COULD IT HAPPEN HERE? As tensions mount between the U.S. and Iran, the prospect of Cyber warfare has come into focus. In this episode, David discusses what the U.S. government is telling businesses to do to safeguard against cyberattacks, and explains why the dreaded "war exclusion" may not necessarily preclude coverage for such incidents under many Cyber insurance policies.

WHERE CYBER RISK AND D&O LIABILITY CONVERGE: A federal lawsuit brought against board members and executives of an e-Commerce company alleges that lapses in cybersecurity led to a data breach and subsequent missteps by the company that resulted in a decline in stock price. In this episode, David discusses the allegations in the complaint, as well as the importance of marrying coverage across multiple policies to protect Directors and Officers tasked with managing Cyber risk.

NEW YORK TELLS WASHINGTON : FUHGEDDABOUDIT! Days after President Trump signed an Executive Order designed to tamp down on state efforts to enact AI legislation, lawmakers in Albany defied Washington by enacting a new law with stringent notification requirements and the ability to assess fines for noncompliance. In this episode, David discusses the tension between state and federal enforcement efforts and what businesses can do to navigate this challenging risk landscape.

TRUMP TRUMPS STATES ON AI. The Executive Order issued by the President last week establishes a national standard for the development of Artificial Intelligence. In this episode, David breaks down the EO and discusses why it may be good news for businesses attempting to navigate a minefield of conflicting state laws. David also explains why AI presents risks that reach beyond the four corners of your Cyber insurance policy.

"CHECK" THIS OUT: The European Commission's 120M Euro fine against a major social media platform has the makings of a geopolitical incident, but also highlights the aggressive approach to enforcement being taken by EU regulators. In this episode, David breaks down the components of that fine and discusses the importance of the right policy wording around regulatory coverage in Cyber Insurance policies.

"A GRAND EXPERIMENT INVOLVING MILLIONS OF AMERICANS." A recent Congressional hearing on the proliferation of AI chatbots in mental health raises concerns about user safety and data privacy. In this episode, David highlights the testimony of expert witnesses and discusses what healthcare organizations and other businesses can do right now to implement best practices around the responsible use of Artificial Intelligence while legislation catches up with advances in the technology.

DO YOU KNOW WHAT INFORMATION YOUR WEBSITE IS COLLECTING? In this episode, David sits down with university researcher and Cyber Insurance underwriter Daniel Woods to discuss the rise of tracking litigation -- who's driving it, what businesses can do to protect themselves, and how the insurance marketplace is responding.

GOING SOFT! In this episode, David breaks down the findings in the recent report on the state of the Cyber Insurance market from the National Association of Insurance Commissioners, and what the historically soft market means for businesses looking to expand the scope of their coverage.

COVERAGE MATTERS! In this episode, David sits down with Peter Halprin, Esq., of Haynes & Boone's Insurance Recovery Practice to discuss where disputes most commonly arise in the adjustment of Cyber claims.

LOST WITHOUT THE CLOUD! In this episode, David discusses what the AWS system outage tell us about the importance of Dependent Business Interruption coverage, and why the right contract wording could determine your avenues of recovery in the event of a loss.