The Crowd Effect

Hear the story of how the unethical behavior of one person triggered billions of dollars in loses around the globe.

We reveal some simple steps erode the wealth and power of big banks and give that wealth and power to regular people.

Hear the story of a single mother being harassed by a bottom feeding lender threatening to reposes her washing machine.

Lease-to-own financing company, Snap Finance sued by the Consumer Financial Protection Bureau last week for deceiving consumers, obscuring the terms of its financing agreements, and making false threats.

Learn 3 simple steps to protect both yourself and others from the abuse of the financial service industry.

Hear Angela's story of financial abuse at the hands of Snap Finance, some details of the lawsuit brought by the Consumer Financial Protection Bureau and how the entire financial service industry is the most abusive industry operating in the United States.

Find out simple steps to take to protect yourself from the abuse of big banks and the rest of the abusers in the financial service industry.

When an individual steals your identity, opens up fake credit card accounts and then gets caught, that individual goes to jail. But when Bank of America does the same thing nobody goes to prison.

Bank of America is not only too big to fail but apparently they're too big to jail!

Learn simple steps to protect yourself from abusive financial institutions.

Planning on using credit card points for your next vacation? Better hope it's not a Bank of America credit card.

In this episode we tell a tragic story of 2 girls' dashed Disneyland dreams, how BofA was fined $250 million by the Consumer Financial Protection Bureau on July 11, 2023 and the simple steps we can all take to deny Bank of America to profit off us.

The most penalized corporation doing business in the United States was penalized once again, this time for $250 million. Bringing their total penalties to over $87 Billion since the year 2000.

The 23 largest banks just passed the Federal Reserve's annual stress test. In this episode we break down what a stress test is and what it means to pass or fail. We also address the simple step we can all take to completely avoid financial collapse from occurring in the future.

The US Central Bank, The Fed, will be rolling out their new payment service FedNow next month allowing 24/7, 365 near instantaneous banking transfers. Discover how this seemingly dull but important event is generating conspiracy theories on social media.

A Bi-partisan sponsored bill to claw back executive compensation of failed banks easily passed in the Senate last week. What does it mean for taxpayers, for the banking industry? Will this do anything to prevent a future banking collapse? Find out the answers to all these questions and more on this episode.

Last week Chase Bank was fined $4 million by the SEC in violation of federal securities law. The fine is just another example of the ongoing track record of the US's largest bank and 2nd most penalized corporation in our country.

In this episode find out what Chase's top 5 offenses are and what steps can us regular people can do to fix our broken financial system.