Timestamps:

Related Links:

Visit Sub2Empire’s Homepage for more creative finance resources https://sub2empire.com

Enroll in the Sub2Empire Creative Finance Academy to boost your investing skills: https://sub2empire.com/creative-finance-academy

Follow Sub2Empire on Social Media:

Facebook: @Sub2Empire

Instagram: @Sub2Empire

Twitter: @Sub2Empire

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