The Crowd Effect

Inflation sucks. The Labor Department released the most recent data on consumer prices and it's not good. In this episode we explore the "The Great Inflation" of the 1970's, how it relates today and what simple (non-political) steps we can all take to stem inflation.

I hate late fees with a passion! A group of 7 senators yesterday demanded that the top 10 credit card issuers in the U.S. describe in detail their late fee policies and their reaction to a proposed regulation by the Consumer Financial Protection Bureau on credit card late fees.

But could this new regulation backfire on consumers? We're breaking it down on this episode.

Oklahoma passed a law in an effort to protect the state's oil and gas industry, which is a major source of jobs and revenue for Oklahoma. However, the law has had a number of negative consequences and will ultimately backfire on the state's residents. Find out the simple (non-political) step we can all take to help solve this problem.

The fascinating history of short selling and its role in the first financial panic in American history. Learn how short selling contributed to the failure of the United States Bank and the resulting Panic of 1837, a severe economic downturn that lasted for years. This untold story shares a striking resemblance to the First Republic Bank collapse and sheds light on the controversial strategy of short selling and its impact on financial markets throughout history.

The debt ceiling debate has been a contentious issue in American politics for decades. In this episode, we take a look at the history of the debt ceiling, from its introduction in 1917 to its recent role as a bargaining chip in negotiations over government spending and fiscal policy. We examine how the debt ceiling has impacted the US economy, and discuss some of the most heated debates over the debt ceiling in recent years. Whether you're an economist, a political junkie, or just curious about the inner workings of the US government, this episode is for anyone interested in the history of American fiscal policy.

In this episode, we'll take a closer look at Citigroup's repeated customer abuse and subsequent fines from regulatory authorities. Despite promising to improve their policies and practices, the bank has continued to engage in deception and mistreatment of their customers. Explore how concerned citizens, LIKE YOU, can stop the abuse!

In this eye-opening episode, we take a dive into the shocking history of financial crises in the United States, from the very first bank run in 1792 to the collapse of First Republic Bank. Discover the root cause of these devastating economic downturns, and learn about the lasting impact they have had on the US financial system. This video is a must-watch for anyone interested in understanding the history of financial crises and their far-reaching consequences. Don't miss out on this captivating exploration of one of the most important topics in economics!

The shocking truth about Bank of America's repeated abuse of its customers is exposed, despite being regulated and punished in the past. We dive into the root of the problem with traditional banks and offer alternative solutions for individuals who want to take control of their finances and support more customer-centric and community-oriented approaches to banking. Don't miss out on this eye-opening discussion on the power dynamics of the financial industry and how we can work together to create a more equitable and sustainable economy.

What happens when we mix corporate unethical behavior with clickbait transgender politics? How about a path forward to be the change.

What happens when the 3rd largest bank in the US abuses their customers?

Will the abuse ever end? What happens when the abused public demands our politicians to do something? Are their actions effective?

What can people who still care about humanity do about it?