The Damage

Jillian speaks to MSB IEC Conference in Dubai in 6 October 2021

Founded in 1906, the IEC (International Electrotechnical Commission) is the world’s leading organization for the preparation and publication of international standards for all electrical, electronic and related technologies. These are known collectively as “electrotechnology”.

Jillian was requested to contribute to the Safety in the Future for her expertise in Future of Safety.

Safety in Future Paper

Advanced robotics, artificial intelligence, the Internet of Things are transforming how humans and electrotechnical systems interconnect. With the introduction of new technologies, it is critically important to ensure that human safety remains at the centre of the human-machine relationship.

Each year, several million workers are injured on the job. Aside from the economic cost, this is the source of immeasurable suffering that is largely preventable.

Using real-life examples, this white paper addresses safety in the future by exploring current social trends and initiatives as well as projects that are pioneering innovative safety solutions. All of them are based on the concept that safety will be integral to systems in which humans and machines closely interface. The paper also introduces a collaborative framework – the tripartite system for safety – which offers a systematic approach to examining key safety elements.

Bringing these safety concepts to fruition will require significant standardization efforts to mitigate challenges related to decision-making involving machines and humans.

The upcover team is building from the ground up as they embark on a mission to transform the small business insurance landscape in Australia by changing how the small businesses, startups and independent contractors working with enterprises and on-demand platforms protect themselves.
They work with the worlds leading insurers to provide new age and market leading business insurance applications.

The upcover mission
Bringing business insurance into the 21st century by making it accessible for any business or platform to offer insurance that’s simple, easy and affordable.

About Skye
Skye is the co-founder and CEO of upcover, an insurtech business building tailored, simple and pay-as-you-go insurance protection and benefits products for gig economy workers. She is passionate about helping small businesses manage their own risk having worked in her family's businesses from a young age. She has worked with hundreds of SMEs at Zurich, across multiple functions. As a certified lawyer, she has also worked to help SMEs in policy & regulatory reform across NSW.

Jillian reached out to an friend in New York State on how they insure their "gig" workers or non employee workers or independent contractors!

Workers are covered for workers compensation by a surcharge (as well as optical, dental, telemedicine, discount glasses, discount to urgent care network)

Imagine if we could apply to all Australia Gig workers 3%  surcharge for cover!

Why can we not make it this simple!

The New York Black Car Operators’ Injury Compensation Fund was created by statute (Chapter 49 of the laws of 1999) to provide Workers' Compensation coverage and other benefits to Black Car operators in the state of New York.

The statute was signed into law by Governor George Pataki in May 1999.

On October 1, 1999, the billing, collecting and remitting portion of the statute took effect.

On January 20, 2000, Workers’ Compensation coverage for drivers affiliated with Member Bases took effect. In later years, our company adopted a shorter title, and while we still have the same official title, we are widely known, simply as The Black Car Fund.

The statute covers all drivers of The Black Car Fund Member Bases in the state of New York, although 98% of the companies are based in the greater New York City Metropolitan area.

Bases must become members of The Black Car Fund if they meet the criteria outlined in the statute which states that, more than 90 percent of its for-hire business is on a payment basis other than direct cash payment by a passenger; provided, however, that a central dispatch facility shall not include any such central facility that owns 50 percent or more of the cars it dispatches. 

Black Car and limousine companies operating outside of New York State are also required to become Member Bases of The Black Car Fund if they do work within the state of New York, as well as if they meet the criteria outlined in the statute. 

The Fund derives its income from a passenger surcharge, added on top of the fare, which is billed and collected by Member Bases from their clients and then remitted to The Fund. 

Today, The Fund has nearly 400 Member Bases and collectively, there are more than 130,000 affiliated drivers covered by Workers' Compensation. 

We explore the State of Safety Now & The Future - Snowy with a Side of Rona - Predictions for the months and years to come - be ready

Compassion Fatigue if not already at your workplace is coming to a workplace near you if not you maybe your clients or customers - Definition: apathy or indifference toward the suffering of others as the result of overexposure to tragic news stories & images & the subsequent appeals for assistance - sound familiar?

Interns & Other Unpaid Work - With Workcover Queensland releasing new insurance for Interns in 2021FY it was worth reviewing and sharing the coverage for unpaid People in various Workcover regimes Australia wide. During this period people may be conducting more volunteer and unpaid work - it is important to make sure of cover for both the businesses/ organisations gaining assistance and the volunteers / unpaid parties for their piece of mind

Day 88 - call a mate - the real impact of the Rona... you might not see it - take a look - ask if they're ok

Everyone wants this "new-product"  & people will not buy at your store or return unless you gift it. It's called safety-trust ...
Make your customer feel safe or they wont come back...

The Damage - Episode 4 - So Many Signs So Little Direction - in this session we explore what are the rules and laws in each state to comply with WHS and OHS Laws and Public Health around Covid 19 requirements and returning to work or working safely

The Damage Podcast - Episode 3 - Post Pandemic Workers Compensation Balloon- in this session we explore the exposure possibility and challenges ahead for Workers Compensations Claims in the unprecedented times!