"A GRAND EXPERIMENT INVOLVING MILLIONS OF AMERICANS." A recent Congressional hearing on the proliferation of AI chatbots in mental health raises concerns about user safety and data privacy. In this episode, David highlights the testimony of expert witnesses and discusses what healthcare organizations and other businesses can do right now to implement best practices around the responsible use of Artificial Intelligence while legislation catches up with advances in the technology.

DO YOU KNOW WHAT INFORMATION YOUR WEBSITE IS COLLECTING? In this episode, David sits down with university researcher and Cyber Insurance underwriter Daniel Woods to discuss the rise of tracking litigation -- who's driving it, what businesses can do to protect themselves, and how the insurance marketplace is responding.

GOING SOFT! In this episode, David breaks down the findings in the recent report on the state of the Cyber Insurance market from the National Association of Insurance Commissioners, and what the historically soft market means for businesses looking to expand the scope of their coverage.

COVERAGE MATTERS! In this episode, David sits down with Peter Halprin, Esq., of Haynes & Boone's Insurance Recovery Practice to discuss where disputes most commonly arise in the adjustment of Cyber claims.

LOST WITHOUT THE CLOUD! In this episode, David discusses what the AWS system outage tell us about the importance of Dependent Business Interruption coverage, and why the right contract wording could determine your avenues of recovery in the event of a loss.

ELEPHANTS NEVER FORGET, AND NEITHER DOES THE DARK WEB! A recent Federal appeals court ruling clarifies the basis by which plaintiffs in data breach litigation can establish standing to sue. In this episode, David breaks down the court's rationale for determining whether plaintiffs can establish actual harm, and explains why it's important to have the right defense arrangements in your cyber insurance policy to meet the needs of your organization.

OUTTA SIGHT! The FAA and the Transportation Security Administration have just concluded a 60-day public comment period around a proposed rule for the use of drones Beyond Visual Line of Sight of the user. In this episode, David breaks down some of the aviation industry's concerns over the new regulations, and discusses the how the right insurance coverage can address the cybersecurity and data privacy exposures associated with this new technology.

WALKING ON EGGSHELLS: A children's psychiatric facility in Connecticut is facing a potential class action lawsuit alleging that it left patient and employee data vulnerable to a cyberattack and that it delayed notification to plaintiffs and regulators about the breach. In this episode, David discusses an important doctrine in tort law that could help establish the plaintiffs establish standing to sue and magnify their damages. He also outlines steps that healthcare facilities can take to enhance their cybersecurity controls and comply with HIPAA and other data privacy laws.

DON'T WAIT UNTIL IT'S TOO LATE! The news coming out of Great Britain this week that a luxury automaker had failed to procure cyber insurance prior to sustaining a debilitating cyber attack should serve as a cautionary tale for businesses. In this episode, David outlines the benefits of the typical cyber policy and urges companies still operating without the coverage to reach out for assistance.

FRENCH FRIED! The E.U.-U.S. Data Privacy Framework has survived its first legal challenge brought by a French parliamentarian who claimed that the current arrangement fails to provide adequate safeguards for European citizens. In this episode, David explains why the current arrangement remains in limbo and how companies can ensure compliance with GDPR during this reprieve. He also discusses the importance of the right policy wording to cover claims against U.S. companies arising under this law.