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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

This week - more free InKind money, Capital 1 Shopping referrals, credit card bonuses including Chase, AmaZing, Ramp, new Amex NLL offers, retirement planning tips, Vanguard vs Boldin, solo 401K loans, new logo contest winners and much more!

▶️ Prior weekly recaps

• August 1
• July 25
• July 18
• July 11
• 2025 update (from May)

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⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

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♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!

If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤

• (02:36) - Banks
• (11:31) - Credit Cards
• (18:39) - Gift Cards
• (22:27) - Discounts & Freebies
• (25:32) - December Tally
• (27:11) - 2024 Tally
• (45:08) - Census Results
• (57:43) - Podcast Wrapped
• (67:41) - Discord Wrapped 

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

• (03:20) - Brokerages
• (05:35) - Credit Cards
• (15:42) - Banks
• (28:00) - Gift Cards
• (43:55) - Discounts & Freebies
• (54:47) - Final Tally

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Finale of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

• (00:47) - Recap of Prior Episode
• (02:25) - The Night Before the Judge
• (05:44) - Breakfasts and Baths
• (13:08) - Meeting the Judge
• (18:24) - The Redditor
• (21:16) - Goodbyes & Good Lucks
• (27:02) - The Lady in the Elevator
• (29:53) - The Prosecutor & The Assistant
• (37:41) - The Paper Round
• (42:26) - After Jail

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Japanese Jail series -

Part 1

Part 2

Part 3

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more!

• (01:47) - Trip Report
• (22:42) - Travel News
• (32:47) - Amex Hacks
• (39:43) - Banks
• (45:55) - Brokerages
• (50:15) - Credit Cards
• (53:08) - Discounts & Freebies
• (58:57) - Final Tally

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Part 3 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

• (00:55) - Recap of Previous Episodes
• (02:18) - Meeting Megumi
• (12:53) - Life in Japanese Jail
• (22:38) - A Day with the Prosecutor
• (31:00) - Shinigawa Nanaban
• (40:14) - Ups and Downs

Japanese Jail series -

Part 1

Part 2

Part 4

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!

• (03:25) - Credit Cards
• (18:54) - Banks
• (22:04) - Gift Cards
• (33:00) - Discounts & Freebies
• (44:28) - Meal Kits
• (49:07) - Final Tally

------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?

We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.

🙏 Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!

📍 Sat August 17 - New York with Point.me NY Telegram

📍 Sat August 24 - Los Angeles with Churning LAX Telegram

📍 Sat August 31 - San Francisco with Bay Area Churning Discord

📍 Sat September 14 - St Louis with STL Butter Telegram

For more information, check out the full events page

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📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more!

• (08:22) - Credit Cards
• (21:21) - Brokerages
• (28:05) - Banks
• (39:42) - Discounts & Freebies
• (47:15) - Meal Kits
• (51:25) - Final Tally

------------------

📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

⚡️ View the live churn tracker for real-time updates on all the churns as they happen

🔒 Subscribe to our private Discord community

------------------

♡ Enjoy this episode?

💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏

⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️