The Crowd Effect

Last Friday the Federal Reserve made the master account list public. What is the Fed's master account list and why should anyone care? On this episode hear an easily to understand analogy that breaks it all down.

Chinese banks are very powerful. Four of the top 5 most profitable banks in the world are from China. What does this mean for the global economy? Also, The Peoples Bank of China cuts key lending benchmarks in an effort to boost its sagging economy from the aftershocks of the COVID-19 pandemic and the ongoing war in Ukraine.

Hear the breakdown on this episode along with how we can all retake power and wealth back from not just Chinese banks but all powerful banks.

What does mislabeling food packaging have anything to do with US Bank being fine for deceiving it's customers?

The banking industry is the most penalized industry in the country and it appears that banks will keep its top spot for the foreseeable future.

What can us regular people can do to fix our broken financial system? The answer will surely surprise you.

Open banking is a new and exciting technology that has the potential to revolutionize the financial services industry. U.S. regulators are about to set standards for open banking in the United States. Hear the story of the very first large buffet-style restaurant and how it helps relate what exactly open banking is.

Both hardcore progressives and conservatives will most likely despise me after hearing how public choice theory takes the debates surrounding abortion, gun control and drug to a grinding halt.

In this provocative episode hear a compelling analogy to easily understand what public choice theory is and how it can reshape governments, our economy and our quality of life.

What does the used car market have in common with the stock market? Why are we currently in a bull market and will it last? Why should you not care about the stock market anymore? These questions will be answered on this episode of the Crowd Effect.

Mandated diversity in the workplace leads to tokenization and resentment and ultimately loses out on the real benefits of having a diverse workforce. Wells Fargo shareholders are suing Wells Fargo for the stock price declining due to a New York Times article about Wells Fargo allegedly conducting fake diversity job interviews.

Banking fraud has been happening for over 4000 years! Also, new regulations from the fallout from SVB and First Republic Collapse, helpful or harmful? Finally simple steps we can all take to prevent banking fraud.

Episode #75. What does the financial industry have in common with the pharmaceutical industry?

Consumers are looking to solve problems themselves without relying on traditional institutions. Find out how you can potentially earn money by being part of the solution.

What do telephone landlines and the stock market have in common? A recent paper highlights the decline of the public stock market and explains why wealthy investors are seeking more attractive returns elsewhere.